The top-rated home insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Benefits Group | 4485 Commerce Woods Dr | (734) 657-4797 |
| 2 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 3 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 4 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 5 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 6 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 7 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 8 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 9 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 10 | Benchmark Financial Limited | 8884 Commerce Rd | (248) 642-0700 |
Medicare Benefits Group serves Commerce Township and the surrounding Oakland County area as a home insurance agent, helping property owners secure coverage for their residences. The company assists clients in evaluating policies that protect against common local risks, such as storms and winter-related damage. It works with multiple carriers to tailor plans for different home values and needs. Specific services the agency handles include standard homeowners insurance and additional endorsements for water backup or personal property coverage.
Acrisure Commerce Township, MI (Insurance Advisors) provides home insurance agent services, including coverage consultations and policy customization for residential properties. Its service approach encompasses selecting appropriate protection plans tailored to individual needs and navigating the claim process when required. The company supports maintenance of adequate coverage through periodic policy reviews and updates. It services a range of properties, such as single-family homes, apartments, retail locations, and restaurants within the local area.
Homeowners and small property managers in Commerce Township, Michigan rely on Tim Peacock - State Farm Insurance Agent for their home insurance needs. The agency provides standard residential coverage options that help protect personal property and structures against common perils. It also assists clients with understanding policy details and navigating claims when unexpected damage occurs. Tailored insurance solutions are available to match individual dwelling requirements and budget considerations. The agency further serves residents and business owners in the neighboring community of Walled Lake.
Serving Commerce Township and the surrounding communities of western Oakland County, Jason Doyle - State Farm Insurance Agent provides comprehensive home insurance policies. The agency handles coverage for single-family homes, condominiums, and rental properties, addressing risks like fire, theft, and weather-related damage. It works with clients to assess their unique property and liability needs, then tailors a protection plan accordingly. For each typical job, the agent begins with a detailed review of the home’s value and local risk factors before matching a policy to the homeowner’s budget.
For home insurance needs in Commerce Township, Michigan, clients distinguish between one-time policy purchases for a fixed term and recurring coverage that renews automatically to maintain continuous protection. Sean Shewalter - State Farm Insurance Agent offers guidance in selecting appropriate levels of dwelling and personal property coverage. Policies typically address common local risks such as severe weather and fire damage. Support for claims processing and policy adjustments is available as needed, ensuring service runs on an as-needed basis.
As a home insurance agent in Commerce Township, MI, The Derek Stein Agency offers tailored coverage options, including dwelling protection and liability policies. It provides guidance on policy limits and deductibles to match individual property needs. The agency assists homeowners with risk assessment and annual policy reviews to ensure adequate coverage. It becomes particularly valuable during storm seasons in Michigan, helping clients navigate claims for hail damage or wind-related losses promptly.
As the winter season approaches in Commerce Township, Desiree Truman - State Farm Insurance Agent helps homeowners review their policies for adequate coverage against snow and ice damage. This home insurance agent provides personalized consultations to discuss replacement cost values and deductibles for local properties. Homeowners can schedule a visit to have their specific needs assessed, addressing concerns about roof conditions and basement flooding risks. An initial inspection of the property is then conducted to verify insurance requirements.
Corporate Insurance Planners provides home insurance coverage for properties in Commerce Township, Michigan, with specialty add-ons including protection for high-value personal belongings and additional living expenses in case of a covered loss. The agency addresses local risks such as severe weather and water damage by structuring policies that reflect area conditions. For commercial clients, the firm tailors policies specifically for office spaces, warehouses, and food service establishments, addressing the distinct liability and property needs of each sector.
Goosehead Insurance - Mary Bucki provides residential home insurance services to homeowners in Commerce Township, Michigan. The agency also assists clients with commercial coverage options for local businesses and serves the surrounding communities in the area. Policies are tailored to protect properties against common regional risks, including severe weather and water damage. The team follows up with clients between regular policy renewal visits to address any changes in coverage needs or household circumstances after a claim is filed.
Benchmark Financial Limited in Commerce Township, MI is known for providing home insurance agents who help clients match coverage to individual property needs. The agency assists homeowners in selecting policies that protect dwellings and personal belongings from common regional risks. Services extend to evaluating liability coverage options and navigating policy endorsements. Clients can also inquire about add-on protection for valuable items such as jewelry or fine art.
What Does a a Home Insurance Agent in Commerce Township Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a standard policy. In Commerce Township, rates may vary based on your homes age, location, and coverage limits. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Commerce Township
Home insurance agents in Commerce Township Michigan help residents find coverage for their homes and belongings. Michigan law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain policy options including water backup and sewer coverage common in the area.
Frequently Asked Questions
What does a home insurance agent in Commerce Township do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Michigan insurance laws and policy details such as deductibles and coverage limits. Agents also assist with filing claims and updating policies after renovations.
Do I need flood insurance in Commerce Township Michigan?
Standard home insurance policies do not cover flood damage. Commerce Township is near the Huron River and has floodplain areas. You may need a separate flood insurance policy through the National Flood Insurance Program if your property is in a high risk zone.
How can a home insurance agent help with Michigan insurance laws?
Michigan law requires insurers to offer specific coverages like replacement cost for dwellings. An agent can explain your rights under the Michigan Insurance Code. They also help you understand the 1 year statute of limitations for filing a claim after a loss.
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