The top-rated home insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,557 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 21 home insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves Patchogue and the surrounding Suffolk County area, providing standard home insurance policies for local homeowners. As a licensed agency, it assists clients in protecting their property from common regional risks like weather damage and liability concerns. Customers work directly with agents to review coverage options that fit their individual needs. The office handles homeowners insurance tailored to various property types and also provides renters insurance for those leasing homes in the community.
Steve Klinzing - State Farm Insurance Agent offers a full range of coverage options for homes in the Patchogue area, including policies that protect dwellings and personal belongings. Service plans include assistance with claims filing and periodic policy reviews to adjust for changes in market value or property improvements. The office also provides guidance on bundling home coverage with other insurance products for simplified management. The agency services single-family homes, apartments, retail storefronts, and local restaurants.
Robert Donahue - State Farm Insurance Agent serves homeowners, businesses, and property managers in Patchogue, New York, by providing tailored home insurance policies to protect their dwellings and assets. The agency assists clients in selecting appropriate coverage options, including dwelling protection and personal property endorsements, to suit individual needs. It also helps navigate claims and policy adjustments as circumstances change. This agency additionally covers the neighboring communities within the greater Patchogue metro area, including Medford.
Bay Harbour Insurance Agency, Inc. serves Patchogue and the surrounding communities on Long Island's South Shore. It handles a range of home insurance policies designed to protect residential properties from common perils such as fire, theft, and weather-related damage. The agency works with clients to assess their individual coverage needs, helping them understand policy options that align with their property’s value and risk factors. To handle a typical job, it reviews the client’s current dwelling situation and then coordinates with multiple insurers to provide appropriate coverage comparisons.
Gary Lombardo: Allstate Insurance offers tailored home insurance policies designed to protect residential properties and personal belongings in Patchogue, NY. It provides coverage evaluations to ensure adequate protection against common risks such as fire, theft, and liability claims. The agent assists local homeowners with policy adjustments and claims filing to simplify the insurance process. During winter months, it helps clients understand coverage limits for damage from frozen pipes or heavy snowfall.
Specialized Insurance assists homeowners with managing policies that protect their residential properties, offering guidance on adjusting coverage for dwelling insurance, personal belongings, and liability protection during the application or renewal process. As a home insurance agent in the Patchogue office, it helps clients evaluate policy options that address unique regional risks. This agency extends its services to various commercial sectors, including offices, warehouses, and food service establishments.
Lighthouse Insurance Patchogue assists homeowners in Patchogue, NY, with both one-time policy evaluations and recurring annual coverage reviews to meet changing needs. Their work focuses on tailoring specific coverage for dwelling protection, personal property, and liability risks common to the local area. For ongoing adjustments or new policy requests, this agent offers services on an as-needed basis following any significant life event or property change.
As winter approaches on Long Island, homeowners in Patchogue look to protect their property from seasonal weather risks. Michael Cirigliano: Allstate Insurance helps local residents find coverage tailored to their individual needs. The agency works with clients to explain standard policy options and identify potential gaps in protection. They assist with documenting home features that may affect coverage limits or deductibles. An initial consultation is followed by a thorough inspection of the property to assess its current condition and specific requirements.
Wekerle Agency Inc, based in Patchogue, NY, is known for providing home insurance coverage that protects residential properties against common risks. The agency offers a range of standard policies designed to safeguard structures, personal belongings, and liability exposure for homeowners in the surrounding area. Services typically include customization of deductibles and coverage limits to match individual property needs. Additionally, the agency can assist with securing separate flood insurance policies for homes located in higher-risk zones along the South Shore.
What Does a a Home Insurance Agent in Patchogue Cost?
The cost of home insurance in New York varies widely based on your home's location, age, and construction type. In Patchogue, average annual premiums range from 1,200 to 2,500 dollars for a standard policy. Factors like proximity to the coast, claims history, and credit score also affect your rate. This is general information and not insurance advice.
About home insurance agents in Patchogue
Home insurance agents in Patchogue New York help homeowners find policies that protect their property and belongings. New York law requires insurers to offer coverage for fire and wind damage, and agents can explain additional options like flood insurance for coastal areas. Local agents understand the specific risks of living on Long Island, including nor'easters and high property values.
Frequently Asked Questions
What does a home insurance agent in Patchogue do?
A home insurance agent in Patchogue helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles, liability limits, and additional endorsements. Agents also assist with filing claims and updating your policy after renovations.
Is home insurance required by law in New York?
New York state law does not require homeowners to carry insurance. However, if you have a mortgage, your lender will require you to have a policy that covers the loan amount. Without insurance, you risk financial loss from fire, theft, or weather damage.
How do I choose a home insurance agent in Patchogue?
Look for an agent licensed in New York with experience serving Patchogue homeowners. Ask about their knowledge of local risks like coastal flooding and winter storms. Check online reviews and verify their license through the New York State Department of Financial Services.
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