ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Home Insurance Agents Near You in Clifton, NJ

Browse home insurance agents serving Clifton, New Jersey. Updated 2026-07-14.

The top-rated home insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Clifton.

Showing 18 home insurance agents in Clifton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill G Eljouzi - State Farm Insurance Agent178 Lakeview Ave(973) 478-9500
2NJH Insurance Agency600 Getty Ave Suite 119(973) 832-0933
3Sadowski Insurance Agency258 Dayton Ave(973) 580-3992
4Sergio Bio - State Farm Insurance Agent114 Market St(973) 928-1200
5A Plus Insurance Agency414 Clifton Ave LOWER LEVEL(973) 928-2528
6Arceri Insurance Agency284 Lakeview Ave(973) 753-6828
7Jaymar Insurance Agency99 1st St(973) 894-1333
8Timothy K Brown: Allstate Insurance1051 Bloomfield Ave(973) 928-1434
9Thomas Tobin - State Farm Insurance Agent1033 Clifton Ave STE 208(973) 779-4248
10Yini & Associates1184 Main Ave #100(973) 510-2600
BG
178 Lakeview Ave
Bill G Eljouzi - State Farm Insurance Agent
Home Insurance Agent · Clifton, NJ

Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area as a local home insurance agent. The agency helps homeowners protect their properties against common risks such as fire, theft, and weather-related damage. Policies are tailored to individual homes and budgets, with coverage options available for personal property and liability. The company also advises clients on proper coverage amounts based on their home’s value and location. It handles renters insurance policies as well, providing additional protection for tenants in the Clifton area.

NI
600 Getty Ave Suite 119
NJH Insurance Agency
Home Insurance Agent · Clifton, NJ

NJH Insurance Agency provides a comprehensive range of home insurance solutions for property owners in Clifton, New Jersey, including standard hazard coverage and optional endorsements for valuable personal items. Its service plans involve regular risk assessments and policy reviews to help align coverage with changing property conditions. The agency also offers personalized loss prevention guidance and claims assistance. It services single-family homes, multi-unit apartment buildings, retail stores, and full-service restaurants throughout the local area.

SI
258 Dayton Ave
Sadowski Insurance Agency
Home Insurance Agent · Clifton, NJ

Serving Clifton, New Jersey, and the surrounding communities, Sadowski Insurance Agency handles home insurance policies for local homeowners. The company helps clients assess their property risks, from storm damage to liability concerns, and works with various carriers to secure suitable coverage. Each policy is tailored to match the specific needs of the individual home and its structure. To handle a typical job, the agency will conduct a thorough review of the property and then compare coverage options to find a balanced solution.

SB
114 Market St
Sergio Bio - State Farm Insurance Agent
Home Insurance Agent · Clifton, NJ

Sergio Bio - State Farm Insurance Agent serves homeowners, property managers, and small businesses in Clifton, New Jersey, providing home insurance policies that protect dwellings, personal property, and liability. The agency assists clients in evaluating coverage options to secure appropriate protection for their assets. Regular consultations help policyholders adjust their plans as circumstances change. In addition to Clifton, this office also covers neighboring communities in Passaic County and parts of the greater Newark metropolitan area.

PI
414 Clifton Ave LOWER LEVEL
A Plus Insurance Agency
Home Insurance Agent · Clifton, NJ

A Plus Insurance Agency in Clifton, New Jersey, can help clarify whether a home insurance policy functions as a one-time purchase or a recurring annual service. For a one-time need, they would assist in sorting immediate closing coverage; for recurring protection, policy management becomes a steady process. Their core work involves evaluating a home’s structure and contents to structure adequate coverage for local weather risks or liability. Service runs through scheduled annual renewals and on an as-needed basis for mid-term adjustments or claims.

AI
284 Lakeview Ave
Arceri Insurance Agency
Home Insurance Agent · Clifton, NJ

Arceri Insurance Agency assists homeowners in the Clifton, NJ area in securing coverage for their properties, with the option to add specialty endorsements for valuable items or specific liability protection. The company works to tailor insurance solutions that address the unique risks of residential structures. Serving the local commercial sector as well, Arceri Insurance Agency also offers coverage for offices, warehouses, and food service operations.

JI
99 1st St
Jaymar Insurance Agency
Home Insurance Agent · Clifton, NJ

Jaymar Insurance Agency in Clifton, New Jersey, specializes in tailoring homeowners policies for local property structures, including coverage for detached structures and personal belongings. It also provides comprehensive home insurance guidance, helping clients assess liability protection and dwelling replacement costs. During the winter months, the agency assists homeowners in addressing potential risks from frozen pipes and snow-related roof damage specific to the northern New Jersey climate.

TK
1051 Bloomfield Ave
Timothy K Brown: Allstate Insurance
Home Insurance Agent · Clifton, NJ

As winter weather approaches Clifton, homeowners often seek coverage adjustments for potential ice and storm damage. Timothy K Brown: Allstate Insurance provides guidance on updating policies to reflect current property values and local risks. The company reviews dwelling limits and personal property endorsements based on typical neighborhood needs. Agents explain how common perils like frozen pipes or wind are addressed under standard homeowners forms. A comprehensive home inventory and property inspection are typically scheduled during the initial consultation to determine appropriate protection levels.

TT
1033 Clifton Ave STE 208
Thomas Tobin - State Farm Insurance Agent
Home Insurance Agent · Clifton, NJ

Thomas Tobin - State Farm Insurance Agent in Clifton, NJ provides residential home insurance services tailored to protect local homeowners and their properties. The agency also offers commercial coverage options for small businesses and landlords operating in the surrounding area. Policies are designed to cover common regional risks such as storm damage and liability claims. After an initial policy setup or claim resolution, the office remains available for follow-up consultations and any necessary adjustments between regular visits to ensure continued coverage.

YA
1184 Main Ave #100
Yini & Associates
Home Insurance Agent · Clifton, NJ

Yini & Associates in Clifton, NJ, is known for securing comprehensive home insurance policies tailored to the needs of local homeowners. Its service range covers basic dwelling protection, personal property coverage, and liability safeguards against common household risks. Policies also address weather-related damages typical of the region, such as storms and flooding. As a specialty add-on, the agency offers personal umbrella liability coverage for extra protection beyond standard policy limits.

PI
251 Clifton Ave
Premier Insurance Clifton
Home Insurance Agent · Clifton, NJ
(973) 241-3568
SI
298 Lakeview Ave
Superior Insurance Agency
Home Insurance Agent · Clifton, NJ
(551) 239-6484
FS
1232 Van Houten Ave # 1
Four Star Agency NJ
Home Insurance Agent · Clifton, NJ
(973) 221-2925
RI
1166 Broad St
Rus Insurance Agency
Home Insurance Agent · Clifton, NJ
(862) 203-7331
breelucash9619933.wixsite.com/rus-insurance-agency
AI
844 Van Houten Ave
ASB Insurance Ltd.
Home Insurance Agent · Clifton, NJ
(862) 295-0860
edwinasteffan20941.wixsite.com/asb-insurance-ltd
AI
1121 Main Ave
Associated Insurance NJ
Home Insurance Agent · Clifton, NJ
(973) 218-5293
YU
1010 Clifton Ave
Yossi United Insurance LLC
Home Insurance Agent · Clifton, NJ
(973) 773-9200
CI
50 Mt Prospect Ave
Cupo Insurance Agency
Home Insurance Agent · Clifton, NJ
(973) 604-0170
cupo.com

What Does a a Home Insurance Agent in Clifton Cost?

The average cost of home insurance in New Jersey is around 1,200 to 1,500 per year for a standard policy but rates vary widely based on your homes value location and coverage limits. In Clifton factors like the age of your home proximity to flood zones and your claims history affect your premium. You can expect to pay between 800 and 2,500 annually for a typical single family home. This is general information and not insurance advice.

About home insurance agents in Clifton

Home insurance agents in Clifton New Jersey help homeowners protect their property against risks like fire theft and weather damage. New Jersey law requires insurers to offer a standard fire insurance policy and many agents can also help you add flood coverage through the National Flood Insurance Program. Working with a local agent means you get advice tailored to Clifton neighborhoods and specific New Jersey insurance regulations.

Frequently Asked Questions

What does a home insurance agent in Clifton New Jersey do?

A home insurance agent helps you find a policy that covers your house personal belongings and liability. They explain coverage options and can compare quotes from multiple insurers. Agents in Clifton understand local risks like nor easters and flooding near the Passaic River.

Is flood insurance required for homes in Clifton New Jersey?

Flood insurance is not required by New Jersey state law but may be required by your mortgage lender if your home is in a high risk flood zone. Many Clifton properties near the Passaic River are in designated flood zones. Your agent can help you check your flood zone status and get a separate flood policy.

How do I choose a home insurance agent in Clifton New Jersey?

Look for an agent licensed by the New Jersey Department of Banking and Insurance. Ask about their experience with homes in Clifton and whether they offer policies from multiple carriers. You can also check customer reviews and ask for referrals from neighbors.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.