The top-rated home insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 160 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 19 home insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | AAA Jamestown Insurance and Member Services | 111 W 5th St | (716) 488-1981 |
Dave Snow - State Farm Insurance Agent serves the Jamestown, New York area as a local home insurance agent. Its main services include helping residents protect their homes and personal property against common regional risks. The agency works with homeowners to find a suitable policy and adjust coverage as needs change. It will explain different deductible options and how they affect premium costs. The agency also handles filings for claims related to weather damage or accidental property loss in this area.
Lockwood Insurance provides a comprehensive range of home insurance agent services for property owners in Jamestown, NY. Its team helps clients compare coverage options and tailor policies to protect against common regional risks. The agency offers ongoing policy reviews and claims assistance to ensure adequate protection over time. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Lawley Jamestown serves homeowners throughout the region, offering home insurance agent services to protect residential properties against common perils. The company also assists property managers and small business owners by helping them find suitable coverage tailored to their specific needs. Each policy is reviewed to ensure appropriate liability and dwelling protection is in place. The agency works with clients throughout Jamestown, New York, and extends its service area to include nearby communities such as Lakewood and Bemus Point.
J. Edwards Insurance Agency serves Jamestown, New York, and the surrounding Chautauqua County communities with home insurance policies. It handles protection for a variety of residential properties, including single-family homes and older historic structures typical of the area. The agency guides homeowners through coverage options for risks like lake-effect snow and regional storms. For a typical job, it conducts a thorough review of a home’s specific features and local hazards before matching a client with a suitable policy.
Some home insurance agents allow clients to purchase a one-time policy for temporary coverage, while others like AW Access Agency provide ongoing protection for property owners in Jamestown, NY. This agency helps residents secure regular homeowners insurance that covers damage from common local risks like wind or hail. Their service runs on an as-needed basis when a client requires a new policy or needs to update an existing one.
Eckman Insurance specializes in customizing homeowners coverage to match specific property types, from older historic homes to newer construction. It also provides comprehensive renter and condo insurance for residents across the Jamestown area. Services include liability protection, personal property coverage, and additional living expense options in the event of displacement. The agency assists clients with weather-related concerns, such as preparing for lake-effect snow storms and wind damage common to the Chautauqua Lake region, to ensure properties remain adequately protected year-round.
Gary N Johnson Insurance provides residential home insurance coverage for homeowners in the Jamestown, NY area. Commercial coverage is also available to protect local business properties and assets. The agency serves clients throughout Jamestown and the surrounding Chautauqua County region, offering policies tailored to individual needs. Each policy is reviewed carefully to ensure appropriate protection against common risks. After an initial policy is in place, the agent follows up proactively to adjust coverage as circumstances change, and clients are contacted regularly to review their needs between scheduled service visits.
The harsh winters of Jamestown, New York, often bring concerns about ice dams and frozen pipes damaging homes. As a local home insurance agent, Kirk Maberry - State Farm Insurance Agent helps area residents review their coverage to ensure these seasonal risks are properly addressed. He assists homeowners in balancing deductibles with protection against common local claims. Each policy discussion begins with a thorough inspection of the property to identify potential vulnerabilities specific to the region.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. is an independent agency known for providing home insurance to property owners in Jamestown, New York. Its service range includes coverage for single-family homes, condominiums, and rental properties against common perils like fire, theft, and weather damage. The agency works to help clients find suitable policy limits for rebuilding costs and personal belongings. For an added specialty, it can also offer supplemental flood insurance, which helps protect homes in areas prone to water damage.
AAA Jamestown Insurance and Member Services connects homeowners in Jamestown, NY, with standard property coverage to protect against common perils, such as fire and theft. The company also offers guidance on add-on policies like flood or earthquake protection. Additionally, it advises on policy limits deductibles and personal liability options. The same agency can help insure commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Jamestown Cost?
Home insurance costs in Jamestown New York typically range from 800 to 1500 dollars per year for a standard policy. Factors include your homes age location and coverage limits. New York regulations require insurers to offer certain minimum coverages. Costs vary by case. This is general information not insurance advice.
About home insurance agents in Jamestown
Home insurance agents in Jamestown New York help you find coverage for your property. New York law requires insurers to offer certain protections like fire and wind coverage. Local agents understand the specific risks of the Chautauqua County area including lake effect snow and seasonal storms.
Frequently Asked Questions
What does a home insurance agent in Jamestown do?
A home insurance agent in Jamestown helps you compare policies from different companies. They explain coverage options like dwelling protection and liability insurance. They also assist with claims and policy changes.
Do I need flood insurance in Jamestown New York?
Standard home insurance does not cover flood damage. Jamestown is in a region where flood risk exists near Chautauqua Lake and creeks. You may need a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in New York?
New York law generally allows you up to two years from the date of loss to file a property insurance claim. Check your specific policy as some carriers may have shorter time limits. Contact your agent promptly after damage occurs.
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