The top-rated home insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 228 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 14 home insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 7 | Massachusetts Association of Insurance Agents | 91 Cedar St | (508) 634-2900 |
| 8 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 9 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
| 10 | Selected Insurance Milford | 174 Main St | (508) 426-9590 |
A-Affordable Insurance Agency, Inc. provides standard home insurance policies for properties in the Milford area and recommends optional endorsements for flood or sewer backup coverage. It advises clients on replacement cost versus actual cash value settlements to ensure sufficient dwelling protection. The independent agency serves residential homeowners, landlords of rental duplexes and triplexes, and small commercial accounts including professional offices, warehouses, and limited food service operations.
Fisher Insurance Agency, Inc serves homeowners throughout the Milford area of Worcester County, offering home insurance policies to protect local properties. As a neighborhood agency, it helps residents secure coverage for their houses against common regional risks, including weather damage and liability claims. The agency works with clients to tailor policies that fit individual needs and budgets. Its services include personal property coverage and protection for additional structures such as detached garages or sheds.
Foy Insurance, A Division of World provides a full range of home insurance services for residents in Milford, MA, including policy consultations, coverage evaluations, and claims assistance. The agency offers ongoing maintenance through regular policy reviews to ensure clients' protection adapts to changing circumstances. It also provides guidance on risk mitigation for homeowners. Foy Insurance services a variety of properties, including single-family homes, apartments, retail, and restaurants.
Serving Milford, Massachusetts, and the surrounding communities, Universal Insurance Agency, INC handles home insurance for local homeowners. It offers policies that can cover a dwelling and personal property against common risks such as fire, theft, and weather-related damage. For each client, a typical job begins with reviewing the specific structure and coverage needs to recommend a suitable plan that aims to align protection with the homeowner’s budget and property value.
Point Insurance in Milford serves homeowners seeking protection for their properties. The agency provides home insurance agents who guide clients through coverage options such as dwelling protection, personal liability, and contents insurance. These agents help local residents assess risks and select policies suited to individual needs. Point Insurance - Milford focuses on straightforward assistance for those buying, selling, or maintaining homes in the area. The agency also extends its services to surrounding communities, including the greater Franklin region and nearby parts of Worcester County.
When seeking a home insurance provider, customers choose between one-time policy placements and scheduled renewal services that adjust coverage over time. Bright Agency, a home insurance agent based in Milford, MA, offers standard policies for property damage, liability protection, and additional living expenses. Clients may request guidance on these typical coverages, which are designed for local homeowners in the surrounding area. In terms of service scheduling, this agency works on an as-needed basis, allowing policyholders to seek assistance whenever they require a new quote or a review of their existing plan.
Located in Milford, Massachusetts, the Massachusetts Association of Insurance Agents provides specialty home insurance services such as personalized policy reviews and tailored coverage options for local homeowners. Its general service work includes guiding clients through standard homeowners policies and assisting with claims processes throughout the region. As autumn arrives, the agency helps homeowners prepare for the increased risk of storm damage and falling trees common to the New England area.
A New England winter can reveal surprising vulnerabilities in a Milford home. Secure Insurance Agency Milford responds by offering policies geared toward the region's typical weather risks, from heavy snow loads to ice dam formation. Agents review standard coverage for both the house structure and detached garages or sheds common on local properties. The process for safeguarding a residence in this tree-lined Worcester County area typically begins with an agent visiting the home to conduct a thorough exterior and interior walkthrough, noting key details for proper coverage.
Capacity Insurance Services Milford provides residential home insurance coverage for properties in Milford, Massachusetts, and also assists local homeowners with their commercial insurance needs within the surrounding area. The agency works with area clients to construct policies that address specific property risks and standard liability protections common to the region. After settling a claim or completing an initial policy setup, the agency ensures continued client follow-up and provides periodic consultation during regular service visits.
What Does a a Home Insurance Agent in Milford Cost?
In Massachusetts, the average annual home insurance premium is around $1,300 to $1,800 for a typical single-family home. Costs in Milford may vary based on home value, coverage limits, and deductible choices. Factors like older homes or higher replacement costs can increase premiums. This is general information and not insurance advice.
About home insurance agents in Milford
Home insurance agents in Milford Massachusetts help residents protect their homes and belongings. Massachusetts law requires homeowners to carry certain minimum coverages for wind and hail damage. An agent can explain local risks and help you choose a policy that meets your needs.
Frequently Asked Questions
What does a home insurance agent in Milford do?
A home insurance agent helps you find a policy that covers your home, personal property, and liability. They explain different coverage options and help you compare quotes from multiple insurers. They also assist with claims and policy changes.
Is home insurance required in Massachusetts?
Massachusetts does not legally require home insurance for homeowners. However, mortgage lenders almost always require it. Even without a mortgage, home insurance protects against major financial loss from fire, storms, or liability claims.
What factors affect home insurance costs in Milford?
Costs depend on your home value, age, construction type, and location. Proximity to fire stations and flood zones also matter. Your credit score and claims history can influence your premium as well.