The top-rated home insurance agent in Farmingdale, New York is Joseph Benincasa - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include Ken Marcus: Allstate Insurance, AAA Farmingdale, Bill McLear Jr - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Farmingdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph Benincasa - State Farm Insurance Agent | 54 Willow Pk Ctr | (631) 465-9070 |
| 2 | Ken Marcus: Allstate Insurance | 199 Merritts Rd Ste F | (516) 753-2600 |
| 3 | AAA Farmingdale | 915 NY-110 | (631) 393-7616 |
| 4 | Bill McLear Jr - State Farm Insurance Agent | 54 Motor Ave | (516) 755-0300 |
| 5 | Brooks-Waterburn Corp. | 1105 Broadhollow Rd | (516) 997-9800 |
| 6 | Joseph Adonis: Allstate Insurance | 826 Conklin St | (631) 390-8568 |
| 7 | Diane Dilorenzo: Allstate Insurance | 222 Main St | (516) 752-1122 |
| 8 | Ed Lynch - State Farm Insurance Agent | 1111 Broadhollow Rd #106 | (631) 465-0780 |
| 9 | Nationwide Insurance: The Pizzichillo Agency Inc. | 707 Broadhollow Rd Ste 30 | (516) 752-1730 |
| 10 | Mark Smith - State Farm Insurance Agent | 141 Conklin St | (516) 293-8684 |
Joseph Benincasa - State Farm Insurance Agent serves the Farmingdale, NY area, providing home insurance policies for local homeowners and property buyers. The office helps clients secure coverage that protects their homes and personal belongings against common regional risks. Policies typically include dwelling protection, liability coverage, and options for additional structures. This agency handles personalized quotes and policy adjustments for those seeking to safeguard their single-family houses or condominiums in the Farmingdale community.
Ken Marcus: Allstate Insurance serves homeowners, businesses, and property managers in Farmingdale, NY, offering home insurance policies that protect against common regional risks such as storm damage and liability claims. The agency works with clients to review coverage needs and find appropriate plans tailored to individual properties. It also assists with bundling home and auto policies for potential discounts. For those outside Farmingdale, the agency additionally provides coverage for clients in nearby Melville and the broader Nassau County area.
AAA Farmingdale provides a full range of home insurance services for the Farmingdale area, including policy consultations, risk assessments, and coverage adjustments. Its maintenance plans help clients review and update their policies annually to match changing needs and property values. The company offers straightforward guidance on earthquake, fire, and liability protections. AAA Farmingdale services single-family homes, apartments, retail spaces, and local restaurants.
Bill McLear Jr - State Farm Insurance Agent serves Farmingdale, NY, and the surrounding communities in Nassau County. This agency handles home insurance policies designed to protect a client’s property and personal belongings from common risks. The agent works directly with homeowners to explain coverage options for the dwelling, other structures, and liability. When estimating a typical job, the agency first reviews the property’s condition and local weather hazards, then pairs the home with a standard policy that balances protection with the client’s budget.
Brooks-Waterburn Corp., located in Farmingdale, NY, specializes in home insurance, where clients can choose between a single policy purchase for immediate coverage needs or an ongoing annual renewal structure for continuous protection. Policies typically cover the dwelling, other structures, personal property, and liability for accidents on the premises. Customization includes adding endorsements for valuables or flood risks common in the region. Service for existing policies is provided on an as-needed basis, triggered by claims, policy changes, or renewal inquiries throughout the year.
As winter approaches in Farmingdale, safeguarding a home against snow and ice damage becomes a priority for many homeowners. Joseph Adonis: Allstate Insurance provides coverage plans that address these seasonal risks, offering policies that protect both the structure and personal belongings from common local hazards. The agency works with clients to review deductibles and liability options that fit different property types in the area. A typical first step involves inspecting the home to assess its condition and identify potential vulnerabilities before a policy is finalized.
Diane Dilorenzo: Allstate Insurance assists clients in Farmingdale, NY, with securing protection for their homes and personal property. The agency offers specialized endorsements to its base policies, including options for high-value items and water backup coverage. Its work involves tailoring coverage limits and deductibles to match each homeowner’s specific risk exposure. Commercial sectors served by the agency include offices, warehouses, and food service establishments, where it addresses liability and property insurance needs for these distinct business types.
Serving as a home insurance agent in Farmingdale, NY, Ed Lynch - State Farm Insurance Agent provides coverage options for single-family homes and condominiums. It also offers policies for renters seeking liability and personal property protection. The agency helps clients evaluate deductibles and rebuild costs suitable for Nassau County properties. During the winter months, it assists homeowners with assessing their policies for potential damage from frozen pipes and heavy snowfall events.
Nationwide Insurance: The Pizzichillo Agency Inc. in Farmingdale, NY, handles residential home insurance policies, protecting homeowners from common property risks. The agency also offers commercial coverage for local business properties and operations. Its service area covers Farmingdale and the surrounding Nassau County communities. Ongoing client relationships are maintained through periodic policy reviews and prompt claims assistance, with representatives following up after each claim or coverage change to ensure continued satisfaction between regular service visits.
Mark Smith - State Farm Insurance Agent in Farmingdale, NY, is known for providing personalized home insurance policies that safeguard local property owners. The agency assists clients in assessing dwelling coverage, liability protection, and contents insurance to match individual household needs. Additional services include evaluating policy adjustments after home renovations or major purchases. The agency can add valuable endorsements such as sewer backup coverage to standard plans.
What Does a a Home Insurance Agent in Farmingdale Cost?
The cost of home insurance in Farmingdale, New York typically ranges from 800 to 1,500 dollars per year for a standard policy, depending on factors like home value, age, and location. Premiums in New York are influenced by weather risks and local building costs. Actual costs vary by individual case. This is general information, not insurance advice.
About home insurance agents in Farmingdale
Home insurance agents in Farmingdale, New York help homeowners find coverage that meets state requirements and protects their property. New York law does not require home insurance, but mortgage lenders typically mandate a policy. Agents can explain local risks like winter storms and flooding, and guide you through policy options.
Frequently Asked Questions
What does a home insurance agent in Farmingdale do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits, and assists with claims. They know New York regulations and can tailor a policy to your home value and location.
Is home insurance required by law in New York?
New York state law does not require home insurance. However, if you have a mortgage, your lender will require a policy to protect their investment. Agents can help you meet lender requirements.
How do I file a home insurance claim in New York?
You should contact your agent or insurer immediately after a loss. New York law gives you a reasonable time to file, but prompt reporting is important. Your agent can explain the process and help document damages.
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