The top-rated home insurance agent in Circle Pines, Minnesota is Mike Doperalski - State Farm Insurance Agent, rated 4.9 stars across 743 reviews. Other highly rated options include Onyx Insurance Brokers Inc, Mark Peterson - State Farm Insurance Agent, Scott Drommerhausen - State Farm Insurance Agent. This directory lists 11 home insurance agents serving Circle Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Doperalski - State Farm Insurance Agent | 3453 Lake Dr Suite 120 | (952) 955-9095 |
| 2 | Onyx Insurance Brokers Inc | 3521 88th Ave NE | (651) 964-4020 |
| 3 | Mark Peterson - State Farm Insurance Agent | 9200 N Hwy Dr | (763) 786-3087 |
| 4 | Scott Drommerhausen - State Farm Insurance Agent | 9200 N Hwy Dr | (763) 398-3982 |
| 5 | Greg Ganyo Insurance Agency | 3521 88th Ave NE | (651) 415-1117 |
| 6 | Unidale Insurance Agency | 4010 Lovell Rd NE | (651) 227-8251 |
| 7 | Farmers Insurance - Nicholas Noor | 2 S Pine Dr suite j | (763) 237-4286 |
| 8 | RDM Insurance Agency Inc. | 9201 Lexington Ave NE | (763) 784-2426 |
| 9 | Lieser Insurance | 127 Indian Hills Ln | (763) 717-1472 |
| 10 | Matthew Duin - COUNTRY Financial Representative | 620 Civic Heights Dr Ste107 | (651) 731-5215 |
Mike Doperalski - State Farm Insurance Agent serves the Anoka County area and surrounding communities from Circle Pines, Minnesota. This agency provides tailored advice on protecting residential property and personal belongings for local homeowners. They regularly assist clients in crafting policies that cover these unique elements of home ownership. Mike Doperalski specifically handles standard homeowners insurance policies and also offers options for extended dwelling coverage to protect against regional weather risks.
Onyx Insurance Brokers Inc provides a range of home insurance services in the Circle Pines area, including policy reviews, risk assessments, and claims assistance to help clients protect their properties. It offers ongoing service through periodic policy evaluations and updates to adjust coverage as needs change. The company handles various property types, including single-family homes, apartments, retail spaces, and restaurants.
Mark Peterson - State Farm Insurance Agent in Circle Pines, MN, serves homeowners, businesses, and property managers looking to protect their assets against unexpected damage or loss. As a local home insurance agent, this office helps customers understand coverage options that fit their specific needs and budgets. Each policy is designed to provide financial security for personal dwellings and commercial properties alike. The agency also extends its services to nearby communities throughout the northern Twin Cities metro area, including Lino Lakes.
Scott Drommerhausen - State Farm Insurance Agent serves the Circle Pines, Minnesota area and surrounding communities. The agency handles home insurance policies, addressing protection for a dwelling and personal belongings against common risks. It also manages liability coverage for incidents occurring on a customer's property. Each client's situation is approached with a careful review of individual needs and property specifics, leading to a tailored policy recommendation that balances appropriate coverage with budget considerations.
Specializing in protecting homes from fire, theft, and storm damage, Greg Ganyo Insurance Agency reviews and tailors coverage to fit individual property needs in the Circle Pines area. The agency provides essential mortgage compliance documentation and risk consultations for both homeowners and buyers. It also helps clients understand liability coverage options for personal property and structures. When the harsh Minnesota winter brings risks of ice dam leaks or frozen pipe bursts, the agency assists with adjusting policies to address these specific perils.
Unidale Insurance Agency in Circle Pines, MN, distinguishes between one-time policy purchases and ongoing service agreements for its clients, tailoring rates and deductibles to individual needs. The company provides home insurance coverage that addresses risks such as fire, theft, liability, and weather damage common to the region. Homeowners are given personalized guidance on selecting appropriate coverage limits and endorsements. Service is arranged on a scheduled basis, with periodic reviews to adjust policies as circumstances change or renewal dates approach.
As a home insurance agent in Circle Pines, Minnesota, Farmers Insurance - Nicholas Noor helps homeowners secure personal property coverage and liability protection. This agency can also arrange specialty add-ons, such as endorsements for valuable items or additional living expense policies. Serving a range of commercial sectors, the agency is equipped to handle policies for local offices, warehouses, and food service operations.
As winter storms and seasonal freeze-thaw cycles challenge homes in Circle Pines, Minnesota, homeowners often face sudden claims for ice dam damage or burst pipes. RDM Insurance Agency Inc. provides home insurance agent services to help local residents navigate these typical regional risks and secure appropriate dwelling and personal property coverage. The agency assists clients in reviewing policy limits for liability and replacement costs that match current local construction values. Their process begins with a careful inspection of the property to assess specific exposures and initial insurance needs.
Lieser Insurance provides home insurance agent services to residential clients in Circle Pines, Minnesota, helping property owners protect their dwellings and personal belongings against common local risks. Commercial insurance coverage is also available for small businesses in the surrounding area, offering tailored policies for different operational needs. Policyholders can expect professional guidance during initial consultations and annual reviews, with the agent arranging follow-up appointments between regular service visits to address any changes in coverage requirements.
Matthew Duin - COUNTRY Financial Representative in Circle Pines, MN, is known for helping locals secure tailored home insurance coverage that protects their property and personal belongings. The agency assists clients in determining appropriate dwelling and liability limits for the area. It serves homeowners, renters, and condo owners seeking practical policy solutions. Beyond standard policies, the agency can add optional coverage for identity theft protection as a specialty service for those who want extra financial safeguards.
What Does a a Home Insurance Agent in Circle Pines Cost?
The average annual home insurance premium in Minnesota is about $1,500 to $2,200 for a typical single-family home. Costs in Circle Pines may vary based on your homes age, construction type, and claims history. Factors like your credit score and the amount of coverage you choose also affect the price. This is general information, not insurance advice.
About home insurance agents in Circle Pines
A home insurance agent in Circle Pines, Minnesota can help you find a policy that protects your home and belongings. Minnesota law requires insurers to offer coverage for wind and hail damage, which is important for local homeowners. An agent can also explain how factors like the age of your home and its location near water affect your premium.
Frequently Asked Questions
What does a home insurance agent in Circle Pines do?
A home insurance agent helps you compare policies from different companies, explains coverage options, and assists with claims. They know local risks such as ice dams and severe storms. They do not work for one specific insurer, so they can offer choices.
Do I need flood insurance in Circle Pines?
Standard home insurance does not cover flood damage. Circle Pines is near Rice Creek and other waterways, so flood insurance may be wise. You can buy a separate policy through the National Flood Insurance Program or a private insurer.
How long do I have to file a home insurance claim in Minnesota?
Minnesota law gives you up to one year from the date of loss to file a property insurance claim. Check your policy for specific deadlines. It is best to report damage as soon as possible.
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