The top-rated home insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 11 home insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
| 10 | vandvinsurance | 179 Country Rd | (631) 775-7917 |
Elena Kolesnikova State Farm Insurance Agent serves the Medford, New York area as a home insurance agent. This agency provides coverage solutions for homeowners seeking to protect their properties from local weather risks and other common household hazards. Policies are tailored to meet individual needs, including protection for the dwelling itself and personal belongings inside. Elena Kolesnikova helps clients navigate the complexities of standard home insurance policies. The agency handles claims assistance and policy adjustments for properties in this region.
As a local Home Insurance Agent in Medford, New York, DCAP Insurance assists homeowners in the area with securing residential property coverage. The agency also helps local business owners arrange appropriate commercial insurance policies to protect their assets. Serving clients throughout Nassau and Suffolk counties on Long Island, the agency provides clear guidance on policy options. After claims are settled each season, homeowners frequently rely on the same agent to review personal coverage changes before scheduling their next regular visit.
112 Group Agency Inc: Allstate Insurance provides comprehensive home insurance coverage for residents in and around Medford, New York. The agency handles new policy creation as well as existing plan adjustments to meet changing household needs. A dedicated service plan supports clients through regular policy reviews and claim assistance. The company also offers guidance on available discounts and coverage options to protect personal property and liability. It services single-family homes, apartment units, retail spaces, and restaurant properties.
Serving homeowners and property managers in the Medford area, Keith Burlison: Allstone Insurance provides home insurance agent services that help clients protect their residential properties. Policies can cover dwelling, personal belongings, and liability concerns. As an agency located within Suffolk County, it assists customers in selecting coverage that fits their specific household needs. This office also serves neighboring communities such as Patchogue and other nearby sections of Long Island.
Mintz Insurance serves Medford, New York, and the surrounding communities on Long Island. It handles homeowner policies and related insurance needs for local properties. The agency works with clients to find suitable coverage that protects their homes and belongings. Each policy is reviewed with careful attention to the specific details of the property and the customer’s personal situation. The typical job is managed by assessing individual risk factors and then presenting a clear selection of coverage options that match the home's requirements.
Insurance Agency Medford in Medford, NY provides homeowners with a clear distinction between one-time policy setup and ongoing coverage adjustments. As a local home insurance agent, it helps clients understand how their specific property risks and rebuilding costs translate into tailored protection plans. The agency ensures that each dwelling's unique structure and contents are properly accounted for in the chosen dwelling, other structures, and liability coverages. Service for policy reviews, new coverage inquiries, or claim assistance is available on an as-needed basis.
On Your Team Insurance Agency in Medford, NY offers customized home insurance policies tailored to protect a property’s structure and personal belongings. It also helps clients review their current coverage to identify gaps in liability or dwelling protection. The agency works with local homeowners to match them with plans that fit their budget and risk tolerance. For Long Island homeowners, it provides guidance on filing claims after a winter storm or flood damage from heavy seasonal rains.
As the coastal weather on Long Island shifts from humid summers into nor'easter season, many Medford homeowners review their coverage for wind and water damage. Jim Salveson - State Farm Insurance Agent serves this community by offering home insurance policies that address these typical local risks. The agency discusses each property's specific situation and explains how different endorsements might cover common scenarios like falling tree limbs or sump pump failure. A typical first step includes a brief property assessment to verify current home conditions for the initial quote.
Lenceski Agency provides comprehensive home insurance solutions for property owners in Medford, New York. The company specializes in offering standard dwelling coverage along with important add-ons such as protection for personal belongings, liability claims, and additional living expenses after a covered loss. These supplementary policies help safeguard against specific regional risks like storm damage and theft. Lenceski Agency extends its services to various commercial sectors, including local offices, warehouses, and food service establishments needing tailored property protection.
Vandvinsurance provides residential home insurance services to property owners in Medford, NY. The agency also offers commercial coverage for local businesses in the surrounding area. Agents work with clients to assess dwelling and liability needs, helping to structure policies that address common regional risks. After a policy is issued, the company remains available for follow-up consultations or coverage adjustments between regular policy renewal visits.
What Does a a Home Insurance Agent in Medford Cost?
The cost of home insurance in Medford, New York varies based on factors like home value, age, location, and coverage limits. Average annual premiums in Suffolk County range from 1,200 to 2,500 dollars for standard policies. Flood insurance through the NFIP costs about 700 to 1,200 dollars per year for most homes. Costs can be higher for older homes or those in high-risk flood zones. This is general information and not insurance advice.
About home insurance agents in Medford
A home insurance agent in Medford, New York can help you find a policy that protects your property and meets New York state requirements. New York law does not require homeowners insurance, but mortgage lenders typically do. Agents in Medford can assist with standard coverage as well as flood insurance, which is important for properties near the coast.
Frequently Asked Questions
What does a home insurance agent in Medford do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is home insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. An agent can help you meet lender requirements while getting adequate coverage.
How do I choose a home insurance agent in Medford?
Look for an agent who is licensed in New York and has experience with properties in Suffolk County. Ask about their knowledge of flood zones and local building costs. Check online reviews and ask for referrals from neighbors.
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