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Find Home Insurance Agents Near You in Chaska, MN

Browse home insurance agents serving Chaska, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 358 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Chaska.

Showing 13 home insurance agents in Chaska, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Options Insurance102 N Jonathan Blvd Unit 210(952) 392-9508
2Dwight Mack - State Farm Insurance Agent1107 Hazeltine Blvd Ste 120(612) 284-5803
3Matt Lorenz - State Farm Insurance Agent542 Bavaria Ln(952) 368-4440
4Kim Schaffer - State Farm Insurance Agent112 E 5th St #104(952) 448-2060
5Martinson Agency505 N Chestnut St(952) 314-4400
6Farmers Insurance - Tyler Farniok510 N Chestnut St STE 200(612) 448-2670
7Drilling Insurance Agency- Farmers Insurance Agent207 N Chestnut St #140(952) 479-8200
8Gallagher Insurance, Risk Management & Consulting101 W 3rd St(952) 448-3800
9RG Insurance Agency570 Bavaria Ln(952) 522-3345
10Westerholm & Associates Inc. American Family Insurance123 W 2nd St(952) 448-4374
OI
102 N Jonathan Blvd Unit 210
Options Insurance
Home Insurance Agent · Chaska, MN

Options Insurance serves the Carver County area from its location in Chaska, Minnesota, specializing in home insurance agent services. The agency helps local homeowners find coverage that protects their property and personal belongings from common risks like fire, theft, and weather damage. It also guides clients through the process of comparing different policies to match their specific needs. Specific services include handling claims support for residential properties and arranging bundling options for homes and automobiles in this region.

DM
1107 Hazeltine Blvd Ste 120
Dwight Mack - State Farm Insurance Agent
Home Insurance Agent · Chaska, MN

Dwight Mack - State Farm Insurance Agent provides a comprehensive range of home insurance services for property owners in Chaska, Minnesota. The agency helps customers assess coverage needs and offers policies that protect against common risks like fire, theft, and weather damage. They work with clients to review existing plans and adjust deductibles or limits as needed, though specific service plans vary by individual policy. The agent assists with claims filing and coverage questions to support policyholders. This office services single-family homes, apartments, retail locations, and restaurants in the local area.

ML
542 Bavaria Ln
Matt Lorenz - State Farm Insurance Agent
Home Insurance Agent · Chaska, MN

Matt Lorenz’s State Farm Insurance Agency in Chaska, Minnesota, serves homeowners, property managers, and small businesses seeking personal insurance coverage. The company provides standard home insurance policies that help protect dwellings, personal belongings, and liability risks common in the area. It also works with clients to review coverage limits and update policies as property values or needs change. Services include policy consultations, claims assistance, and periodic policy reviews. The agency additionally serves clients in nearby Shakopee and the larger southwest Twin Cities metro.

KS
112 E 5th St #104
Kim Schaffer - State Farm Insurance Agent
Home Insurance Agent · Chaska, MN

Kim Schaffer - State Farm Insurance Agent serves Chaska, Minnesota, and the surrounding communities in Carver County. The agency handles a full range of home insurance policies designed to protect homeowners against property damage, liability, and weather-related risks common to the region. Coverage options can be tailored to address the specific needs of single-family homes, townhouses, and seasonal properties in the area. To manage a typical job, the agent conducts a personal consultation to assess each homeowner's unique situation and then presents suitable coverage options for review.

MA
505 N Chestnut St
Martinson Agency
Home Insurance Agent · Chaska, MN

For new homeowners, a one-time policy review establishes essential coverage, while an annual renewal ensures limits adjust to property value changes. Martinson Agency in Chaska, MN, provides standard homeowners insurance protecting against fire, theft, and weather damage, plus add-ons for high-value items or liability. A local agent identifies risks specific to Minnesota properties, such as ice dam damage or hail. This service operates on an as-needed basis for policy changes and scheduled annual reviews to confirm adequate protection.

FI
510 N Chestnut St STE 200
Farmers Insurance - Tyler Farniok
Home Insurance Agent · Chaska, MN

As winter approaches in Chaska, homeowners often worry about ice dams and roof leaks. Farmers Insurance - Tyler Farniok helps residents assess their policies to ensure adequate coverage against seasonal weather damage. The agency also answers common questions about deductibles for hail and wind claims specific to Minnesota. After discussing a homeowner’s property risks, an agent schedules a no-obligation walkthrough of the home’s exterior and interior to note any existing vulnerabilities before finalizing a policy adjustment.

DI
207 N Chestnut St #140
Drilling Insurance Agency- Farmers Insurance Agent
Home Insurance Agent · Chaska, MN

Drilling Insurance Agency, operating as a Farmers Insurance agent in the greater Chaska, Minnesota area, handles standard home insurance policies and also provides specialty coverage add-ons such as earthquake and flood protection. Agents assess individual property risks to customize dwelling, personal property, and liability protection. These home insurance services are available to residential customers and commercial sectors including small offices, storage warehouses, and food service establishments needing tailored coverage solutions.

GI
101 W 3rd St
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Chaska, MN

Gallagher Insurance, Risk Management & Consulting specializes in personalized home insurance policies and general property protection guidance. It serves homeowners throughout Chaska, MN, offering tailored coverage options to suit individual property needs. The agency provides practical advice on standard risks, ensuring local residences are properly documented and insured against common liabilities. As seasonal weather patterns affect the area, this company helps clients prepare for potential hail damage or windstorm losses by reviewing current policy limits before major storms.

RI
570 Bavaria Ln
RG Insurance Agency
Home Insurance Agent · Chaska, MN

RG Insurance Agency of Chaska, Minnesota provides residential home insurance services for local homeowners. The agency also offers commercial coverage options for businesses in the area. Its service area extends throughout the Chaska region and surrounding communities. The team works to help clients secure appropriate property protection tailored to individual needs. Regular policy reviews allow the agency to follow up with customers and offer ongoing support between renewal cycles, ensuring coverage remains suitable over time.

WA
123 W 2nd St
Westerholm & Associates Inc. American Family Insurance
Home Insurance Agent · Chaska, MN

Westerholm & Associates Inc. American Family Insurance is a home insurance agent in Chaska, Minnesota, known for helping local homeowners protect their properties. The agency works with clients to tailor policies that cover the dwelling, personal belongings, and liability in the area. Standard service includes assessing replacement costs and offering deductible options. For added protection, Westerholm & Associates can also arrange coverage for valuable items such as jewelry or art through a personal articles floater.

PI
116 E 2nd St
Petersen Insurance Inc
Home Insurance Agent · Chaska, MN
(952) 368-3881
AI
216 N Chestnut St
AAA Insurance - 1st Choice Insurance Agency
Home Insurance Agent · Chaska, MN
(952) 683-1444
locator.acg.aaa.com/mn/chaska/aaa-insurance-1st-choice-insurance-agency
NM
113 3rd St E
NPCL Mutual Insurance Company
Home Insurance Agent · Chaska, MN
(952) 448-4580
npclinsurance.com

What Does a a Home Insurance Agent in Chaska Cost?

The average cost of homeowners insurance in Minnesota is around $1,200 to $1,800 per year for a typical single-family home. In Chaska, rates may vary based on your homes age, construction type, and proximity to fire stations. Factors like your credit score and claims history also affect premiums. This is general information, not insurance advice.

About home insurance agents in Chaska

Home insurance agents in Chaska, Minnesota help homeowners find coverage that meets state requirements and protects against common risks like hail and wind damage. Minnesota law does not require homeowners insurance, but mortgage lenders typically mandate a policy. Agents can explain local options for replacement cost coverage and liability protection.

Frequently Asked Questions

What does a home insurance agent in Chaska do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms, coverage limits, and exclusions specific to Minnesota risks like ice dams and tornadoes. Agents also assist with filing claims and updating coverage as your needs change.

How do I choose a home insurance agent in Chaska?

Look for an agent licensed in Minnesota with experience handling claims in the Chaska area. Check their reviews and ask about their process for comparing quotes from multiple carriers. You can also verify their license through the Minnesota Department of Commerce.

What coverage is important for a home in Chaska Minnesota?

Standard policies cover dwelling, personal property, and liability. In Minnesota, consider adding coverage for sewer backup, wind and hail damage, and replacement cost for your roof. Flood insurance is separate and may be needed if your home is in a flood zone near the Minnesota River.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.