The top-rated home insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 238 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Neto Insurance Agency. This directory lists 21 home insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Neto Insurance Agency | 96 Rockdale Ave | (508) 999-1236 |
| 5 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 6 | Philip G David & Son Insurance Agency | 877 Mt Pleasant St | (508) 995-5580 |
| 7 | McKay Insurance Agency | 3393 Acushnet Ave | (508) 998-0002 |
| 8 | Patriot Growth Insurance Services (FBinsure) - New Bedford | 3263 Acushnet Ave | (800) 287-1467 |
| 9 | Pacheco Insurance Agency, Inc | 1847 Acushnet Ave | (508) 999-4941 |
| 10 | Bosworth Insurance | 962 Kempton St | (508) 997-9312 |
Based in New Bedford, Humphrey Covill & Coleman Insurance Agency, Inc serves homeowners throughout Bristol County. This agency specializes in home insurance policies to protect residential properties. Their team works with local clients to select appropriate coverage, helping homeowners understand the specifics of their policies before purchase. They handle the processing of personal property claims for standard perils like fire and theft. In this area, the agency also offers dedicated protection for coastal homes and additional flood insurance options.
Paul & Dixon Insurance specializes in tailoring home insurance coverage to protect properties in New Bedford’s diverse neighborhoods against common perils like fire, theft, and liability claims. It also offers guidance on adjusting policy limits to match home value fluctuations, secure detached structures, and account for personal possessions. Beyond standard protection, the agency helps local homeowners address concerns unique to the region, such as water damage from nor’easters or ice dam buildup during coastal Massachusetts winters.
Point Insurance - New Bedford assists homeowners throughout the New Bedford area by connecting them with residential property insurance policies. The agency helps clients evaluate coverage options that protect their homes and personal belongings from common local risks. It also works with property managers and landlords seeking insurance for rental units. Day-to-day consultations focus on explaining policy terms and adjusting deductibles to suit individual budgets. The agency extends its services to homeowners in the neighboring community of Acushnet as well.
Serving New Bedford and surrounding communities in southeastern Massachusetts, Neto Insurance Agency handles personal home insurance policies for local homeowners. The agency works to secure coverage for single-family houses, condominiums, and rental properties against common regional risks like storm damage and fire. It assists clients in understanding policy options that fit their specific property types and coverage needs. For a typical job, it reviews a homeowner's current dwelling limits and liability exposure, then compares available plans to recommend a balanced policy that matches the property's value and the owner's budget.
Tetrault Insurance Agency, Inc in New Bedford, MA helps homeowners choose between a one-time policy purchase for closing requirements or an ongoing annual policy for continuous protection. The agency provides local guidance on home insurance coverage tailored to protect property against common regional risks like storm damage and liability concerns. Service is available on a scheduled basis, with policy renewals and annual reviews typically recurring each year to keep coverage aligned with changing home values and needs.
As winter storms threaten the coast of New Bedford, residents seek reliable protection for their homes against wind and water damage. Philip G David & Son Insurance Agency responds by explaining policy options that address these specific local weather risks. Clients receive careful explanations of dwelling coverage and personal property protection tailored to a home’s age and construction. The agent discusses deductible choices and the implications of flood exclusions for properties near the harbor. An initial inspection of the property is then scheduled to verify its condition and confirm replacement cost estimates.
McKay Insurance Agency in New Bedford, Massachusetts assists homeowners with protecting their properties and personal assets. Their services can extend to additional coverage for valuable items, liability protection, and specialized policies for unique risks. These policies focus on safeguarding residential structures against local weather events and common property exposures. The agency also addresses commercial insurance needs for local businesses, including offices, warehouses, and food service operations, tailoring each plan to operational requirements and industry-specific liabilities.
Patriot Growth Insurance Services (FBinsure) in New Bedford, Massachusetts, provides residential home insurance policies for local homeowners and also offers commercial coverage for area properties. Serving clients throughout New Bedford and the surrounding region, this agency helps residents protect their homes and investments against common local risks. Clients can follow up with the same agent for routine policy reviews or claim assistance between regular visits to ensure ongoing coverage needs are met.
What Does a a Home Insurance Agent in New Bedford Cost?
The average cost of home insurance in Massachusetts is around $1,200 to $1,800 per year for a standard policy. In New Bedford, rates may be higher due to coastal exposure and wind risk. Costs depend on factors like home value, age of the home, and deductible amount. This is general information and not insurance advice.
About home insurance agents in New Bedford
Home insurance agents in New Bedford Massachusetts help homeowners protect their property from risks like coastal storms and fire. Massachusetts law requires insurers to offer coverage for damage from wind and hail, but flood insurance is separate and often needed for coastal areas. A local agent can guide you through policy options and ensure you meet any mortgage or state requirements.
Frequently Asked Questions
What does a home insurance agent in New Bedford do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage limits, deductibles, and discounts. Agents also assist with claims and policy changes after you buy a home.
Do I need flood insurance in New Bedford Massachusetts?
New Bedford is a coastal city, so flood insurance is often required by mortgage lenders for homes in flood zones. Standard home insurance does not cover flood damage. You can buy flood insurance through the National Flood Insurance Program or a private insurer.
How do I choose a home insurance agent in New Bedford?
Look for an agent licensed in Massachusetts with experience covering coastal properties. Ask about their knowledge of local risks like nor'easters and sea level rise. Compare quotes from multiple agents to find a policy that fits your budget and needs.