The top-rated home insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 669 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Beth Moss I American Senior Benefits, Silvershore Group, LLC.. This directory lists 18 home insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Beth Moss I American Senior Benefits | 119 N Park Ave | (516) 240-1079 |
| 4 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 5 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 6 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 7 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 8 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 9 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 10 | Everyday Insurance NY | 119 N Park Ave | (914) 458-7475 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, NY area and surrounding Nassau County communities, offering home insurance policies to local homeowners and renters. The agency helps clients protect their properties by covering common perils such as fire, theft, and weather-related damage. In this region, it also assists with customizing deductibles and adding liability coverage to safeguard personal assets against unexpected events.
As a home insurance agent serving the Rockville Centre, NY area, this company provides a full range of home insurance policies to protect against common perils such as fire, theft, and weather damage. It offers standard coverage plans and can assist clients with adjusting their deductibles or bundling home and auto policies for potential savings. The agent helps homeowners review and update their policies as needed. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Beth Moss I American Senior Benefits serves homeowners in Rockville Centre, NY, by offering standard home insurance policies that protect property and personal assets against common local risks like storm damage or liability claims. The agency assists clients in reviewing coverage options for dwelling, contents, and additional structures. As a home insurance agent, it also helps coordinate policy details to meet individual needs. Its service area extends to neighboring communities in Nassau County, including Lynbrook and the broader Long Island metro region.
Silvershore Group, LLC in Rockville Centre provides home insurance coverage to clients throughout Nassau County and the surrounding South Shore communities. The company handles typical homeowners policies, including protection for the dwelling, personal property, and liability exposures. It also addresses specialized needs like flood insurance and high-value homes. To handle a typical job, its general approach is to first conduct a thorough review of the client’s property and coverage gaps before matching available policies to the specific risk profile.
For those needing coverage once or seeking ongoing protection, Alexander Anderson: Allstate Insurance in Rockville Centre, NY helps clients assess whether a single-policy solution or a renewable annual plan best fits their property. This agency provides standard homeowners insurance, which typically shields a dwelling and personal belongings from common perils such as fire or theft. Liability coverage is also included to protect against accidents on the property. The agency offers appointments and claim support on either a one-time, scheduled, or as-needed basis.
Serving the Rockville Centre area, RVC Insurance Agency specializes in evaluating dwelling coverage needs and structuring appropriate home insurance policies to match local property values. Its general service work includes advising on standard hazards affecting suburban New York homes, guiding clients through policy limits, and supporting occasional claims processes with clear, step-by-step correspondence. During the winter season, it helps homeowners verify that their policies adequately cover potential damage from frozen pipes and heavy snowfall accumulating on roofs.
When coastal winds pick up in Rockville Centre, homeowners face unique insurance needs that require a careful review of coverage. Goosehead Insurance - Kimberly Kelly helps local residents navigate policies suited for properties near Long Island’s shoreline. An agent examines individual risk factors, such as storm exposure and home age, then compares multiple carriers to find a fitting plan. The process typically begins with an inspection of the property’s condition and a thorough initial assessment of the homeowner’s protections.
Diane McGrath's agency in Rockville Centre, NY provides home insurance policies to protect local homeowners from common perils such as fire, theft, and weather damage. Specialty add-ons available include coverage for sewer backups, valuable personal property endorsements, and liability protection for accidents on the premises. The agency can also tailor coverage for a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
J.A. Faccibene & Associates, Inc. provides residential home insurance coverage for properties in the Rockville Centre, New York area, ensuring protection for homeowners against common local risks. The firm also offers commercial insurance policies tailored to businesses operating within the surrounding Nassau County communities. Their agents work directly with clients to evaluate individual needs and necessary coverage amounts for reliable property protection. After each regular policy review or renewal period, the team follows up to assess any changes in the client’s situation or property requiring updated coverage.
Everyday Insurance NY in Rockville Centre, NY is known for providing personalized home insurance agent services to local homeowners. The agency assists clients in comparing coverage options that protect against common regional risks like storm damage and liability. Customers rely on the agent to navigate policy details and find appropriate protection for a variety of properties, from single-family homes to condominiums. As a specialty service, the agency can add earthquake coverage as a separate endorsement to standard homeowner policies.
What Does a a Home Insurance Agent in Rockville Centre Cost?
Home insurance in Rockville Centre New York typically costs between 1,200 and 2,500 per year for a standard policy. Factors such as home value deductible amount and coverage limits affect the final price. New York law allows insurers to use credit based insurance scores to set rates. This is general information and not insurance advice.
About home insurance agents in Rockville Centre
Home insurance agents in Rockville Centre New York help homeowners find policies that protect against common local risks like nor easter storms and flooding. New York law does not require homeowners insurance but mortgage lenders typically require it. Agents can explain coverage options such as dwelling protection and liability coverage tailored to Nassau County properties.
Frequently Asked Questions
What does a home insurance agent in Rockville Centre do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details like replacement cost and actual cash value. Agents also assist with filing claims and updating coverage after renovations.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Without insurance you could be personally responsible for damage from fire wind or theft.
What factors affect home insurance cost in Rockville Centre?
Costs depend on your homes age construction type location and proximity to fire stations. In Rockville Centre flood risk and crime rates also influence premiums. Your claims history and credit score may affect rates as well.
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