The top-rated home insurance agent in Lynbrook, New York is Melissa Matassa - GEICO Insurance Agent, rated 4.9 stars across 1,716 reviews. Other highly rated options include Peter Kelly - State Farm Insurance Agent, Statewide Independent Brokers Inc., Cpr Agency Inc: Allstate Insurance. This directory lists 15 home insurance agents serving Lynbrook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Matassa - GEICO Insurance Agent | 381 Sunrise Hwy Unit #2 | (516) 881-3210 |
| 2 | Peter Kelly - State Farm Insurance Agent | 349 Merrick Rd | (516) 599-5400 |
| 3 | Statewide Independent Brokers Inc. | 28 Forest Ave | (877) 242-2556 |
| 4 | Cpr Agency Inc: Allstate Insurance | 223 Atlantic Ave | (516) 569-7575 |
| 5 | Pierre Aykaz: Allstate Insurance | 534 Merrick Rd | (516) 593-9000 |
| 6 | Umanoff Boyer Agency - Nationwide Insurance | 151 Atlantic Ave | (516) 872-2000 |
| 7 | Susan C Musella Polizzi: Allstate Insurance | 99A Sunrise Hwy | (516) 596-9500 |
| 8 | Best Insurance Co | 35 Atlantic Ave | (646) 493-9098 |
| 9 | Stanley Ferol: Allstate Insurance | 188 Hempstead Ave | (516) 218-6828 |
| 10 | Premier Risk | 142 Lakeview Ave | (516) 599-8484 |
Melissa Matassa - GEICO Insurance Agent serves the Lynbrook, New York area and surrounding Nassau County communities, specializing in home insurance policies for local homeowners. The agency assists clients in selecting coverage that protects their property and personal belongings against common regional risks. Policy options often include protection for dwelling structures, liability coverage, and additional living expenses if a home becomes temporarily uninhabitable. This agency handles both standard homeowners policies and customized coverage for condos or rental properties in the Lynbrook vicinity.
Peter Kelly - State Farm Insurance Agent in Lynbrook, NY, provides a range of home insurance services, including standard homeowners policies and optional coverage for specific personal property. The agency offers ongoing service plans to review policy details and adjust coverage as a client’s needs change over time. Claims assistance is also available to guide homeowners through the process of filing and resolving a loss. This agent services single-family homes, apartments, retail storefronts, and small restaurants in the local Lynbrook area.
Statewide Independent Brokers Inc. serves homeowners, businesses, and property managers in Lynbrook, NY, by connecting them with home insurance policies from multiple carriers. The agency works to help clients review coverage options for dwellings, rental properties, and commercial buildings. Property owners can discuss replacement cost calculations and liability protection during personalized consultations. The firm also extends its insurance services to clients in the surrounding Nassau County communities, including nearby Rockville Centre and Baldwin.
Serving Lynbrook and the surrounding Nassau County communities, CPR Agency Inc: Allstate Insurance provides home insurance agent services for local homeowners. It handles standard policies for single-family homes, as well as additional coverage options to protect personal property and liability. A professional agent assists clients in reviewing their specific needs and comparing available plans. To handle a typical job, the agency carefully evaluates a client’s property details and coverage gaps before presenting a tailored policy for their consideration.
Pierre Aykaz: Allstate Insurance in Lynbrook, NY provides home insurance agent services that address the difference between one-time policy shopping and recurring coverage management. Clients may choose a single policy purchase for immediate protection or establish an ongoing relationship to adjust coverage as property values change, ensuring consistent financial safeguards for their homes and belongings. In this area, agents guide homeowners through standard dwelling, liability, and personal property options. Their services run on an as-needed basis for policy inquiries, adjustments, and claims assistance, with no obligation to adhere to a fixed schedule.
Umanoff Boyer Agency - Nationwide Insurance provides specialized homeowners insurance coverage to protect against property damage and liability. The agency serves clients throughout Lynbrook, NY, with personalized policy evaluations and claims assistance. It helps customers understand coverage limits, deductibles, and optional endorsements to safeguard their homes. During the winter season the company advises on policies to cover potential damage from frozen pipes and heavy snow accumulation on roofs.
As winter storms approach, Lynbrook homeowners must ensure their policies cover potential damage from ice dams or fallen branches. Susan C Musella Polizzi: Allstate Insurance helps local residents review existing coverage and adjust deductibles for seasonal weather challenges specific to the Long Island region. The agency also clarifies how standard dwelling protection applies to older homes near downtown. New clients receive a complimentary walkthrough of their property to identify vulnerabilities that might increase risk. An initial phone consultation then leads to scheduling a thorough exterior inspection for accurate policy limits.
Best Insurance Co in Lynbrook, NY assists homeowners with standard dwelling and liability policies. The agency can arrange inland flood coverage for property in high-risk zones. Earthquake endorsements may also be added to protect structural assets in the region. For commercial clients requiring broader protection, the firm works with carriers to secure policies tailored for offices, warehouses, and food service operations.
Stanley Ferol: Allstate Insurance in Lynbrook, NY, serves as a home insurance agent for local property owners. The agency helps clients select coverage for dwelling protection, personal belongings, and liability risks common in the region. Policies can be tailored to address specific needs for single-family homes, condominiums, and rental properties. It also offers an add-on service for identity theft protection, which provides financial assistance and recovery support if personal information is compromised.
What Does a a Home Insurance Agent in Lynbrook Cost?
The average cost of homeowners insurance in New York is about 1,400 to 2,000 per year for a standard policy. In Lynbrook factors like the age of your home proximity to the coast and your claims history affect the premium. A typical policy for a 300,000 home might cost between 1,200 and 1,800 annually. This is general information and not insurance advice.
About home insurance agents in Lynbrook
A home insurance agent in Lynbrook New York can help you find a policy that meets state requirements and protects your property. New York law does not require homeowners insurance but mortgage lenders typically mandate it. Local agents understand the specific risks for Lynbrook homes including coastal weather and older construction.
Frequently Asked Questions
What does a home insurance agent in Lynbrook do?
A home insurance agent helps you compare policies from different insurers and explains coverage options like dwelling protection liability and personal property. They can advise on New York-specific endorsements such as water backup coverage or ordinance and law coverage for older homes.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However if you have a mortgage your lender will require you to carry a policy that covers at least the loan amount. Some lenders also require flood insurance for properties in flood zones.
How do I choose a home insurance agent in Lynbrook?
Look for an agent licensed in New York who has experience with homes in Nassau County. Check their reputation with the New York Department of Financial Services and ask about the carriers they represent. A good agent will explain policy limits deductibles and exclusions clearly.
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