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HomeHome Insurance AgentsNew York › Garden City

Find Home Insurance Agents Near You in Garden City, NY

Browse home insurance agents serving Garden City, New York. Updated 2026-07-14.

The top-rated home insurance agent in Garden City, New York is Liam Masterson - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include Sean McCarthy - State Farm Insurance Agent, Patriot Growth Insurance Services, Leo Fernandez: Allstate Insurance. This directory lists 19 home insurance agents serving Garden City.

Showing 19 home insurance agents in Garden City, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Liam Masterson - State Farm Insurance Agent725 Franklin Ave(516) 222-0777
2Sean McCarthy - State Farm Insurance Agent1100 Stewart Ave Ste 3(516) 302-4457
3Patriot Growth Insurance Services377 Oak St #404(516) 419-5050
4Leo Fernandez: Allstate Insurance647 Franklin Ave Ste 200(516) 292-5100
5Simon Agency900 Stewart Ave #230(516) 593-2700
6The Drake Insurance Agency26 Nassau Blvd(516) 916-4020
7The Town Agency, Inc.1205 Franklin Ave #102(516) 294-1000
8Acrisure Garden City, NY (Whitmore Group Ltd.)370 Old Country Rd(516) 746-4141
9Zap My Insurance1205 Franklin Ave(516) 294-4444
10Clancy & Clancy, a Division of RMS Insurance Brokerage, LLC100 Ring Rd W #210(516) 746-2155
LM
725 Franklin Ave
Liam Masterson - State Farm Insurance Agent
Home Insurance Agent · Garden City, NY

Liam Masterson - State Farm Insurance Agent serves the Garden City, Nassau County area, specializing in home insurance policies for local homeowners. The agency assists clients in protecting their properties with tailored coverage options. Evaluating dwelling limits, liability protection, and personal property needs are part of the consultation process. Handling claims for weather-related damage and advising on adequate replacement cost coverage are specific services it manages in this region.

SM
1100 Stewart Ave Ste 3
Sean McCarthy - State Farm Insurance Agent
Home Insurance Agent · Garden City, NY

Sean McCarthy - State Farm Insurance Agent in Garden City, NY, offers a full range of home insurance services, including property coverage and liability protection for unexpected damages. Its service approach includes personalized policy reviews to help customers understand their coverage options and adjust plans as needs change. Maintenance guidance connects clients with resources for home upkeep, reducing future claims risks. This agent provides insurance solutions for various property types, such as single-family homes, apartments, retail spaces, and restaurants.

PG
377 Oak St #404
Patriot Growth Insurance Services
Home Insurance Agent · Garden City, NY

Patriot Growth Insurance Services provides coverage for homeowners, landlords, and property managers throughout the Garden City area. The agency works with local carriers to tailor policies that protect residential properties and personal assets. Clients seeking liability protection, dwelling coverage, or additional endorsements for valuable items can receive personalized guidance. They also offer assistance with comparing policies for seasonal properties. Their services extend into the neighboring communities of Mineola and parts of western Nassau County.

LF
647 Franklin Ave Ste 200
Leo Fernandez: Allstate Insurance
Home Insurance Agent · Garden City, NY

For homeowners considering their options, a home insurance agent can help with either a one-time policy review or an ongoing management of coverage needs, adjusting protection as a household’s assets change. Leo Fernandez: Allstate Insurance in Garden City, NY assists clients in selecting appropriate dwelling, liability, and personal property coverage tailored to local risks. Service is available on an as-needed basis, allowing policyholders to request consultations when evaluating new policies or updating existing plans.

SA
900 Stewart Ave #230
Simon Agency
Home Insurance Agent · Garden City, NY

Serving Garden City and the surrounding Nassau County communities, Simon Agency handles homeowners insurance policies for local residences. It covers standard protections for property damage, personal liability, and additional structures on a property. The agency works with various insurance carriers to present options that match a homeowner's needs and budget. For a typical job, it begins by assessing the property’s specific risks and then compares coverage quotes to build a policy that provides adequate protection.

DI
26 Nassau Blvd
The Drake Insurance Agency
Home Insurance Agent · Garden City, NY

The Drake Insurance Agency in Garden City, NY offers specialty custom policies for high-value homes and historic properties, covering unique architectural features and higher rebuild costs. It also provides standard homeowners insurance, including liability protection and personal property coverage for local residents. The agency assists clients with emerging seasonal concerns, such as wind and hail damage from severe nor’easters that frequently impact Long Island neighborhoods each autumn and winter.

TA
1205 Franklin Ave #102
The Town Agency, Inc.
Home Insurance Agent · Garden City, NY

The Town Agency, Inc. in Garden City, NY specializes in helping local property owners secure coverage for their homes. They also handle the addition of specific riders or endorsements to customize a basic policy for high-value personal assets or natural disaster protection common to Long Island. Their client base includes residential homeowners, as well as commercial operations requiring tailored plans for offices, warehouses, and food service establishments.

AG
370 Old Country Rd
Acrisure Garden City, NY (Whitmore Group Ltd.)
Home Insurance Agent · Garden City, NY

As winter storms and summer hurricanes approach Long Island, securing adequate coverage for your Garden City home becomes essential. Acrisure Garden City, NY (Whitmore Group Ltd.) provides guidance as a home insurance agent, helping homeowners assess their property risks and compare suitable policy options. They work to explain different coverage levels, from dwelling protection to liability, tailored to local needs. The typical first step involves a thorough inspection of your home’s condition and a detailed review of your personal assets.

ZM
1205 Franklin Ave
Zap My Insurance
Home Insurance Agent · Garden City, NY

Residential home insurance coverage is provided by Zap My Insurance for property owners in Garden City, New York. The agency also assists local business operators with commercial property policies throughout the region. They work closely with clients to review dwelling protection needs against common regional risks. Policy documents are carefully explained by their team to ensure each homeowner understands their coverage. Regular policy reviews and claim assistance are offered, with direct follow-up between scheduled appointments to help maintain appropriate protection over time.

CC
100 Ring Rd W #210
Clancy & Clancy, a Division of RMS Insurance Brokerage, LLC
Home Insurance Agent · Garden City, NY
NI
100 Garden City Plaza Ste 412
Nationwide Insurance: Lopinto Insurance Agency Ltd.
Home Insurance Agent · Garden City, NY
(516) 873-3200
agency.nationwide.com/ny/garden-city/11530/lopinto-insurance-agency-ltd-10736950
AG
501 Franklin Ave
Acrisure Garden City, NY (Signature B&B)
Home Insurance Agent · Garden City, NY
(516) 823-3100
acrisure.com
VA
1225 Franklin Ave RM 325
The Viking Agency, Inc.
Home Insurance Agent · Garden City, NY
(516) 496-7711
vikingagency.com
BB
595 Stewart Ave # 6
Brown & Brown of Garden City
Home Insurance Agent · Garden City, NY
(516) 745-1111
sobelins.com
CA
100 Ring Rd W Suite 200
Club Agency Insurance Brokerage
Home Insurance Agent · Garden City, NY
(866) 784-9785
clubagency.com
SI
1205 Franklin Ave 340 3rd Floor
Stratford Insurance Agency, LLC.
Home Insurance Agent · Garden City, NY
(516) 489-7129
stratfordagency.com
WW
1205 Franklin Ave #102
Wood & West Inc
Home Insurance Agent · Garden City, NY
WS
900 Stewart Ave Ste 600
Wright Specialty Insurance Agency LLC
Home Insurance Agent · Garden City, NY
(877) 976-2111
wrightspecialty.com
TI
377 Oak St
Toffales Insurance
Home Insurance Agent · Garden City, NY
(516) 228-0134
toffales.com

What Does a a Home Insurance Agent in Garden City Cost?

Home insurance costs in Garden City vary based on home value, location, and coverage level. Average annual premiums in New York range from 1,200 to 2,500 dollars for standard policies. Factors like proximity to the coast, age of the home, and claims history affect pricing. This is general information, not insurance advice.

About home insurance agents in Garden City

Home insurance agents in Garden City, New York help homeowners find coverage that meets state requirements and local needs. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options for windstorm, flood, and liability coverage specific to Long Island.

Frequently Asked Questions

What does a home insurance agent in Garden City do?

A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with claims. They know New York regulations, such as the requirement for insurers to offer replacement cost coverage on dwelling policies.

Is homeowners insurance required by law in New York?

New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without a mortgage, you can choose not to carry insurance, but it is risky.

How do I choose a home insurance agent in Garden City?

Look for an agent licensed in New York with experience in your area. Check their reputation through the New York State Department of Financial Services. Ask about policy options for flood and wind damage, which are common on Long Island.

Home Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.