The top-rated home insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 726 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 20 home insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 7 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 10 | Jimmy Taylor - State Farm Insurance Agent | 2440 Pass Rd | (228) 388-1120 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi, metro area as a home insurance agent. The agency helps local homeowners secure coverage that protects their property and personal belongings against common risks. It also offers guidance on liability protection for accidents that may occur on a client’s premises. The company handles policies tailored to the coastal region, including coverage for wind and hail damage.
OakTrust Insurance Group in Biloxi, MS, offers a full spectrum of home insurance services, including customized coverage consultations and risk assessment for local property owners. The company provides ongoing policy management and regular plan reviews to help adjust coverage as client needs evolve. By staying informed of regional weather patterns and coastal risks, the agency tailors protection plans to suit the unique demands of the Gulf South. OakTrust Insurance Group services single-family homes, apartments, retail establishments, and local restaurants.
McMurphy Insurance serves homeowners across Biloxi, MS, offering home insurance policies designed to protect single-family residences and condominiums from local weather risks. The agency helps clients review coverage options for property damage and liability, aiming to match each homeowner with a suitable plan for their specific needs and budget. McMurphy Insurance also extends its home insurance services to residents in the surrounding communities of the Gulfport-Biloxi metropolitan area.
Tubb Allstate Insurance Agency serves Biloxi and the surrounding Mississippi Gulf Coast communities, handling home insurance policies for local homeowners. It addresses coverage for standard perils like fire, wind, and theft, as well as flood risks common to the coastal area. The agency works with clients to review their specific property needs and adjust coverage limits accordingly. To handle a typical job, it assesses the home’s structure and location to tailor a policy that matches the customer’s risk profile.
Whether a client needs a single home insurance policy or ongoing coverage adjustments, SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi, MS provides guidance on property protection options. They assist homeowners in navigating standard perils common to the Gulf Coast region. Their services cover individual policy purchases as well as periodic reviews of existing coverage. Clients may request help on a one-time basis for a new policy, or arrange scheduled consultations as their circumstances change. Service operates both on a scheduled and as-needed basis.
As hurricane season approaches each year, homeowners in Biloxi face increased risk of storm damage, making reliable coverage essential. US Select Insurance LLC works with local residents to secure policies that protect their properties against wind and flood-related claims common to the Mississippi Gulf Coast. Serving Biloxi, this home insurance agent helps clients understand policy options suited to coastal living. To begin this process, an agent will schedule a property assessment to evaluate the home’s specific risks and coverage needs.
Coastal Select Insurance, LLC assists property owners in Biloxi, MS by offering standard home insurance policies that cover basic structural and liability needs. The company can also arrange for supplemental coverage options such as flood protection, which is particularly relevant for coastal properties in this region, as well as additional endorsements for high-value personal belongings. Their agent services extend to commercial sectors, helping protect offices, warehouses, and food service operations with tailored business insurance solutions.
Beacon Insurance Services, Inc. in Biloxi, MS specializes in connecting homeowners with tailored home insurance coverage to protect their property. The agency works closely with clients to review dwelling limits, personal liability, and contents protection for single-family homes and condominiums. It assists with claims filing and policy adjustments to ensure adequate coverage as property values change. Following a hurricane or severe thunderstorm season in the Gulf Coast area, it helps residents review wind damage and flood insurance needs for their homes.
IDR Agency provides home insurance services for residential properties in the Biloxi, MS, area, ensuring local homeowners have coverage for their dwellings and personal belongings. The company also extends similar policies to commercial clients, protecting businesses and their assets throughout the region. By offering guidance on typical coverage options such as liability and hazard protection, this agent helps residents and business owners secure appropriate plans for their needs. They maintain ongoing contact with clients between scheduled policy reviews to address any coverage changes or questions that arise.
Jimmy Taylor - State Farm Insurance Agent in Biloxi, MS, is known for providing home insurance policies that cover residential property and personal belongings. The agency services local homeowners by offering protection against common perils such as fire, theft, and storm damage along the Gulf Coast. Experienced agents work with clients to customize coverage limits and deductibles to fit individual household needs. For those with valuables like jewelry or fine art, the agency can add a personal articles floater to the policy.
What Does a a Home Insurance Agent in Biloxi Cost?
Typical home insurance costs in Biloxi Mississippi range from 1500 to 4000 dollars per year for a standard policy. Premiums depend on the homes age construction type distance to the coast and coverage limits. Windstorm and flood coverage add significant cost. This is general information not insurance advice.
About home insurance agents in Biloxi
A home insurance agent in Biloxi Mississippi can help you find coverage that meets state requirements and protects against Gulf Coast risks. Mississippi law does not require homeowners insurance but mortgage lenders typically do. Local agents understand the unique windstorm and flood exposure in Biloxi and can guide you through the Mississippi Windstorm Underwriting Association if needed.
Frequently Asked Questions
Do I need flood insurance for a home in Biloxi Mississippi?
Standard home insurance policies do not cover flood damage. If your home is in a high-risk flood zone your lender will require flood insurance. Even outside high-risk zones flood insurance is recommended due to Biloxis location on the Gulf Coast.
What is the Mississippi Windstorm Underwriting Association?
This is a state program that provides wind and hail coverage for coastal areas like Biloxi when private insurers will not. Your agent can help you apply if you cannot find wind coverage in the private market.
How do home insurance rates in Biloxi compare to other parts of Mississippi?
Rates in Biloxi are generally higher due to hurricane and storm surge risk. Coastal zip codes often see premiums 30 to 50 percent above inland areas. Your agent can shop multiple carriers to find competitive pricing.
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