The top-rated home insurance agent in Winchester, Massachusetts is Scotti Insurance Agency, rated 4.3 stars across 14 reviews. Other highly rated options include Saltmarsh Insurance Agency, John A Pierce Insurance Inc, W Allan Wilde & Son Insurance Agency, Inc.. This directory lists 11 home insurance agents serving Winchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scotti Insurance Agency | 19 Mt Vernon St | (781) 729-9200 |
| 2 | Saltmarsh Insurance Agency | 751 Main St | (781) 729-4615 |
| 3 | John A Pierce Insurance Inc | 934 Main St | (781) 729-8770 |
| 4 | W Allan Wilde & Son Insurance Agency, Inc. | 887 Main St #1911 | (781) 729-1400 |
| 5 | Horace Mann Insurance Co | 895 Main St | (781) 368-9029 |
| 6 | Furey Insurance | 28 Church St #8 | (781) 721-5758 |
| 7 | Barry & McHugh Insurance Inc | 10 Skillings Rd | (781) 729-6600 |
| 8 | BARRY FREEMAN | 895 Main St | (781) 368-9029 |
| 9 | Ducey Insurance Agency | 10 Skillings Rd | (781) 235-6795 |
| 10 | Black Horse Insurance | 175 Washington St # C24 | (781) 729-1164 |
Scotti Insurance Agency serves the Winchester, Massachusetts area as a local home insurance agent. The agency helps homeowners find policies that can protect their property and personal belongings. They work with clients to review coverage options for standard perils such as fire, theft, and weather damage. Their services include explaining deductible choices and policy limits for dwelling and liability protection. The agency also handles customizations like adding endorsements for high-value valuables or additional structures on a property.
Saltmarsh Insurance Agency in Winchester, MA, provides a full range of home insurance services, including policies for primary residences, vacation homes, and rental properties. Its offerings focus on protecting structures and personal belongings against common regional risks like storms, fire, and liability claims. Tailored coverage plans are available to help homeowners manage deductibles and adjust limits to fit their needs. The agency serves a variety of property types, including single-family homes, apartments, condominiums, retail spaces, and restaurants.
John A Pierce Insurance Inc provides home insurance services to homeowners and property managers in and around Winchester, Massachusetts. The agency helps clients select coverage that protects their dwellings and personal belongings against common risks like fire, theft, and weather damage. Policies are tailored to meet each property’s specific needs, ensuring adequate financial protection. The company also serves the broader Middlesex County area, including neighboring communities such as Woburn and Lexington.
Serving home and property owners in Winchester and the surrounding Middlesex County communities, W Allan Wilde & Son Insurance Agency, Inc. handles comprehensive home insurance policies. It covers standard risks such as property damage, personal liability, and additional living expenses for clients in this area. The agency works closely with each customer to review coverage needs and presents suitable options from its available carriers. For a typical job, it performs a thorough risk assessment of the home and then customizes a policy to align with the client’s specific situation.
Horace Mann Insurance Co serves homeowners, property managers, and condominium associations in Winchester, Massachusetts, with standard home insurance policies. It offers coverage for dwelling protection, personal property, and liability risks common to the area. Policies help clients address local concerns such as weather damage and burglary. The agency’s services also extend to homeowners in adjacent Medford, providing access to similar coverage throughout the northern Boston suburbs.
Furey Insurance serves clients in Winchester, MA, who seek home insurance either as a one-time policy purchase or through an ongoing agency relationship for annual renewals. Ongoing service allows for continuous coverage management and periodic policy reviews. The agency provides guidance on standard homeowners insurance, which typically protects the dwelling, personal property, and liability. These options are tailored to meet local risks and property needs in the area. Service runs on both a scheduled renewal basis and an as-needed basis for policy changes or claims assistance.
As winter snow and ice recede in Winchester, homeowners often find themselves assessing damage to roofs and gutters. Barry & McHugh Insurance Inc assists local property owners by reviewing their existing coverage to ensure it meets the demands of changing seasons. The company specializes in home insurance policies tailored to protect single-family residences and condominiums from regional weather risks. A thorough evaluation of a home’s structure and contents begins the process of identifying appropriate coverage limits and deductibles. This initial assessment is conducted during a scheduled property walkthrough with the agent.
Barry Freeman provides specialized home insurance agent services for Winchester homeowners, including tailored policy reviews to match property values and local risks. The agency also handles everyday needs such as updating coverage for renovations, valuables, or new purchases. In the colder months, it helps families address winter-specific concerns like burst pipes from frozen weather or collapse risks from heavy snow on older roofs.
Ducey Insurance Agency works with homeowners throughout Winchester to find suitable coverage for their properties and possessions. The agency specializes in offering additional protection options such as coverage for valuable personal items and liability enhancements. Policies are tailored to address the specific risks faced by local residents dealing with New England weather patterns. A careful review of each home’s unique features helps determine the right level of protection. The agency also serves the business community, providing coverage for local offices, warehouses, and food service establishments.
Black Horse Insurance in Winchester, MA provides residential home insurance services to homeowners in the area, with commercial coverage also available for local business properties. The agency serves clients throughout the region, assisting with policies that protect dwellings and personal belongings. Following an initial policy setup, the agent accommodates follow-up service for coverage questions and adjustments between regular visits, ensuring clients can review changes as their needs evolve.
What Does a a Home Insurance Agent in Winchester Cost?
The average cost of home insurance in Massachusetts is around $1,200 to $1,800 per year for a standard policy. In Winchester, costs may be higher due to local property values and weather risks. Factors like your homes age, construction type, and claims history affect your premium. This is general information and not insurance advice.
About home insurance agents in Winchester
Home insurance agents in Winchester Massachusetts help homeowners protect their property against risks like fire, theft, and weather damage. Massachusetts law requires homeowners with a mortgage to carry a minimum amount of coverage. Agents can explain policy options and help you find a plan that fits your needs and budget.
Frequently Asked Questions
What does a home insurance agent in Winchester do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance in Winchester Massachusetts?
Standard home insurance does not cover flood damage. Winchester is near the Mystic River and may be in a flood zone. Your agent can help you determine if you need a separate flood policy through the National Flood Insurance Program.
How do Massachusetts insurance laws affect my home policy?
Massachusetts requires insurers to offer coverage for fire, theft, and liability. The state also has a strict time limit for filing claims after a loss. Your agent can explain the 15-day notice requirement for most claims.