The top-rated home insurance agent in Excelsior Springs, Missouri is Jonathan Haase - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Joe Edmondson - State Farm Insurance Agent, Farmers Insurance - Gannon Boone, Jim Rice Total Insurance Inc. This directory lists 10 home insurance agents serving Excelsior Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jonathan Haase - State Farm Insurance Agent | 228 N Jesse James Rd | (816) 630-9600 |
| 2 | Joe Edmondson - State Farm Insurance Agent | 1024 N Jesse James Rd | (816) 630-2900 |
| 3 | Farmers Insurance - Gannon Boone | 1236 N Jesse James Rd Ste A | (816) 848-5115 |
| 4 | Jim Rice Total Insurance Inc | 1121 N Jesse James Rd | (816) 630-7423 |
| 5 | Shelter Insurance - Clint Hylton | 1350 N Jesse James Rd | (816) 630-0077 |
| 6 | Jeff Hocker Agency Inc American Family Insurance | 1757 W Jesse James Rd | (816) 630-2302 |
| 7 | Prather Insurance Associates | 228 N Jesse James Rd | (816) 702-8996 |
| 8 | Wharton Agency | 1917 W Jesse James Rd | (816) 630-6505 |
| 9 | Griffey Insurance Agency | 210 South St | (816) 630-2671 |
| 10 | Shelter Insurance - Kalyn Goode | 1902 W Jesse James Rd Ste 2 | (816) 630-2618 |
Jonathan Haase - State Farm Insurance Agent serves the Excelsior Springs area and surrounding Clay County communities, offering a full range of home protection policies. The agency works with homeowners to find coverage that fits their specific property needs. Each policy is tailored to protect against common local risks like storm damage and theft. Personalized consultations help clients understand their deductibles and liability options. The office handles new home insurance quotes as well as policy reviews and updates for existing homeowners.
Joe Edmondson - State Farm Insurance Agent in Excelsior Springs, MO offers a range of services including home insurance policies tailored to protect residential properties. The agency provides coverage options designed to safeguard against common perils such as fire, theft, and weather-related damage, and it assists clients in selecting appropriate deductibles and liability limits. It services single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Gannon Boone serves homeowners, property managers, and small businesses in Excelsior Springs, MO, with personalized home insurance policies. The agent works closely with clients to assess coverage needs for dwellings, personal property, and liability protection. Policy consultations explore options for bundling home and auto insurance for potential savings. Service also includes reviewing deductibles and replacement cost valuations to tailor each plan. This agency additionally provides coverage to clients in nearby Liberty, MO, ensuring residents across the metro north area have access to local support.
Jim Rice Total Insurance Inc serves Excelsior Springs, Missouri, and the surrounding communities with home insurance solutions. The agency handles policies for owned houses, rental properties, and seasonal homes, covering common perils like fire, wind, and theft. Each client’s property and coverage needs are assessed individually, matching policy options to specific risks and budgets. For a typical job, it reviews the dwelling’s construction and local hazard exposure before presenting a selection of quotes with clear explanations.
Shelter Insurance - Clint Hylton, located in Excelsior Springs, MO, offers home insurance agents who help clients choose between a single-purchase policy and a recurring premium plan for ongoing coverage. They provide protection structures, personal belongings, and liability against common local hazards like storms and theft. Service is available on a scheduled or as-needed basis, with appointments arranged to review policies or file claims.
Jeff Hocker Agency Inc American Family Insurance provides home insurance agent services, including coverage for property damage and liability protection. Based in Excelsior Springs, MO, it assists homeowners with tailoring policies to safeguard their residences and belongings. The agency also offers guidance on umbrella policies for additional liability coverage. During winter months, it helps clients review protection against risks like frozen pipes and ice dam damage, ensuring policies remain adequate for seasonal weather challenges.
Spring storms can bring hail and wind damage to Excelsior Springs homes. Prather Insurance Associates helps local homeowners review their policies for adequate coverage before severe weather arrives. As a home insurance agent, the company evaluates different protection options suited to the area’s specific risks. Clients can discuss personal property limits and liability needs during a direct consultation. The agent typically begins by scheduling a walkthrough of the property to assess current insurance needs.
Wharton Agency provides residential home insurance coverage for properties in Excelsior Springs, Missouri, and also offers commercial policies for local businesses needing property protection. Agents work with clients to structure appropriate policies for different structures and risk levels within the region. Service includes regular policy reviews to keep coverage aligned with changing needs or market conditions, and clients often return between standard visits for adjustments or new inquiries.
Griffey Insurance Agency in Excelsior Springs, MO helps clients protect their homes with standard coverage for structures, personal belongings, and liability. The company also assists homeowners in adding specialty endorsements for high-value items. Beyond residential policies, this agent works with business owners to insure commercial spaces. The agency provides coverage options suitable for offices, warehouses, and food service operations.
Shelter Insurance - Kalyn Goode in Excelsior Springs, MO, is known for providing home insurance coverage tailored to protect local residences and their contents. The agent guides homeowners through policy options that address common regional weather and property risks. Standard homeowners plans from this agency typically include dwelling, personal property, and liability protection. Clients may customize their coverage with an added specialty service that helps with replacement cost value for personal belongings.
What Does a a Home Insurance Agent in Excelsior Springs Cost?
The average cost of home insurance in Missouri is around $1,800 per year for a standard policy. In Excelsior Springs, rates may vary based on your homes age, location, and coverage limits. A local agent can provide quotes from multiple companies to help you find a competitive price. This is general information and not insurance advice.
About home insurance agents in Excelsior Springs
Home insurance agents in Excelsior Springs, Missouri help homeowners find coverage that meets local needs. Missouri law requires insurers to provide a notice about policy changes or nonrenewal at least 30 days in advance. A local agent can explain how this law affects your policy and help you compare options from different carriers.
Frequently Asked Questions
What does a home insurance agent in Excelsior Springs do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types, deductibles, and discounts. They also assist with claims and policy changes.
Do I need home insurance in Excelsior Springs, Missouri?
Missouri law does not require home insurance, but your mortgage lender likely does. Even without a loan, insurance protects against fire, storm, and theft losses. It is a smart way to safeguard your investment.
How do I choose a home insurance agent in Excelsior Springs?
Look for an agent licensed in Missouri with experience in your area. Ask about their carrier options and customer service. You can also check reviews from other local homeowners.
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