The top-rated home insurance agent in Columbia, Missouri is Shelter Gardens, rated 4.8 stars across 945 reviews. Other highly rated options include Bry Reine Agency LLC American Family Insurance, Insurance Plus, Shelter Insurance - Mitch Theede. This directory lists 20 home insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelter Gardens | 1817 W Broadway | (800) 555-5555 |
| 2 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 3 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 4 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 5 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 6 | Lisa Cravens - State Farm Insurance Agent | 33 E Broadway Ste #175 | (573) 875-6696 |
| 7 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 8 | Will Garrett - Missouri Farm Bureau Insurance | 2415 Carter Ln #2 | (573) 514-8000 |
| 9 | Goosehead Insurance - Jeremy Kiesewetter | 124 E Nifong Blvd Suite C-1 | (573) 818-2988 |
| 10 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
Bry Reine Agency LLC American Family Insurance in Columbia, MO offers a full range of home insurance agent services, including standard homeowner policies and tailored coverage options. The agency helps clients select appropriate protection for their specific needs and provides ongoing policy reviews. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Insurance Plus serves Columbia, Missouri, and the surrounding communities, handling a full range of home insurance agent services from standard homeowners policies to specialized coverage for renters and condominiums. It helps local residents compare quotes from multiple carriers to find appropriate protection against wind, hail, fire, and liability risks. This agent typically approaches each job by assessing a client’s property details and personal coverage needs, then presenting clear options tailored to their specific situation.
For both one-time policy placements and ongoing coverage adjustments, Shelter Insurance - Mitch Theede provides home insurance agent services for property owners in Columbia, MO. A standard homeowners policy typically protects the dwelling structure, personal belongings, and liability. Clients seeking to safeguard their investment can also discuss additional endorsements for specific risks common to the region. For convenience, policy service and support are available on both a scheduled appointment and as-needed basis throughout the year.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) serves homeowners, property managers, and local businesses in Columbia with professional home insurance agent services. The agency helps clients secure property coverage tailored to individual needs, explaining policy options and assisting with claims guidance. It also works with landlords and commercial property owners to protect their investments. Serving the greater Columbia area, the agency extends its coverage support to adjacent communities such as Ashland and the surrounding Boone County metro region.
Lisa Cravens - State Farm Insurance Agent in Columbia, MO, specializes in home insurance policies that protect a dwelling and personal property. The agency provides general service work, including tailoring coverage limits and deductibles to fit individual homeowner needs. Clients in the local area can meet with an agent to review policy details and discuss potential discounts. As seasonal weather shifts bring hail or heavy snow, the agent helps policyholders assess risks related to roof damage or frozen pipes.
Shelter Insurance - Jeremy Hughes in Columbia, MO provides coverage for personal residences, protecting homes from common perils like fire, theft, and weather damage. Specialty add-ons can include protection for valuable personal property, such as jewelry or electronics, as well as liability coverage for accidents on the property. For local businesses, this home insurance agent can also serve commercial sectors, including offices, warehouses, and food service establishments.
As the seasons shift in Columbia, bringing the threat of spring storms or winter ice, securing proper coverage for a home becomes a pressing concern. Will Garrett - Missouri Farm Bureau Insurance helps local homeowners navigate these needs, working to tailor policies that address property protection against regional weather risks. Whether one is buying a first home or reassessing an existing plan, the agent outlines available coverage options by starting with a thorough inspection or an initial property assessment.
Goosehead Insurance - Jeremy Kiesewetter provides residential home insurance services for properties in and around Columbia, MO. Commercial coverage options are also available to protect local business structures and assets. The agency works to match each client with a suitable policy from a choice of carriers. After an initial policy is set, the agent can follow up for periodic policy reviews and to adjust coverage between regular scheduled visits as clients’ needs change.
In Columbia, Missouri, Kasmann Insurance Agency provides home insurance coverage for residential properties, protecting local homeowners from structural damage and liability concerns. Commercial coverage is also available for small businesses within the Boone County area. The agency serves policyholders throughout mid-Missouri, helping them review their existing policies and adjust coverage as needed. Clients are encouraged to follow up after a claim or contact the office between regular policy reviews to discuss any changes in their property that may require updated protection.
What Does a a Home Insurance Agent in Columbia Cost?
The average cost of home insurance in Missouri is about 1,500 to 2,500 per year for a standard policy. In Columbia rates may vary based on your homes age location and construction type. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Columbia
A home insurance agent in Columbia Missouri can help you find a policy that protects your home and belongings. Missouri law requires insurers to offer specific coverage options such as wind and hail deductibles. Local agents understand the risks in Boone County including severe storms and tornadoes.
Frequently Asked Questions
What does a home insurance agent in Columbia do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and adjusting your policy as your needs change.
Do I need flood insurance in Columbia Missouri?
Standard home insurance does not cover flood damage. Columbia is in a flood-prone area near the Missouri River. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.
How long do I have to file a home insurance claim in Missouri?
Missouri law does not set a specific deadline for filing a claim but most policies require prompt notice. Check your policy for time limits. Delaying a claim could result in denial.
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