The top-rated home insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 437 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 65 home insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 216 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Jessica Guay: Allstate Insurance | 3366 Latta Rd Ste 4 | (585) 225-2700 |
| 6 | Craig Brown - GEICO Insurance Agent | 4138 W Henrietta Rd | (585) 271-2886 |
| 7 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 8 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 9 | Van C. Travis III, ChFC - State Farm Insurance Agent | 1978 Monroe Ave | (585) 461-5240 |
| 10 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
VanScoter Insurance Agency LLC provides home insurance services to clients in Rochester, New York, helping them select policies that protect their properties against common risks. The agency assists in reviewing coverage options and adjusting plans as needs change over time. It works with single-family homeowners, apartment dwellers, retail business owners, and restaurant operators to find appropriate insurance solutions tailored to each property type.
Elmwood Agency provides residential home insurance services in Rochester, New York, helping property owners protect their dwellings. Commercial coverage is also extended to local businesses and landlords throughout the region. Policies are structured to cover common risks including fire, theft, and weather-related damage. Routine policy reviews and claims assistance are offered to ensure ongoing protection. Follow-up contacts between regular visits help maintain appropriate coverage levels as circumstances change.
Jackie Ortiz - State Farm Insurance Agent serves homeowners, businesses, and property managers in Rochester, New York. The agency provides home insurance policies that help protect residential properties against common risks such as fire, theft, and weather damage. Additionally, it offers guidance on selecting appropriate coverage limits and deductibles for individual needs. Business owners can also inquire about commercial property protection for their buildings and assets. The agent’s office extends its services to the surrounding Monroe County metro area, including the neighboring community of Irondequoit.
Quinton Insurance serves Rochester, New York, and the surrounding Monroe County communities. The agency handles home insurance policies designed to protect residential properties from common risks. It assists clients in understanding coverage options for dwelling protection, personal belongings, and liability. For each job, the agency begins with a thorough review of the property's unique characteristics and the homeowner's exposure to local weather-related events. It then applies this information to recommend a policy that balances sufficient protection with the client's budget.
Offering both routine coverage assessments and one-time policy reviews, Jessica Guay: Allstate Insurance helps clients in Rochester, New York secure homeowners protection tailored to their property. This agency provides standard homeowner policies covering dwelling, personal property, and liability risks common to the area. A dedicated professional handles each client’s needs directly. Service for new policies and adjustments is available on an as-needed basis, allowing for flexible appointments when customers require updates or quotes.
Craig Brown - GEICO Insurance Agent serves the Rochester, New York, metro area, offering home insurance coverage to local homeowners. The agency helps clients protect their homes and personal possessions against risks like fire, theft, and severe weather common to the region. It customizes policies to fit individual coverage needs and budgets, ensuring adequate financial safeguards. Customers can work with the office to bundle home and auto policies for potential savings. Specific services frequently handled here include dwelling coverage assessment and personal property protection.
Freeway Insurance in Rochester, New York provides comprehensive coverage for homeowners seeking protection for their property and possessions. The agency works with multiple insurers to find appropriate policies that meet individual needs and budget considerations. Serving the local community, it assists clients with standard dwelling coverage, liability protection, and additional living expenses after a covered loss. Its services also extend to helping customers bundle policies with auto insurance for potential discounts. A specialty service it offers is personalized flood insurance consultations tailored to properties in designated flood zones.
As winter approaches in Rochester, homes face heavy snow and ice dams that can challenge aging roofs and gutters. FLANAGAN MILLS INSURANCE AGENCY helps local homeowners review their coverage to ensure protection against these seasonal risks. Each policy is adjusted to match the specific needs of properties in the region, from older colonials to new constructions. The agency begins every relationship by scheduling a thorough inspection of the home’s exterior and interior to properly assess potential liabilities before a plan is finalized.
Flour City Insurance Agency helps homeowners in Rochester, New York, protect their properties by evaluating risks and securing appropriate coverage. It specializes in add-ons such as sewer backup protection, identity theft reimbursement, and high-value personal property riders for jewelry or electronics. The agency tailors policies to safeguard both residential structures and their contents against common regional threats. It also serves commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Rochester Cost?
In New York, the average annual home insurance premium is around 1,200 to 1,500 dollars for standard coverage. Rochester rates may be slightly higher due to winter weather risks. Costs vary based on home value, location, and coverage limits. This is general information, not insurance advice.
About home insurance agents in Rochester
Home insurance agents in Rochester, New York help homeowners find coverage for their property against risks like fire, theft, and weather damage. New York law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local options and help you meet mortgage requirements.
Frequently Asked Questions
What does a home insurance agent in Rochester do?
A home insurance agent in Rochester helps you compare policies from different insurers. They explain coverage types such as dwelling, personal property, and liability. They also assist with filing claims and adjusting coverage as your needs change.
Is home insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. If you have a mortgage, you must carry a policy that meets the lender minimums.
What factors affect home insurance cost in Rochester?
Costs depend on your homes age, construction type, location, and claims history. Rochester weather risks like snow and ice also affect premiums. Your credit score and chosen deductible amount can change the rate as well.
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