The top-rated home insurance agent in Hattiesburg, Mississippi is Jason Wesley - State Farm Insurance Agent, rated 5.0 stars across 420 reviews. Other highly rated options include Lance Ware - State Farm Insurance Agent, Howlett Insurance Agency, Alfa Insurance - Jerrad Parker Agency. This directory lists 20 home insurance agents serving Hattiesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Wesley - State Farm Insurance Agent | 6106, 20 US-98 W Ste | (601) 264-1117 |
| 2 | Lance Ware - State Farm Insurance Agent | 10 Penderwick Park | (601) 271-6596 |
| 3 | Howlett Insurance Agency | 1304 W Pine St | (601) 255-1650 |
| 4 | Alfa Insurance - Jerrad Parker Agency | 6184 U.S. Hwy 98 W, Suite 110 | (601) 264-5015 |
| 5 | Shelter Insurance - Chad Turner | 118 Lamar Blvd Suite 20 | (601) 261-0740 |
| 6 | Acceptance Insurance | 1000 Broadway Dr #30 | (601) 255-1614 |
| 7 | The Nowell Agency | 2010 Oak Grove Rd Bldg 1 | (601) 268-8838 |
| 8 | Alfa Insurance - Keaton Stamps Agency | 4356 Lincoln Rd Ext #40 | (601) 264-9664 |
| 9 | Thomas Mccaffrey: Allstate Insurance | 1950 Lincoln Rd Ste A | (601) 264-0334 |
| 10 | Bellevue Insurance Agency | 16 Keystone Dr Ste B | (601) 336-3040 |
Lance Ware - State Farm Insurance Agent in Hattiesburg, MS, provides home insurance policies that help protect residential and commercial properties from common risks such as fire, theft, and weather damage. The office offers a range of coverage options, including policies for homeowners and renters, along with property protection plans. It serves single-family homes, apartment complexes, retail spaces, and restaurants.
Howlett Insurance Agency serves homeowners and property managers in Hattiesburg, Mississippi, by offering home insurance policies that protect residential structures and personal belongings. The agency helps clients assess their coverage needs for single-family homes, rental properties, and small apartment complexes. Its team works to explain policy options and limits in clear terms, guiding customers through the selection process. The agency also extends its services to communities throughout the Forrest County area, including nearby Petal and the wider Hattiesburg metropolitan region.
Shelter Insurance - Chad Turner in Hattiesburg, MS offers personalized home insurance policies tailored to protect residential properties in the local community. The agency works closely with homeowners to assess individual coverage needs for dwellings and personal belongings. It also assists clients with adjusting deductibles and understanding policy details throughout the year. As storm season approaches in Mississippi, the agent helps ensure residents have adequate protection against wind and hail damage.
For homeowners, the choice often lies between a one-time policy covering a specific period or recurring annual protection that renews automatically. Acceptance Insurance, situated in Hattiesburg, MS, provides home insurance agent services that help clients navigate this decision, ensuring appropriate coverage for property and liability. The agency assists with tailoring policies to individual needs, whether for standard homes or additional structures. Services are available on an as-needed basis, allowing clients to receive guidance when they require a new quote, a policy adjustment, or assistance with an existing plan.
The Nowell Agency delivers standard homeowners insurance policies for properties in the Hattiesburg area, including coverage for dwelling, personal property, and liability protection. Additional specialty endorsements can be added for valuable items, water backup, or increased replacement cost. The agency is equipped to arrange policies for single-family homes, condominiums, and rental dwellings. Its services also extend to commercial sectors such as offices, warehouses, and food service operations.
Alfa Insurance - Keaton Stamps Agency provides residential home insurance services for clients in Hattiesburg, Mississippi. Commercial coverage is also available for local businesses and their property needs. The agency serves policyholders throughout the surrounding area with standard homeowners policies. Clients can follow up on claims or policy updates between regular service visits to ensure continuous coverage and protection.
Thomas Mccaffrey: Allstate Insurance is a home insurance agent serving the Hattiesburg, Mississippi area. The agency assists local homeowners with standard policies that protect dwellings and personal belongings. It also provides guidance on coverage options tailored to regional weather risks. Customers can discuss liability protection and deductibles to match their needs. As an added specialty, the agency can help arrange umbrella insurance policies for clients seeking extra protection beyond a standard homeowner plan.
Bellevue Insurance Agency specializes in connecting Hattiesburg homeowners with customized coverage for property structures and personal belongings. It provides general services such as reviewing policy options, adjusting deductibles, and processing claims assistance to protect assets in the local area. As a home insurance agent, the company helps clients evaluate protection for dwellings and liability exposure. Seasonal concerns like hail damage during Mississippi thunderstorms or wind damage from hurricane season highlight the practical need for adequate coverage the agency can help address.
What Does a a Home Insurance Agent in Hattiesburg Cost?
Home insurance costs in Hattiesburg MS average between 1200 and 2500 dollars per year for a typical single-family home. Factors include the home age roof condition and proximity to flood zones. Premiums are higher in areas with higher wind risk. This is general information and not insurance advice.
About home insurance agents in Hattiesburg
Home insurance agents in Hattiesburg Mississippi help homeowners find policies that protect against wind hail fire and theft. Mississippi law requires insurers to offer wind and hail coverage but homeowners can reject it in writing. Agents can explain how local flood risks from the Leaf River affect your policy needs.
Frequently Asked Questions
What does a home insurance agent in Hattiesburg do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy terms and can help you file claims. Agents also advise on additional coverage like flood insurance which is common in Hattiesburg.
Is flood insurance required for homes in Hattiesburg MS?
Flood insurance is not required by state law but mortgage lenders may require it if your home is in a flood zone. The Hattiesburg area has several flood-prone areas near the Leaf River and creeks. An agent can help you obtain a policy through the National Flood Insurance Program.
What is the Mississippi wind and hail deductible law?
Mississippi law allows insurers to offer a separate wind and hail deductible usually 1 to 5 percent of the home value. Homeowners can reject this deductible in writing but then the policy may not cover wind damage. Agents in Hattiesburg can explain how this affects your premium.
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