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Find Home Insurance Agents Near You in Apple Valley, MN

Browse home insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 242 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Apple Valley.

Showing 18 home insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
2Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
3Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
4Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
5Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
6Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
7Kiley and Associates LLC American Family Insurance7373 147th St W #186(952) 432-3700
8Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
9Debra Suman American Family Insurance14698 Galaxie Ave(952) 953-0900
10Farmers Insurance - Fink Agency14771 Energy Way(651) 288-5633
BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Home Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency serves the Apple Valley and Dakota County area as a local home insurance agent. The company assists homeowners in finding policies that protect their property and personal belongings against common risks. It works with clients to understand their coverage needs for the structures on their property and for liability concerns. Policies in this region typically cover damage from severe weather events and fire. The agency specifically handles standard homeowners insurance policies and offers personal umbrella liability coverage.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Home Insurance Agent · Apple Valley, MN

Joe Etten - State Farm Insurance Agent in Apple Valley, MN, serves homeowners, renters, and property managers seeking tailored coverage for their dwellings and personal belongings. The agency helps clients understand policy options for liability protection and disaster recovery. Working with area residents, it provides guidance on adjusting deductibles and bundling home insurance with auto policies for potential discounts. The team also supports small business owners with commercial property solutions. In addition to Apple Valley, the office serves homeowners in nearby Lakeville and surrounding communities.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Home Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent in Apple Valley, MN, provides a full range of home insurance services, including coverage for dwelling, personal property, and liability protection. It offers service plans that assist with policy reviews and updates to ensure adequate coverage over time. The agency works with clients to understand their specific needs, helping to protect their most valuable investments. It services single-family homes, apartments, retail locations, and restaurants.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Home Insurance Agent · Apple Valley, MN

Brett McSparron - State Farm Insurance Agent serves the Apple Valley, MN, area and its surrounding communities. The agency handles home insurance policies, helping protect local homeowners against property damage and liability. Day-to-day work involves reviewing coverage needs with clients to match their individual situations. Once a job begins, the agent typically starts by assessing the property and discussing available options with the customer, then presenting clear policy details and customizing the coverage to fit the homeowner’s requirements.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Home Insurance Agent · Apple Valley, MN

In selecting between a one-time service and ongoing protection, home insurance agents help clients evaluate coverage needs for their property and assets. Farmers Insurance - Kara Petter serves Apple Valley, Minnesota, offering guidance on homeowners policies that address dwelling, personal property, and liability risks. General consultations are available as needed, with annual policy reviews to adjust coverage for changing circumstances. Service runs on an as-needed basis for new policies and claims, with scheduled check-ins recommended each renewal period.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Home Insurance Agent · Apple Valley, MN

Retta Insurance Agency LLC offers specialized home insurance coverage tailored to properties in Apple Valley, Minnesota. General services include policy reviews, claims assistance, and adjustments for standard homeowners needs. The agency provides detailed guidance on matching deductibles and coverage limits to local housing values. Seasonal help is available for addressing damage from severe winter storms, including ice dams that can lead to roof leaks and interior water issues during the coldest months.

KA
7373 147th St W #186
Kiley and Associates LLC American Family Insurance
Home Insurance Agent · Apple Valley, MN

After a heavy Minnesota winter, homeowners in Apple Valley often need to assess roof and siding damage before spring storms arrive. Kiley and Associates LLC American Family Insurance provides local home insurance agent services to address these seasonal concerns by reviewing policies for adequate coverage. They help clients understand how policies respond to wind, hail, and water damage typical in the region. The process of evaluating current protection begins with a convenient in-home inspection or initial assessment of the property to identify specific coverage needs.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Home Insurance Agent · Apple Valley, MN

Based in Apple Valley, MN, Mayer Insurance Agency advises homeowners on protecting their properties. The company specializes in helping clients add endorsements for valuable personal items and water backup coverage. Policies can be tailored to cover detached structures and inflation guard protections. For local business owners, the agency also provides general liability and property coverage for offices, warehouses, and food service operations.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Home Insurance Agent · Apple Valley, MN

For residential home insurance in Apple Valley, this agency guides homeowners through policy options that cover dwelling structure and personal property. Commercial coverage is also available for local businesses requiring property protection. The agency serves Apple Valley and the surrounding Minnesota communities, assisting with new policies and policy adjustments as needs change. Repeat service is easily arranged by contacting the office between regular visits, allowing for prompt updates or questions to be addressed directly.

FI
14771 Energy Way
Farmers Insurance - Fink Agency
Home Insurance Agent · Apple Valley, MN

Farmers Insurance - Fink Agency in Apple Valley, MN is known for providing home insurance policies that help protect homeowners against common property risks. The agency offers coverage for dwelling structures, personal belongings, and liability protection in the event of accidents on the premises. Adjustments can be made to account for local weather patterns, such as wind and hail damage common to Minnesota. Customizing a policy to fit specific needs is a standard part of the service. The agency can also add on coverage for valuable personal items like jewelry or electronics.

FI
7300 147th St W
Farmers Insurance - James Harris
Home Insurance Agent · Apple Valley, MN
(706) 829-9750
agents.farmers.com/mn/apple-valley/james-harris
DS
6990 151st St W
David Simmons Agency
Home Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
AI
7600 147th St W #102
AAA Insurance - Patrick Bevan Agency
Home Insurance Agent · Apple Valley, MN
(952) 891-5566
locator.acg.aaa.com/mn/apple-valley/aaa-insurance-patrick-bevan-agency
FI
5885 149th St W
Farmers Insurance - Walter Manning
Home Insurance Agent · Apple Valley, MN
(952) 891-4703
agents.farmers.com/mn/apple-valley/walter-manning
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Home Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
HM
14851 Energy Way
Horace Mann Insurance Co
Home Insurance Agent · Apple Valley, MN
(952) 431-2121
agents.horacemann.com/scottwright
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Home Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com
FI
14771 Energy Way
Farmers Insurance - Melissa Fink
Home Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink

What Does a a Home Insurance Agent in Apple Valley Cost?

The average annual home insurance premium in Minnesota is around 1,200 to 1,800 dollars for a standard policy. In Apple Valley costs may be higher due to local weather risks like hail and snow. Actual premiums depend on your homes age construction type and coverage limits. This is general information and not insurance advice.

About home insurance agents in Apple Valley

Home insurance agents in Apple Valley Minnesota help homeowners find policies that protect their property and belongings. Minnesota state law requires insurers to offer coverage for certain perils like wind and hail. Agents can explain how local factors such as proximity to the Minnesota River affect your premium.

Frequently Asked Questions

What does a home insurance agent in Apple Valley do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.

Do I need flood insurance in Apple Valley Minnesota?

Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a flood zone. The city of Apple Valley has areas near the Minnesota River that are at higher flood risk. An agent can help you determine if flood coverage is needed.

How can I lower my home insurance premium in Minnesota?

You can lower your premium by increasing your deductible bundling home and auto insurance or installing security devices. Some insurers offer discounts for newer roofs or home renovations. Minnesota law does not cap premium rates so shopping around with an agent can help you find savings.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.