The top-rated home insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 12 home insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 9 | Professional Insurance Consultants Inc. | 334 Main St | (516) 767-7200 |
| 10 | Globe Realty & Insurance | 158 Main St | (516) 944-7520 |
Michael Duval - State Farm Insurance Agent serves the Port Washington, New York, area as a home insurance agent, offering tailored coverage for residential properties. The company assists homeowners in protecting their dwellings and personal belongings from common regional risks, such as storm damage and liability claims. Through personalized consultations, it helps clients select appropriate policies for their specific housing needs. The services handled here include replacement cost valuation for structures and comprehensive personal property protection for household contents.
James Carew: Allstate Insurance in Port Washington, NY, provides standard home insurance policies covering dwelling protection and liability coverage. The agency assists clients with personalizing coverage options to match their specific household needs and risk factors. It offers guidance on bundling home with auto insurance for convenience. Service involves policy reviews and claims support to help homeowners safeguard their properties. The agency services single-family homes, apartments within multi-unit buildings, retail spaces, and restaurants in the local community.
Elias Psarros: Allstone Insurance in Port Washington, New York serves homeowners and property managers seeking coverage for single-family houses and multi-unit dwellings. This local agency can help evaluate individual insurance needs and compare suitable policy options from Allstate. Clients may receive assistance understanding common protections such as dwelling, liability, and personal property coverage. The agency also helps with bundling home and auto policies for possible savings. Service extends throughout Nassau County west to communities like Manhasset and Roslyn.
Murray Surety Bond Agency, Inc. serves Port Washington and surrounding communities on Long Island’s North Shore, handling homeowners insurance policies for local properties. The agency manages standard coverage for single-family homes, condominiums, and rental properties, addressing protection for the dwelling, personal belongings, and liability risks common in this coastal area. For a typical job, it reviews the client’s property details and coverage needs, then compares options from several carriers to present a balanced recommendation.
Serving clients in Port Washington, New York, Nelson Rivera Jr.: Allstate Insurance offers both one-time policy reviews for those seeking immediate coverage and recurring account management for ongoing protection needs. Their home insurance services help safeguard residential structures, personal belongings, and liability exposure through customized policy options. Clients can expect straightforward guidance on deductibles, coverage limits, and endorsements relevant to local risks. Service runs on a one-time basis for initial policy setup or as scheduled for annual policy renewals and periodic coverage adjustments.
Phillips General Insurance Agency specializes in home insurance services, offering tailored policies that protect single-family residences and condominiums in Port Washington, New York. It works to assess local property risks and coverage needs, guiding clients through standard and specialty options for dwelling, personal property, and liability protection. The agency helps homeowners manage concerns specific to the region, such as securing sufficient coverage for winter storm damage from nor’easters or heavy snowfall along the Long Island coastal area.
As the North Shore winter approaches, Port Washington homeowners often review coverage for ice dams and nor'easter damage. Total Dollar Insurance in Port Washington provides home insurance agent services to meet those seasonal concerns, helping local residents understand their policy options. The agency works to match homeowners with plans from the carriers it represents. The process typically begins by scheduling a convenient time for an in-person or virtual inspection of the property.
Acrisure Port Washington, NY (Folan Agency Ltd.) offers comprehensive home insurance agent services to local residents and businesses. Specializing in tailored add-ons for homeowners, this agency helps safeguard personal property against common regional risks such as weather events and liability concerns. Clients receive guidance in selecting appropriate coverage levels for their specific needs, including options for valuables and dwelling protection. Beyond residential policies, the firm can also arrange coverage for commercial sectors, including offices, warehouses, and food service establishments.
Professional Insurance Consultants Inc. serves homeowners in Port Washington, New York, with residential insurance policies that protect properties and personal belongings. The agency also offers commercial coverage for local businesses and extends its services throughout the surrounding Nassau County area. Clients receive guidance on policy options to match their specific coverage needs. After an initial consultation, the company encourages customers to reach out for policy reviews or adjustments between regular billing cycles to keep protection up to date.
Globe Realty & Insurance in Port Washington, NY, is known for providing home insurance agents who help local homeowners assess their coverage needs. They offer services that include standard dwelling protection, liability coverage, and personal property insurance. Their agents work with clients to tailor policies that address the specific risks of the area. As a specialty service, they can add on flood insurance policies to protect homes located in flood-prone zones near the Long Island Sound.
What Does a a Home Insurance Agent in Port Washington Cost?
The average cost of home insurance in New York is around 1,200 to 1,800 dollars per year for a standard policy, but rates in Port Washington can be higher due to coastal risks. Factors like the age of your home, its replacement cost, and your deductible affect the premium. Flood insurance through the National Flood Insurance Program averages 700 to 1,000 dollars per year for most homes. This is general information and not insurance advice.
About home insurance agents in Port Washington
A home insurance agent in Port Washington New York can help you find coverage that meets your needs and complies with state laws. New York does not require homeowners insurance by law, but mortgage lenders typically require it. Agents in Port Washington can explain local risks such as coastal flooding and winter storm damage.
Frequently Asked Questions
What does home insurance cover in Port Washington New York?
A standard home insurance policy in New York covers the structure of your home, personal belongings, liability protection, and additional living expenses if your home is damaged. Flood damage is not covered by standard policies and requires separate flood insurance.
How do I choose a home insurance agent in Port Washington?
Look for an agent who is licensed in New York and has experience with homes in Nassau County. Ask about their knowledge of local flood zones and windstorm coverage. Compare quotes from multiple agents to find a policy that fits your budget.
Is home insurance required by law in New York?
New York state law does not require homeowners to carry home insurance. However, if you have a mortgage, your lender will require you to have a policy that covers at least the loan amount. Some condo associations or co-op boards may also require coverage.
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