The top-rated home insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 565 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 14 home insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave STE 7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | Empire Multi Services LLC | 131 1st St | (908) 242-5879 |
| 9 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 10 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey, metro area as a home insurance agent. This agency helps homeowners secure coverage for their properties against common local risks such as fire, theft, and weather-related damage. Clients can work with an agent to evaluate their dwelling, personal belongings, and liability protection needs to find a suitable policy. The agency assists with adjusting existing plans as home values or renovations occur. In this area, Cuartas Insurance Agency handles the processing of new homeowners applications as well as filing and managing claims for property loss.
UPIX Insurance provides a range of home insurance agent services in the Elizabeth, New Jersey area, including policy guidance, risk assessment, and claims assistance. It helps clients understand their coverage options and offers routine policy reviews to ensure adequate protection for their assets. The agent works with various property types, servicing single-family homes, apartments, retail locations, and restaurants across the local community.
Angel Rodriguez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Elizabeth, New Jersey, with personalized home insurance policies. The agency assists clients in protecting their residential properties and assets against common risks such as fire, theft, and weather-related damage. Tailored coverage options are discussed during one-on-one consultations to match each client’s specific needs and budget. The agency also extends its home insurance services to surrounding neighborhoods and communities throughout Union County.
For major home repairs or new construction, property coverage is secured with a single policy. For ongoing risk management, a home insurance agent also provides coverage that automatically renews each term to maintain continuous protection. With a local base in Elizabeth, NJ managing these distinct policy types, this agent works with clients to evaluate property and liability needs that protect residential structures and contents. Service is available on a one-time, scheduled, or as-needed basis.
Serving Elizabeth, NJ, and the surrounding Union County communities, Dave Carrubba - State Farm Insurance Agent handles home insurance policies designed to protect local homeowners. The agency assists clients in evaluating dwelling coverage and personal property protection for single-family houses and condominiums. It also offers guidance on liability coverage and additional living expense options. For each client, the agent reviews their individual property details and coverage needs to tailor a policy that aligns with their specific risks and local housing conditions.
InsureOne Insurance specializes in tailoring homeowners coverage to protect single-family and multifamily properties in Elizabeth. The agency provides standard policies for dwelling replacement and personal liability. It also advises clients on adjusting deductibles and bundling options that suit their financial situation. For renters and condo owners throughout the area, InsureOne arranges contents protection and loss-of-use endorsements. When the winter season brings frozen pipe risks or storm damage to roofs, the agency helps local homeowners secure prompt claims guidance and necessary coverage upgrades.
Spring storms in Elizabeth often bring the need for updated homeowners coverage after wind or water damage, and RCX Insurance Agency responds by reviewing local policies to match current replacement costs. Located in Elizabeth, New Jersey, this home insurance agent offers guidance on standard dwelling protection and liability options for area residences. Their process begins with a thorough property inspection to assess specific risks and recommend appropriate coverage limits.
Empire Multi Services LLC provides residential home insurance coverage to clients in Elizabeth, New Jersey, while also offering commercial insurance policies for local businesses throughout the surrounding area. The company assists property owners in securing policies that protect dwellings and personal belongings against common regional risks. Its services include reviewing client coverage needs and helping to adjust policies as circumstances change. Customers often rely on this agency between regular home maintenance cycles to review updated policy terms and ensure proper protection remains in place.
New Century Insurance Agency Brokerage, located in Elizabeth, New Jersey, secures residential properties against common perils such as fire, theft, and weather damage. For added protection, the agency offers specialty add-ons like flood insurance and personal liability coverage beyond standard policies. The firm helps clients navigate coverage to match their specific housing needs. Its commercial capabilities extend to protecting offices, warehouses, and food service operations with tailored business property policies.
What Does a a Home Insurance Agent in Elizabeth Cost?
The average cost of home insurance in New Jersey is around 1,200 to 2,000 dollars per year for a standard policy, but rates in Elizabeth can vary based on your homes age, location, and coverage limits. Factors like proximity to a fire station and your credit score also affect premiums. This is general information and not insurance advice.
About home insurance agents in Elizabeth
A home insurance agent in Elizabeth, New Jersey can help you find coverage that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Local agents understand the risks specific to Union County, including flooding and severe weather.
Frequently Asked Questions
What does a home insurance agent in Elizabeth do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles, liability limits, and optional add-ons like flood insurance. They also assist with claims and policy changes.
Is flood insurance required in Elizabeth New Jersey?
Flood insurance is not required by New Jersey state law, but it is often required by mortgage lenders for homes in high-risk flood zones. Elizabeth is in a FEMA-designated area where flooding can occur. An agent can help you obtain a policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Elizabeth?
Look for an agent licensed in New Jersey with experience in Union County. Check their reviews and ask about their knowledge of local risks like flooding and winter storms. A good agent will explain policy details clearly and help you find coverage that fits your budget.
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