The top-rated home insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 165 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 10 home insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | MassAutoQuote | 50 Salem St | (781) 246-8699 |
Soderberg Ins. Services serves the Lynnfield, Massachusetts area as a home insurance agent. The company helps local homeowners find policies that cover their property and personal belongings against common risks. It works with clients to review dwelling coverage levels and liability limits tailored to the region's housing styles. Among the specific services it handles in this area are structuring replacement cost estimates for older New England homes and advising on separate riders for valuable personal property.
Johnson & Rohan Insurance in Lynnfield, MA provides a standard range of home insurance services, including policies for dwelling coverage, personal liability, and contents protection. Service plans focus on regular policy reviews to help ensure coverage keeps pace with changes in your home. Representatives guide clients through the claims process after a covered loss. The agency serves local property owners, offering coverage for single-family homes, apartments, retail spaces, and restaurants.
DiVirgilio Insurance Agency & On-Time Payroll serves homeowners, businesses, and property managers in Lynnfield, Massachusetts, providing home insurance policies that protect residential structures and personal belongings. Agents work with clients to assess coverage needs for dwelling, liability, and additional structures. The agency also assists with policy updates and claims guidance for local property owners. Its service area includes surrounding communities such as Peabody, making it a convenient option for those seeking coverage in the greater North Shore metro.
Success Insurance Inc serves Lynnfield, Massachusetts and the surrounding North Shore communities, providing home insurance coverage for residential properties. The agency handles policies that protect homeowners against common risks such as fire, theft, and weather-related damage common to the New England area. To complete a typical job, the agent begins by reviewing the property's specific exposures and then presents coverage options tailored to each homeowner’s individual needs.
At Mutual Insurance MA in Lynnfield, a homeowner can choose between a single policy for a specific dwelling or an ongoing relationship that adjusts coverage as property needs evolve. Their policies protect residential structures from fire, weather damage, and liability risks common in this part of Massachusetts. The agent advises on personal property endorsements and local building code upgrades. Service runs on both a one-time basis for policy placement and an as-needed basis for annual reviews or mid-term adjustments after a renovation.
As the New England weather shifts from snowy winters to spring rains, local homeowners in Lynnfield look for reliable coverage that adapts to seasonal risks. Senior Insurance Lynnfield helps clients adjust their home insurance policies to address changing needs, such as protecting against storm damage or ensuring liability coverage for seasonal visitors. The company provides personalized consultations without high-pressure sales tactics. For those seeking a thorough evaluation of their current level of protection, the initial step typically involves a careful property and coverage inspection.
Sylvia F. Costa Insurance offers specialized home insurance policies tailored to protect single-family homes and condominiums in Lynnfield, Massachusetts. It also provides general homeowners coverage, including protection against fire, theft, and liability claims common in this region. The agency assists clients with adjusting deductibles and reviewing policy limits to match current property values. In the winter months, it helps homeowners evaluate coverage for ice dam damage and frozen pipe bursts that frequently affect properties during heavy snowfalls.
As the New England seasons shift from fall storms to winter snow, homeowners in Lynnfield, Massachusetts seek reliable coverage against weather-related damage and liability risks. Philbin Insurance Group offers plain-language counsel on policy limits, deductibles, and endorsements tailored to older homes and new construction alike. The company helps clients understand coverage gaps that standard policies might leave exposed. To start, a representative typically visits the property to photograph the exterior, note roof condition, and measure square footage before offering a personalized quote and any endorsements one may need.
Pantano Insurance in Lynnfield, MA assists homeowners in managing their property coverage needs. Their work often involves helping clients evaluate standard policies and then identifying optional additions like flood or earthquake protection. These add-ons address gaps not covered by typical homeowners plans. The agency serves various commercial sectors that require property liability coverage, including local offices, warehouses, and food service establishments.
MassAutoQuote in Lynnfield, Massachusetts handles residential home insurance, protecting local homeowners' properties and personal belongings. It also addresses commercial coverage needs for nearby businesses. Service extends throughout Lynnfield and surrounding communities in Essex County. Each policy review considers the specific risks posed by regional weather patterns and properties. Clients may return for periodic updates, as home values or renovation projects create the need for coverage adjustments between standard reviews and policy renewals.
What Does a a Home Insurance Agent in Lynnfield Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $2,000 per year for a standard policy. In Lynnfield rates may be higher due to local weather risks and property values. Your actual cost will depend on your home's size age and coverage limits. This is general information and not insurance advice.
About home insurance agents in Lynnfield
Home insurance agents in Lynnfield Massachusetts help homeowners find coverage that meets state requirements and protects their property. Massachusetts law does not require homeowners insurance but mortgage lenders usually do. An agent can explain local risks like nor'easters and flooding in the Lynnfield area.
Frequently Asked Questions
What does a home insurance agent in Lynnfield do?
A home insurance agent helps you compare policies from different insurers to find coverage for your house and belongings. They explain Massachusetts specific options like replacement cost coverage and water backup protection. They also assist with filing claims and updating your policy.
Is home insurance required by law in Massachusetts?
Massachusetts state law does not require homeowners insurance. However most mortgage lenders require you to have a policy that covers the home's value. If you do not have a mortgage insurance is still wise to protect your investment.
What factors affect home insurance cost in Lynnfield?
Home insurance costs in Lynnfield depend on your home's age construction type and location. Massachusetts insurers also consider your claims history credit score and the distance to a fire station. Flood insurance is separate and may be needed for properties near ponds or wetlands.