The top-rated home insurance agent in Chesterfield, Missouri is Kevin Stengel - State Farm Insurance Agent, rated 5.0 stars across 627 reviews. Other highly rated options include Ben Rister - State Farm Insurance Agent, Weiss Insurance Agency, Shawn Crosswhite - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Stengel - State Farm Insurance Agent | 36 Clarkson Wilson Center | (636) 532-5544 |
| 2 | Ben Rister - State Farm Insurance Agent | 14159 Clayton Rd | (636) 227-2010 |
| 3 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 4 | Shawn Crosswhite - State Farm Insurance Agent | 13714 Olive Blvd Suite B | (314) 878-2442 |
| 5 | Brenda Smith - State Farm Insurance Agent | 618 Cepi Dr Ste D | (636) 778-7188 |
| 6 | Bess Agency & Associates Inc American Family Insurance | 14500 S Outer Forty Rd # 205 | (314) 275-8500 |
| 7 | Thomas Insurance Advisors, LLC | 632 B Trade Center Blvd | (636) 536-2229 |
| 8 | Evan Richmond - State Farm Insurance Agent | 13437 Olive Blvd | (314) 469-1711 |
| 9 | The ICON Group | 500 Chesterfield Center Suite 110 | (636) 534-7204 |
| 10 | Azteca Insurance LLC | 500 Chesterfield Center Suite 110 | (314) 940-4954 |
Kevin Stengel - State Farm Insurance Agent serves Chesterfield, Missouri, and the surrounding St. Louis County area. The agency specializes in home insurance policies designed to protect local homeowners against common risks such as storm damage, fire, and theft. Tailored coverage options help residents safeguard their property and personal belongings. The office also assists with evaluating dwelling protection limits and supplemental liability coverages specific to this region.
Ben Rister - State Farm Insurance Agent in Chesterfield, Missouri provides residential coverage for homeowners seeking to protect their property and personal belongings. Commercial insurance solutions are also available for local businesses requiring tailored liability and asset protection. Serving Chesterfield and the surrounding areas, the agency works to help clients select appropriate policies that fit their specific needs. The office is available for follow-up consultations and adjustments to coverage between regular policy reviews to ensure continued suitability.
Weiss Insurance Agency in Chesterfield, MO provides a full range of home insurance services, including policy assessments and coverage recommendations. Its team works with clients to review existing plans and suggest adjustments as property needs change over time. Regular policy check-ins help ensure clients maintain appropriate levels of protection. The agency handles insurance for single-family homes, apartments, retail spaces, and restaurants.
Serving Chesterfield, Missouri, and the surrounding communities, this agency provides home insurance services to local homeowners. It handles residential policies designed to help protect structures, personal belongings, and assets from common risks like fire, theft, and storm damage. The agent works with clients to review their coverage needs and policy details in a straightforward manner. Following a customer consultation, the office processes the requested documentation and confirms the policy terms with the homeowner before finalizing the agreement.
Brenda Smith - State Farm Insurance Agent serves homeowners, businesses, and property managers in Chesterfield, Missouri, by offering personalized home insurance policies to protect their properties and belongings. The agency helps clients assess their coverage needs, advising on options for dwelling protection and liability coverage tailored to individual situations. Customers can work directly with the agent to review policy details, file claims, and make adjustments as their circumstances change over time. The office also extends its services to neighboring communities throughout the western St. Louis metro area, including Wildwood.
Bess Agency & Associates Inc American Family Insurance in Chesterfield, MO, helps clients understand the key distinction between one-time home insurance policies, which provide a fixed period of coverage, and recurring annual plans that automatically renew. Their agents assist with tailoring coverage to protect against local risks like severe storms and property damage. Policyholders can adjust their deductibles and liability limits to suit their needs. Service is available on a recurring, scheduled basis to maintain continuous protection and ensure policy updates occur annually.
As a home insurance agency in Chesterfield, Thomas Insurance Advisors, LLC specializes in helping homeowners protect their properties with tailored coverage options. It assists clients in evaluating different policy structures to suit their specific needs in the local area. The agency explains complex insurance terms and guides customers through the process of selecting appropriate deductibles and liability limits. This is especially useful after a major storm or during the spring season, when wind and hail damage frequently threaten homes in the region.
When heavy storms or seasonal weather threaten homes across Chesterfield, local residents often seek reliable coverage advice. Evan Richmond - State Farm Insurance Agent helps property owners assess their policies to close potential gaps in protection against wind, hail, or water damage. The agency provides personalized consultations focused on dwelling, personal property, and liability coverage that match each homeowner's specific situation. By reviewing the unique exposures of a property, they can recommend appropriate policy adjustments. A thorough walk-through of the home often begins this initial assessment.
Serving homeowners throughout the Chesterfield, MO area, The ICON Group helps clients obtain standard property insurance coverage that includes protection for the dwelling and personal belongings. Add-ons available through this home insurance agent include scheduled personal property coverage for high-value items and liability protection for incidents occurring on the property. Local homeowners can also discuss coverage for additional structures like detached garages or sheds, as well as loss-of-use benefits. This firm works with commercial sectors that require tailored policies, including local offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Chesterfield Cost?
The average annual home insurance premium in Missouri is around $1,800 to $2,500 for a typical single-family home. In Chesterfield, rates may be slightly higher due to property values and local weather risks. Your actual cost will vary based on coverage limits, deductible, and home specifics. This is general information, not insurance advice.
About home insurance agents in Chesterfield
Home insurance agents in Chesterfield, Missouri help homeowners find coverage for their property, personal belongings, and liability. Missouri law does not require home insurance, but mortgage lenders typically mandate it. Agents can explain local risks such as tornadoes and hail storms and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Chesterfield do?
A home insurance agent helps you compare policies from different insurers, explains coverage options, and assists with claims. They can tailor a policy to your home value and location in Chesterfield.
Is home insurance required by law in Missouri?
Missouri state law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Without coverage you risk financial loss from damage or liability.
What factors affect home insurance cost in Chesterfield?
Costs depend on your home age, construction type, location, and claims history. In Chesterfield, proximity to fire stations and flood zones can also impact premiums. Discounts may be available for bundling policies or installing safety features.
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