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Find Home Insurance Agents in Freeport, NY

Compare home insurance agents in Freeport. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 home insurance agents in Freeport, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lilian Rodriguez: Allstate Insurance Services
386 Atlantic Ave, Freeport, NY 11520
(516) 489-6900 agents.allstate.com
DCAP Insurance
17 Sunrise Hwy, Freeport, NY 11520
(516) 379-8900 dcapinsurance.com
Ken Dookram - State Farm Insurance Agent
49 W Merrick Rd, Freeport, NY 11520
(516) 378-4466 kendookram.net
William Bonomo: Allstate Insurance
149 W Merrick Rd, Freeport, NY 11520
(516) 868-7900 agents.allstate.com
Mike Saadati: Allstate Insurance
Freeport, NY 11520
(516) 539-9000 agents.allstate.com
White & Re Agency
113 Sunrise Hwy B, Freeport, NY 11520
(516) 378-5555 whitereagency.com
Careful Trust Inc Co
45 Church St, Freeport, NY 11520
(516) 331-2427
Insurance Associates, Inc.
30 S Ocean Ave, Freeport, NY 11520
(516) 234-6352
American Agency Inc
140 S Ocean Ave, Freeport, NY 11520
(516) 379-3600
Primerica
42 Guy Lombardo Ave #205d, Freeport, NY 11520
(516) 377-0027 primerica.com
Tobor Robinson: Allstate Insurance
42 E Sunrise Hwy Ste A, Freeport, NY 11520
(516) 570-7592 agents.allstate.com
Luis Curo: Allstate Insurance
42 E Sunrise Hwy Ste A, Freeport, NY 11520
(516) 570-7592 agents.allstate.com
Brightway Insurance, The Mosteiro Agency
183 W Merrick Rd, Freeport, NY 11520
(516) 279-5353 brightwaymosteiro.com

Home insurance agents in Freeport New York help homeowners find coverage that meets state requirements and protects against local risks like coastal storms. New York law requires insurers to offer replacement cost coverage on dwelling policies. Agents can explain policy options including flood insurance which is often needed for Freeport properties near water.

What Does a Home Insurance Agent in Freeport Cost?

Home insurance costs in Freeport New York vary based on home value location and coverage level. Average annual premiums for a standard homeowners policy in Nassau County range from 1200 to 2500 dollars. Properties near the water or with older roofs may cost more. Flood insurance through the NFIP averages about 700 to 1000 dollars per year in moderate risk zones. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Freeport do?
A home insurance agent in Freeport helps you compare policies from different carriers to find coverage that fits your home and budget. They explain New York specific requirements such as the mandatory offer of replacement cost coverage. They also advise on additional coverages like flood insurance for coastal areas.
Do I need flood insurance for my Freeport home?
Flood insurance is not required by New York state law but is often required by mortgage lenders for homes in flood zones. Freeport is located on the South Shore and many properties are in Special Flood Hazard Areas. A local agent can help you determine your flood risk and obtain a policy through the National Flood Insurance Program.