The top-rated home insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Wholesure Long Beach, NY (New Empire Group), Denis A. Miller Insurance Agency, Inc.. This directory lists 12 home insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Wholesure Long Beach, NY (New Empire Group) | 214 W Park Ave #3212 | (516) 431-8300 |
| 4 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 5 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 6 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 7 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 8 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
| 9 | DCAP Insurance | 30b, 30 W Park Ave | (516) 432-5800 |
| 10 | Jil Agency, Ltd | 1013 W Beech St | (516) 432-4800 |
Mackoul Risk Solutions serves the Long Beach, New York area as a home insurance agent. The company assists homeowners in evaluating coverage options for their properties, including protection against common regional risks like wind and flood damage. They help clients compare policies from different carriers to find appropriate limits and deductibles. The firm also offers guidance on bundling home insurance with other personal lines to simplify management. Specific services include advising on dwelling coverage for coastal homes and recommending extended replacement cost endorsements.
Meyerson-Roth Co / DCAP Insurance provides a range of home insurance services for property owners in the Long Beach area, including assistance in selecting appropriate coverage limits and managing policy renewals. Its service plans involve regular policy reviews to adjust for changing property values and risk factors. The agency handles claims support and offers guidance on protecting against common local issues like storm damage. It services single-family homes, apartments, retail spaces, and restaurants.
Wholesure Long Beach, NY (New Empire Group) serves homeowners, landlords, and property managers in the area by offering tailored home insurance agent services. Policies are designed to cover diverse residential properties, including single-family homes, multi-unit dwellings, and vacation rentals. Guidance on coverage limits and deductibles helps clients make informed decisions to safeguard their assets from coastal weather risks and liability concerns. The agency also provides risk assessment consultations to identify gaps in standard policies. Beyond Long Beach, it covers neighboring communities across Nassau County and the greater South Shore metro region.
Denis A. Miller Insurance Agency, Inc. in Long Beach, NY distinguishes between a one-time policy purchase for a single dwelling and a recurring annual plan that automatically renews to maintain continuous protection. Coverage options are presented and explained for standard homeowners policies, typically including dwelling, other structures, personal property, and liability. After an initial consultation to assess specific needs, policies are issued for a set term with scheduled renewal reminders, ensuring service runs on a scheduled and as-needed basis.
Lancer Insurance Company serves Long Beach, New York, and the surrounding communities of Nassau County. It handles homeowners insurance policies designed to protect residential properties and personal assets. The company guides local clients through policy options that address common coastal coverage concerns. It works with homeowners to evaluate their individual property needs and risk factors. To handle a typical job, the agent conducts a thorough review of the home’s structure and contents, then recommends appropriate coverage limits based on that specific assessment.
Specializing in tailored coverage for historic coastal homes and seasonal properties, the Edwin J. O'Toole Insurance Agency in Long Beach, New York, offers comprehensive home insurance agent services. It assists local residents in evaluating dwelling protection, liability coverage, and additional structure policies that match the area's distinct housing stock. The agency also advises clients on windstorm and flood damage policies, which are particularly important for homeowners when preparing for the Atlantic hurricane season each summer.
As coastal storms become a recurring concern for Long Beach homeowners, Hometown Atlantic Inc provides guidance on securing appropriate coverage for Atlantic Avenue and nearby neighborhoods. This home insurance agent assesses individual property risks, including flood exposure and wind damage common to barrier island living. After reviewing existing policies for local single-family homes and condominiums, the agent schedules a personal property inspection to walk through each room and document valuables and structural condition before finalizing a customized quote.
Insurance Agency in Long Beach, NY provides comprehensive home insurance policies that protect residential properties against common risks such as fire, theft, and weather damage. For homeowners seeking additional security, the agency can arrange specialty coverages like flood insurance, windstorm protection, and liability endorsements. These policies are designed for single-family homes and condominiums. Beyond residential work, the agency also assists with commercial insurance needs, including coverage for local offices, warehouses, and food service establishments in the area.
DCAP Insurance provides residential home insurance services in Long Beach, New York, assisting homeowners with coverage for their properties. Commercial insurance options are also available for local businesses in the surrounding area. The agency helps clients navigate policy choices to protect against common coastal risks. Between regular visits, customers can reach out for policy adjustments or follow-up questions, ensuring their coverage remains aligned with changing needs. Building on those interactions, the agency aims to maintain ongoing relationships with each household and commercial client.
Jil Agency, Ltd provides home insurance agent services for residential properties in Long Beach, New York, while also addressing commercial coverage needs for local businesses throughout the surrounding area. The agency helps clients evaluate policy options that protect against common regional risks, such as weather-related damage and liability concerns. After policies are issued, the agency remains available to discuss adjustments or answer questions between regular visits, ensuring coverage stays aligned with changing circumstances or property improvements.
What Does a a Home Insurance Agent in Long Beach Cost?
Home insurance costs in Long Beach, New York typically range from 1200 to 4000 dollars per year for a standard policy. Coastal properties may have higher premiums due to wind and flood risks. Factors like home age, coverage limits, and deductible amounts affect the price. This is general information, not insurance advice.
About home insurance agents in Long Beach
Home insurance agents in Long Beach, New York help homeowners find coverage that meets state requirements and protects against local risks. New York law does not require homeowners insurance, but mortgage lenders typically require it. Long Beach properties near the coast may need additional wind or flood coverage.
Frequently Asked Questions
What does a home insurance agent in Long Beach do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options for wind, flood, and liability. They also assist with claims and policy changes.
Do I need flood insurance in Long Beach New York?
Flood insurance is not required by New York state law, but it is often required by mortgage lenders for homes in flood zones. Long Beach is in a high-risk coastal area, so flood insurance is strongly recommended.
How do I choose a home insurance agent in Long Beach?
Look for an agent licensed in New York with experience in coastal properties. Ask about their knowledge of local flood zones and windstorm deductibles. Check reviews and compare quotes from multiple agents.
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