The top-rated home insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 755 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Borg Insurance Agency, Joe Mattera - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 4 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 5 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 6 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 7 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 8 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 9 | Heather Schaefer - State Farm Insurance Agent | 158 E Main St #1 | (631) 479-4809 |
| 10 | Chris Stewart - State Farm Insurance Agent | 9 Semon Rd | (631) 923-3268 |
The Michaels Group serves the Huntington area of Suffolk County as a local home insurance agent. The agency helps homeowners find policies that protect their property and personal belongings from common regional risks. They work with clients to understand coverage options for liability and additional living expenses. Specific services handled by this agent include customizing dwelling coverage and advising on flood insurance for homes near the Long Island coast.
Kelly Schumacher - State Farm Insurance Agent in Huntington, NY, provides a full range of home insurance services, including coverage for dwelling structures, personal property, and liability protection. The agency offers routine policy reviews to help clients adjust their plans as their needs change. It also assists with filing claims and explaining coverage limits. Their services support single-family homes, apartments, retail stores, and restaurants in the local area.
Borg Insurance Agency serves homeowners and property managers in and around Huntington, NY. It provides home insurance policies that protect residential structures and personal belongings against common perils. The agency explains coverage options for different types of homes and offers guidance to help clients select appropriate liability limits. It also advises on additional policies for valuable items or secondary properties. Routine services include policy reviews and support when filing claims. The agency assists clients in neighboring communities such as Cold Spring Harbor.
Joe Mattera - State Farm Insurance Agent serves Huntington, New York, and the surrounding Long Island communities with home insurance policies. It handles coverage for dwelling protection, personal property, liability, and additional living expenses. The company helps clients evaluate their individual risks and recommends appropriate policy limits and deductibles for their specific needs. For a typical job, it begins by reviewing the property’s details with the homeowner, then customizes a policy to match local weather exposures and standard replacement costs.
For homeowners in the Huntington area who need property protection, K&N Insurance Brokerage handles both initial one-time policy set-ups and ongoing coverage adjustments. As a local home insurance agent, the company understands regional weather patterns that can impact a home’s long-term financial risk. Their work focuses on guiding clients through the fine details of dwelling and liability policies to match specific dwelling needs. Service runs on both a scheduled basis for annual reviews and an as-needed basis for mid-policy changes or new home purchases.
As a home insurance agent serving the Huntington area, Shane Roer Agency Inc. offers specialized home coverage tailored to protect properties from the unique risks of Long Island, including policies for coastal wind and flood exposures. It also handles standard homeowners policies, dwelling fire coverage, and personal liability protection for local residences. Beyond initial policy setup, the agency assists clients with reviewing annual coverage needs and adjusting deductibles. Such attention to detail becomes especially valuable before the winter season when frozen pipes and ice dam damage are common concerns for homeowners here.
With winter storms approaching on Long Island, homeowners in Huntington often need to review their policies for sufficient protection against strong winds and ice dams. JW Hirschfeld Agency Inc provides detailed guidance on standard homeowners coverage tailored to local weather risks. They carefully explain how dwelling and personal property limits apply to different housing styles common in the area. A typical first step is scheduling a thorough property inspection to evaluate the home’s exterior, roof condition, and overall maintenance needs before finalizing coverage options.
With its expertise in home insurance in Huntington, NY, this agency from Michelle Laglenne-Spronck of State Farm assists clients in securing core property coverage and can arrange additional specialty add-ons such as personal liability or flood protection. It helps local homeowners tailor their policies to include specific personal property protection or loss-of-use provisions. In addition to residential clients, the agency works with commercial sectors including offices, warehouses, and food service operations to develop their business insurance coverage.
Heather Schaefer - State Farm Insurance Agent provides residential home insurance services for property owners in Huntington, New York. The agency also offers commercial coverage options for local small businesses throughout the surrounding area. Policies are tailored to protect against common regional risks like weather damage and liability claims. Clients can schedule follow-up consultations to adjust their coverage as needs change, with repeat service available between regular policy reviews.
Chris Stewart - State Farm Insurance Agent in Huntington, NY, is known for providing tailored home insurance policies to local homeowners. Its service range includes property coverage for dwelling, personal belongings, and liability protection against common household risks in the Huntington area. The company also helps clients bundle auto and home insurance for potential discounts. A specialty service it can add on is scheduled personal property coverage for high-value items like jewelry or fine art, offering extra protection beyond standard policy limits.
What Does a a Home Insurance Agent in Huntington Cost?
The average annual home insurance premium in New York is around 1,200 to 2,000 dollars for a standard policy. In Huntington, rates may be higher due to coastal exposure and higher property values. Actual costs vary by home value, coverage limits, and deductible choices. This is general information, not insurance advice.
About home insurance agents in Huntington
A home insurance agent in Huntington, New York can help you find a policy that meets your needs. New York law requires insurers to offer coverage for fire and liability. Local agents understand the risks specific to Long Island, such as coastal weather and flood zones.
Frequently Asked Questions
What does a home insurance agent in Huntington do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Is home insurance required by law in New York?
New York state does not legally require home insurance. However, mortgage lenders almost always require it. Without insurance, you risk paying for damage or lawsuits out of pocket.
What factors affect home insurance cost in Huntington?
Costs depend on your homes age, construction, and location. Proximity to the coast in Huntington can raise rates due to wind and flood risk. Your credit score and claims history also impact the premium.
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