The top-rated home insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 13 home insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Praneet Singh: Allstate Insurance | 17-10 River Rd | (201) 791-3330 |
| 7 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 8 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 9 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 10 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
Fernando Frias - State Farm Insurance Agent provides standard home insurance coverage, including protection for dwelling structures and personal belongings against common perils such as fire, theft, and weather damage. Service plans offer guidance on policy options for liability protection and deductible choices to suit individual homeowner needs. The agency assists with claims filing support and policy adjustments as property circumstances change. It services single-family homes, apartments, retail spaces, and restaurants in the Fair Lawn area.
Fawaz Ghannam - State Farm Insurance Agent in Fair Lawn, NJ, serves local homeowners, renters, and property managers seeking home insurance coverage. The agency helps clients tailor policies that protect their houses, personal belongings, and liability risks. It also offers guidance on bundling home insurance with auto policies for possible savings. Residents throughout Bergen County, including those in neighboring communities such as Paramus, Glen Rock, and Paterson, can contact the office for coverage options and personalized risk assessments.
Serving Fair Lawn and the surrounding communities throughout Bergen County, Suburban General Insurance Agency handles home insurance coverage for local homeowners. The agency works to protect residential properties against common risks like storm damage, fire, theft, and personal liability claims. Suburban General Insurance Agency typically assesses a client's individual property value, construction type, and proximity to hazards to tailor a policy that meets their needs.
Excel Brokerage in Fair Lawn, NJ offers homeowners both one-time policy reviews and recurring annual updates to coverage, ensuring protection against common local perils like storm damage and liability claims. Their full-service approach includes endorsements tailored to property types found throughout Bergen County. Service appointments for new or adjusted policies run on either a scheduled basis or as-needed for claims and policy changes.
Praneet Singh: Allstate Insurance provides tailored home insurance policies. It helps Fair Lawn homeowners protect their property and personal belongings against common risks. The agency works with clients to explain coverage options for the structure, liability, and additional living expenses. Praneet Singh also assists customers in customizing policies to suit their specific home and neighborhood needs. For those in Fair Lawn, the agency can help address concerns about seasonal storm damage, such as wind or hail, ensuring proper protection before severe weather arrives.
As the seasons change in Fair Lawn, homeowners often face new risks from storms or aging roofs, and Suburban Insurance helps address those evolving coverage needs. This home insurance agent guides local residents in reviewing their policies to ensure adequate protection for their property and belongings. The process begins with a complimentary initial assessment of the home to identify potential vulnerabilities and discuss available policy options.
Primetime Insurance helps clients with standard residential property coverage in Fair Lawn, New Jersey. For additional protection, the agency offers home insurance policy add-ons such as flood, earthquake, and valuable personal property riders. Agents assist with assessing dwelling values and liability needs for homeowners throughout the local area. The agency also serves commercial sectors including offices, warehouses, and food service establishments by tailoring policies to their specific operational risks.
ASAP Insurance Agency LLC in Fair Lawn, NJ offers residential home insurance services, assisting local homeowners with coverage for their properties and personal belongings. The agency also provides commercial insurance solutions to area businesses, covering liability and property risks within the region. Following an initial policy setup, the agent works to review coverage needs with clients during subsequent visits, ensuring that policies are adjusted for any changes to the home or commercial property between regular appointments.
Kando Service Agency Inc in Fair Lawn, NJ is known for offering comprehensive home insurance coverage to local homeowners. Its services typically include protection for standard dwellings, personal property, and liability against common risks in the region. The agency assists clients in navigating various policy options to secure appropriate coverage levels for their properties. It can also add on specialized protection for valuable personal items such as jewelry or fine art.
What Does a a Home Insurance Agent in Fair Lawn Cost?
Home insurance costs in New Jersey average around 1,200 to 1,800 dollars per year for a standard policy, but rates in Fair Lawn can vary based on your homes age, construction, and location. Factors like proximity to fire stations and local crime rates also affect premiums. This is general information, not insurance advice.
About home insurance agents in Fair Lawn
A home insurance agent in Fair Lawn, New Jersey can help you find a policy that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain coverage for common local risks like nor'easters and flooding, which is not covered by standard policies.
Frequently Asked Questions
What does a home insurance agent in Fair Lawn do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with filing claims. They can also advise on NJ-specific endorsements such as sewer backup or flood coverage.
Is flood insurance required in Fair Lawn?
Flood insurance is not required by New Jersey state law, but it may be required by your mortgage lender if your property is in a FEMA-designated flood zone. Fair Lawn has some areas in flood zones, so an agent can help you assess your risk.
How do I choose a home insurance agent in Fair Lawn?
Look for an agent licensed in New Jersey and experienced with local property types. Check their reputation through the NJ Department of Banking and Insurance or online reviews. Ask about their process for handling claims and whether they offer policies from multiple carriers.
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