The top-rated home insurance agent in Adrian, Michigan is DS Johnson & Associates Inc.-Service First Insurance Group, rated 5.0 stars across 75 reviews. Other highly rated options include Hayes Insurance Agency Inc, Farmers Insurance - Asa Smith, Acrisure Adrian, MI (Kemner-Iott Agency). This directory lists 20 home insurance agents serving Adrian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DS Johnson & Associates Inc.-Service First Insurance Group | 4394 N Adrian Hwy | (517) 263-2582 |
| 2 | Hayes Insurance Agency Inc | 4752 Occidental Hwy | (517) 423-8316 |
| 3 | Farmers Insurance - Asa Smith | 2500 Occidental Hwy | (517) 263-8844 |
| 4 | Acrisure Adrian, MI (Kemner-Iott Agency) | 1390 W Maumee St | (517) 265-7000 |
| 5 | Greg Elliott - State Farm Insurance Agent | 3074 W Beecher Rd | (517) 265-1505 |
| 6 | Taylor Agency of Southern Michigan | 203 N Broad St | (517) 265-2323 |
| 7 | Lenawee-Christmas Insurance | 4571 US-223 | (517) 265-3300 |
| 8 | Gleaner Life Insurance | 5200 US-223 | (800) 992-1894 |
| 9 | AAA Insurance - Lenawee Insurance Services | 1325 N Main St Ste G | (517) 265-3400 |
| 10 | Adrian Insurance Agency | 114 N Main St | (517) 265-2196 |
DS Johnson & Associates Inc.-Service First Insurance Group serves the Adrian, Michigan area. As a home insurance agent, the company helps local homeowners find policies that protect their dwellings and personal property. They assist clients in assessing coverage needs for various housing types, from older homes to newer constructions. This agency also manages the process of securing liability protection and supplemental endorsements. Home inventory documentation and deductible consultation are among the specific services it handles in this area.
Hayes Insurance Agency Inc provides home insurance solutions for property owners in and around the Adrian, Michigan area. Its service plans help clients protect their residences against common risks such as fire, theft, weather damage, and liability concerns. Policies are tailored to match the unique needs of each homeowner, with clear guidance on coverage options throughout the process. Hayes Insurance Agency Inc services single-family homes, townhouses, apartments, and small rental properties, along with select local retail and restaurant locations.
Farmers Insurance - Asa Smith serves homeowners, businesses, and property managers in Adrian, Michigan, by providing home insurance policies that protect against common risks like fire, theft, and weather damage. As a local agency, it helps clients evaluate their coverage needs for dwellings, personal belongings, and liability. The agency also assists with policy adjustments to reflect renovations or new assets. It extends its service area to include nearby communities such as Tecumseh and the greater Lenawee County region.
Serving Adrian, Michigan, and the surrounding Lenawee County communities, Acrisure Adrian, MI (Kemner-Iott Agency) handles the home insurance needs of local homeowners. It helps match residents with standard policies that protect their structures and personal belongings from common risks. The agency typically works by reviewing individual property details, discussing coverage options, and presenting policies that fit each client’s situation and budget.
As winter storms and seasonal shifts in Adrian, Michigan, can stress a home's roof and foundation, Greg Elliott - State Farm Insurance Agent provides local guidance on protecting property. This agency helps homeowners review their coverage against common regional concerns like ice damage or wind. A policy discussion can clarify what dwelling and personal property protections apply. To begin, clients schedule a straightforward initial-assessment step where an agent reviews the home's specific needs and offers a coverage questionnaire.
Serving home and property owners in the Adrian area, Taylor Agency of Southern Michigan assists clients with standard homeowners insurance coverage. For added protection, the agency offers specialty endorsements that address specific risks often faced by regional homeowners. Common supplemental options include policies for sewer backup, high-value personal property, and replacement cost guarantees on dwelling structures. Beyond private residences, the Taylor Agency routinely provides tailored coverage solutions for local commercial sectors, particularly small offices, storage warehouses, and smaller food service establishments operating in Lenawee County.
Lenawee-Christmas Insurance serves Adrian homeowners in need of residential property coverage and also addresses commercial insurance needs for area businesses throughout the local region. Their home insurance work focuses on protecting houses, personal belongings, and associated structures from common risks found in southeast Michigan. Clients can expect thorough policy explanations and claims support when needed, with straightforward service geared toward individual property situations. The company encourages policyholders to review coverage during each renewal cycle, ensuring timely updates or additions between regular visits for continued protection.
Gleaner Life Insurance in Adrian, MI distinguishes between one-time policies for specific events and recurring annual plans for ongoing protection. Home insurance coverage typically includes dwelling, personal property, and liability protection against common local risks like severe storms and fire damage. Policies here are designed to help homeowners secure assets and reduce financial exposure to unexpected losses. Service for this home insurance agent office runs on a one-time and scheduled annual basis, with additional as-needs visits available for policy modifications.
AAA Insurance - Lenawee Insurance Services in Adrian, MI specializes in tailoring home insurance policies to fit individual property needs, offering options for dwelling, personal property, and liability coverage. It also assists with general insurance services, including explaining policy details and helping clients compare coverage levels. As residents face the risks of Michigan winters, it helps homeowners evaluate coverage for ice dam damage or frozen pipe bursts.
Adrian Insurance Agency in Adrian, MI is known for helping homeowners protect their properties against common regional risks. The agency provides standard home insurance policies that cover dwelling, personal belongings, and liability protection. It works with clients to assess local weather concerns and structural needs for adequate coverage. For added protection, the agency can endorse a policy with a service line coverage option for underground utility repairs.
What Does a a Home Insurance Agent in Adrian Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,500 dollars per year for a standard policy. In Adrian, rates may vary based on your homes age, location, and coverage limits. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Adrian
Home insurance agents in Adrian Michigan help residents find coverage for their homes and personal property. Michigan law requires insurers to offer certain coverages like replacement cost on the dwelling. Agents can explain local risks such as severe weather and help you choose a policy that meets your needs.
Frequently Asked Questions
What does a home insurance agent in Adrian do?
A home insurance agent helps you find a policy that covers your house and belongings. They explain different coverage options and can help you compare quotes from multiple companies. They also assist with claims and policy changes.
Do I need home insurance to buy a house in Adrian Michigan?
Lenders require home insurance before they approve a mortgage. Michigan law does not require homeowners insurance by state statute, but your lender will mandate it. An agent can help you get the required coverage quickly.
How do I choose a home insurance agent in Adrian?
Look for an agent who is licensed in Michigan and has experience with homes in Lenawee County. Ask about their knowledge of local weather risks and available discounts. You can also check their reviews and ask for referrals from neighbors.
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