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HomeHome Insurance AgentsMichigan › Bay City

Find Home Insurance Agents Near You in Bay City, MI

Browse home insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Bay City.

Showing 20 home insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Fletcher - State Farm Insurance Agent306 Center Ave(989) 893-3553
2Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
3Brent Mishler - State Farm Insurance Agent3583 Wilder Rd UNIT 5(989) 686-8680
4Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
5Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
6Thomas Campbell - State Farm Insurance Agent902 S Euclid Ave(989) 686-0100
7Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
8MCI Insurance701 N Madison Ave(989) 892-5541
9John Shankool - State Farm Insurance Agent1200 W Jenny St(989) 922-3800
10The Kory Agency900 S Euclid Ave(989) 391-5200
NF
306 Center Ave
Nick Fletcher - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI

Nick Fletcher - State Farm Insurance Agent serves the Bay City, Michigan area as a home insurance agent. The agency helps local residents understand their policy options for protecting their property and personal belongings. Clients can receive individualized coverage reviews tailored to the specific risks common in the region. The agency handles comprehensive homeowners policies and additional protection for detached structures or personal liability needs.

FI
509 E Midland St
Farmers Insurance - Mark Townsend
Home Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend in Bay City, MI provides home insurance services including coverage for dwelling, personal property, and liability protection. It offers service plans to help customers review and adjust their policies as needs change, ensuring coverage remains appropriate over time. The agency assists with claims guidance and risk management advice tailored to local conditions. It services single-family homes, apartments, retail establishments, and restaurants.

BM
3583 Wilder Rd UNIT 5
Brent Mishler - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI

Brent Mishler - State Farm Insurance Agent serves homeowners and property managers in Bay City, Michigan, by offering personal home insurance policies that help protect against common property risks. The office works with clients to review coverage options for dwelling, personal belongings, and liability protection. Standard services include policy explanations, claim assistance, and coverage adjustments as home values or needs change. This Bay City home insurance agent also provides coverage guidance for residents in the surrounding communities of Essexville and Bangor Township.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI

Serving Bay City, Michigan, and the surrounding communities, Jon LaPorte - State Farm Insurance Agent handles home insurance policies for local homeowners. It provides coverage options designed to protect residential properties against common risks like fire, weather damage, and theft. The agency also helps residents understand the nuances of homeowners insurance, guiding them through policy selections that fit their individual needs. For a typical assignment, it carefully reviews a home’s specific characteristics to determine suitable protection levels.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Home Insurance Agent · Bay City, MI

Weaver Group Insurance Agency in Bay City, MI provides homeowners with distinct options between one-time policy purchases and recurring coverage plans to fit varying property needs. Standard home insurance protection includes dwelling, personal property, and liability coverage tailored for local structures and weather risks. The agency designs policies that account for regional building practices and common household assets in the Bay City area. Service runs on an as-needed basis, with customers contacting the agent for new policies, renewals, or when circumstances change.

TC
902 S Euclid Ave
Thomas Campbell - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI

Thomas Campbell - State Farm Insurance Agent in Bay City, MI, offers home insurance policies that cover dwelling protection, personal belongings, and liability coverage. It also assists clients with deductibles and policy limits, matching coverage to local property values and risks. The agency helps homeowners address concerns like basement flooding from seasonal rainstorms or roof damage after heavy Michigan snowfalls.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI

Bay City homeowners often seek guidance after a storm or seasonal change to ensure their policy covers current needs. Lori Harrison - State Farm Insurance Agent offers straightforward home insurance consultations to help residents review their coverage. The agency works with local residents to understand typical risks, such as wind or ice damage, and adjust policies accordingly. Each discussion focuses on explaining available coverage options, including dwelling and personal property protection, to match individual circumstances. A clear initial assessment of the home and its exposures begins the process of securing appropriate insurance.

MI
701 N Madison Ave
MCI Insurance
Home Insurance Agent · Bay City, MI

MCI Insurance assists clients in Bay City, MI, with obtaining home insurance policies that protect residential property and personal belongings from common perils. They also address specific coverage needs for natural disasters and liability concerns common to the Great Lakes region. Their agency can help guide homeowners through policy options that fit local housing stock and weather risks. For commercial property needs, they work with offices, warehouses, and food service operations to secure appropriate liability and building coverage.

JS
1200 W Jenny St
John Shankool - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI
KA
900 S Euclid Ave
The Kory Agency
Home Insurance Agent · Bay City, MI

The Kory Agency provides residential home insurance coverage for homeowners in Bay City, Michigan, addressing protection for single-family dwellings and their contents. Commercial policies for rental properties or small businesses are also available through the agency. Their service area includes Bay City and the surrounding communities within Bay County. An agent reviews each policyholder’s coverage needs during regular visits, then offers follow-up adjustments or renewal guidance to ensure ongoing protection between those scheduled check-ins.

JH
4359 Wilder Rd
Jeff Hunt - State Farm Insurance Agent
Home Insurance Agent · Bay City, MI
(989) 686-7840
jeffhuntinsurance.com
SI
916 Washington Ave SUITE 210
Superior Insurance Group
Home Insurance Agent · Bay City, MI
(989) 893-7651
sig-mi.com
FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Home Insurance Agent · Bay City, MI
(989) 671-9899
agents.farmers.com/mi/saginaw/miranda-keenan
MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Home Insurance Agent · Bay City, MI
(989) 684-4160
michfb.com/insurance/find-an-agent/michael-hayes-509-s-euclid-ave
HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Home Insurance Agent · Bay City, MI
(989) 894-2769
hineknoppvernoninsurance.net
FI
501 S Euclid Ave
Future Insurance Agency
Home Insurance Agent · Bay City, MI
(989) 922-0049
futureins.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Home Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Home Insurance Agent · Bay City, MI
(989) 401-7770
BI
503 N Euclid Ave Suite 11
Bechert Insurance Group-Farm Bureau Insurance in Bay City
Home Insurance Agent · Bay City, MI
(989) 656-6860
michfb.com/request-a-quote
VU
1108 W Jenny St
Valley United Insurance
Home Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com

What Does a a Home Insurance Agent in Bay City Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. In Bay City, rates can vary based on your homes age, location, and claims history. Homes closer to the Saginaw River or Lake Huron may have higher premiums due to flood and wind risks. This is general information and not insurance advice.

About home insurance agents in Bay City

Home insurance agents in Bay City Michigan help residents find coverage for their homes and belongings. Michigan law requires that all homeowners insurance policies include coverage for wind and hail damage. Agents can explain the specific risks for Bay City homes near the Saginaw River and Lake Huron shoreline.

Frequently Asked Questions

What does a home insurance agent in Bay City do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability insurance. They also help you understand Michigan specific requirements such as the 30 day notice period for policy non-renewal.

How do I choose a home insurance agent in Bay City Michigan?

Look for an agent who is licensed in Michigan and has experience with homes in the Great Lakes Bay Region. Ask about their knowledge of flood insurance needs for properties near the Saginaw River. Check their reviews and ask for quotes from multiple agents before deciding.

What coverage do I need for my Bay City home?

Standard home insurance in Michigan covers dwelling, other structures, personal property, loss of use, and liability. You may need additional flood insurance if your home is in a flood zone. An agent can help you decide if you need extra coverage for sewer backup or high value items.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.