The top-rated home insurance agent in Ridgeland, Mississippi is John Dorsa - State Farm Insurance Agent, rated 5.0 stars across 520 reviews. Other highly rated options include Jay Hassell - State Farm Insurance Agent, Steve Weeks - State Farm Insurance Agent, Dean Nigreville - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Ridgeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Dorsa - State Farm Insurance Agent | 325 US-51 ste B | (601) 790-2600 |
| 2 | Jay Hassell - State Farm Insurance Agent | 424 Northpark Dr | (601) 956-3817 |
| 3 | Steve Weeks - State Farm Insurance Agent | 1111 Highland Colony Pkwy Ste C | (601) 605-6505 |
| 4 | Dean Nigreville - State Farm Insurance Agent | 6969 Old Canton Rd ste a | (601) 956-6556 |
| 5 | Globe Life Liberty National Division: Blassingame & Associates | 805 S Wheatley St Suite 200 | (769) 216-3323 |
| 6 | Steve Higginbotham - State Farm Insurance Agent | 200 Trace Colony Park Dr STE B | (601) 977-4050 |
| 7 | Ken Jones - State Farm Insurance Agent | 120 W Jackson St # 2A | (601) 853-9600 |
| 8 | The Oglesbee Group | 7048 Old Canton Rd Suite 1006 | (769) 234-8633 |
| 9 | SouthGroup Insurance Services | 795 Woodlands Pkwy #101 | (601) 914-3220 |
| 10 | Meeks Cockroft Agency | 741 Avignon Dr Ste D | (601) 605-7878 |
John Dorsa - State Farm Insurance Agent serves the Ridgeland, Mississippi area, providing home insurance coverage for local homeowners. The agency helps residents protect their properties against common regional risks such as storms and fire damage. Customizable policies are offered to match individual home values and personal liability needs. Renters insurance and condo unit owner policies are also available for clients in this community.
Jay Hassell - State Farm Insurance Agent in Ridgeland, MS, offers a range of comprehensive home insurance services, including coverage for dwelling, personal property, and liability protection. Service and maintenance plans are available to help policyholders manage potential risks and file claims efficiently. The agency provides personalized consultations to tailor coverage to individual needs. It services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Steve Weeks - State Farm Insurance Agent serves homeowners in Ridgeland, Mississippi, with home insurance policies designed to protect property and personal assets. The agency also assists local businesses and property managers in securing appropriate coverage for their specific needs. Services include policy reviews and claims assistance, helping clients understand their options for dwelling, liability, and personal property protection. Steve Weeks - State Farm Insurance Agent extends its home insurance services to homeowners in the nearby city of Madison, providing convenient coverage access across the greater Jackson metro area.
Serving the Ridgeland, Mississippi area and surrounding communities, Dean Nigreville - State Farm Insurance Agent handles residential property policies for homeowners. These typical plans address damages from common perils like fire, wind, and theft, while also offering liability protection for incidents on the property. The agent generally works with clients to assess their specific coverage needs and deductible preferences before presenting policy options. A typical job begins with a thorough review of the home's value and local risks, followed by a clear explanation of coverage limits.
Globe Life Liberty National Division: Blassingame & Associates in Ridgeland, MS helps homeowners understand the difference between purchasing a standard one-time homeowners policy versus a recurring annual plan that automatically renews coverage. Their agents guide local residents through various coverage options, addressing property protection and liability needs for homes in the Ridgeland area. As a home insurance agent, this company schedules individual appointments with clients to review policies and adjust coverage as needed, operating on an as-needed basis for policy changes and claims assistance.
Steve Higginbotham - State Farm Insurance Agent in Ridgeland, MS, specializes in customizing home insurance policies to protect residential property, personal belongings, and liability. It regularly guides clients through coverage options, from dwelling protection to loss of use benefits. During the spring storm season, the agency helps homeowners review flood and wind deductibles to address common damage concerns in the area.
As spring storms approach in Ridgeland, MS, homeowners often find themselves reviewing their insurance coverage for wind and hail damage. Ken Jones - State Farm Insurance Agent helps residents protect their homes by offering personalized policies tailored to the local weather risks around the Ross Barnett Reservoir. Working directly with homeowners, they discuss replacement cost options and liability limits to match specific property needs. An agent will schedule a convenient time to inspect the home's exterior, roof, and overall condition before finalizing the appropriate plan.
The Oglesbee Group in Ridgeland, MS, assists homeowners with residential property insurance policies to protect their dwellings and personal belongings against local risks. Commercial coverage is also offered, helping business owners safeguard their operations in the Ridgeland area and throughout central Mississippi. An agent evaluates individual needs to find suitable options from various carriers, then explains coverage details to ensure clear understanding. Clients often return for annual policy reviews or when adjusting coverage between scheduled visits to address life changes or property updates.
SouthGroup Insurance Services helps homeowners in the Ridgeland area secure protection for their residences and belongings. The agency also offers more specialized endorsements to cover additional valuables or liability risks beyond a standard policy. Clients can further discuss coverage tailored to their specific property concerns. Commercial clients seeking protection for office spaces, warehouses, or food service operations are also served through this agency.
Meeks Cockroft Agency is known for helping homeowners in Ridgeland, MS secure policies that protect their property from local weather and liability risks. The agency guides clients through options for dwelling coverage, personal property protection, and liability insurance. It assists with bundling home and auto insurance for potential savings and provides advice on adjusting deductibles and coverage limits. For policyholders needing added security, the agency can specialize in offering flood insurance endorsements beyond standard coverage.
What Does a a Home Insurance Agent in Ridgeland Cost?
The average cost of home insurance in Mississippi is around 2000 to 3500 dollars per year for a typical single-family home. Rates in Ridgeland can vary based on the home age construction type and distance from the reservoir. Factors like your credit score claims history and chosen deductible also affect the premium. This is general information and not insurance advice.
About home insurance agents in Ridgeland
Home insurance agents in Ridgeland Mississippi help homeowners find policies that meet their needs. Mississippi law requires insurers to offer windstorm and hail coverage but homeowners can reject it in writing. An agent can explain the standard HO-3 policy and optional flood insurance for properties near the Ross Barnett Reservoir.
Frequently Asked Questions
What does a home insurance agent in Ridgeland do?
A home insurance agent in Ridgeland helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Is flood insurance required in Ridgeland Mississippi?
Flood insurance is not required by state law but mortgage lenders in flood zones will require it. Ridgeland is near the reservoir so many properties are in a Special Flood Hazard Area. An agent can check your flood zone and help you buy a separate NFIP policy.
What is the standard home insurance policy in Mississippi?
The standard policy is the HO-3 which covers the dwelling and other structures for all perils except those listed as exclusions. Personal property is covered for named perils only. Mississippi law mandates that insurers offer wind and hail coverage as part of this policy.
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