The top-rated home insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 15 home insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter, a home insurance agent based in Rome, NY, serves customers throughout Oneida County and the surrounding region with personalized insurance protection. The agency helps homeowners secure coverage for their properties, including damage from storms, fires, or theft. Standard policies can be tailored to address local risks common in Central New York. Additional options such as liability coverage and protection for personal belongings are also available. The office assists clients with bundling home insurance with auto policies for greater convenience.
Freeway Insurance in Rome, New York focuses on helping residents find personalized home insurance policies. It guides clients through standard coverage options including dwelling protection and liability coverage. The agency also assists policyholders in comparing rates from multiple carriers to secure suitable terms. For homeowners in central New York, the agency addresses specific concerns like storm damage coverage for the region’s lake-effect snow events.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides a range of services including homeowners, renters, and condo insurance, along with umbrella liability coverage to help protect personal assets. The agency assists clients in reviewing and updating existing policies to match evolving needs or property changes. It also offers service for bundling auto and home insurance for potential discounts. The office handles single-family homes, apartments, retail storefronts, and small restaurants throughout the local area.
Moore Insurance Group serves the Rome, New York area and surrounding communities, handling a variety of home insurance needs for local homeowners. The agency works to help residents secure policies that protect their property from common regional risks. To complete a typical job, it reviews each client's specific coverage requirements and then compares options from different carriers to propose a suitable plan.
As a home insurance agent, Steve Jarvis with State Farm serves homeowners, renters, and landlords in Rome, New York. The agency helps customers protect their properties by offering policies that cover dwelling damage, personal liability, and additional living expenses after a covered loss. Residents can also discuss bundling coverage with auto insurance for potential convenience. Steve Jarvis's office assists property owners across the greater Rome area and extends its services to the neighboring community of Verona.
Joseph Zullo: Allstate Insurance in Rome, NY, offers homeowners both one‑time policy consultations and ongoing coverage management tailored to local property needs. As a home insurance agent, the business helps clients protect their dwellings against common regional hazards such as winter storms and fire damage. Services typically run on an as‑needed basis, allowing customers to request policy adjustments or file claims whenever the situation arises.
Alan I. Spindler: Allstate Insurance provides home insurance coverage tailored to protect property and personal belongings. The agency also advises clients on policy options for liability and additional living expenses. Serving the Rome, NY area, it helps homeowners evaluate their needs during property transactions or renovations. In winter, the agent assists with claims and preventive guidance related to ice dams or frozen pipes that commonly affect local homes.
When the harsh winter storms or humid summers test homes across Rome, NY, a reliable home insurance agent helps families protect their largest asset. Better Fund Insurance operates as a home insurance agent in this area, guiding clients through typical coverage options that address common local risks. Their services include explaining policy details and helping homeowners choose appropriate protection for their property and belongings. A standard first step with this company involves a thorough discussion to assess a client’s specific exposures and property conditions before any initial coverage review.
Dimaggio Insurance Agency provides home insurance services to residents in Rome, New York, helping protect single-family dwellings and personal property. The agency also offers commercial coverage for local business properties and liability needs throughout the area. Policy guidance and coverage comparisons are handled for clients seeking appropriate protection levels. Following the initial policy setup, the agent remains available for periodic coverage reviews and any necessary policy adjustments. Customers are encouraged to reach out for follow‑up service between regular policy renewal cycles.
Michael Garcia from Allstate Insurance in Rome, NY assists local homeowners with standard policies protecting their property against common perils. He also offers specialty add-ons such as flood and earthquake coverage to address regional risks often excluded from basic plans. His agency helps residents secure liability protection and personal property coverage for their primary dwellings. For commercial needs, he can extend services to offices, warehouses, and food service operations requiring tailored property and casualty insurance.
What Does a a Home Insurance Agent in Rome Cost?
Home insurance costs in Rome, New York average between 800 and 1,500 dollars per year for a standard policy, depending on home value, age, and location. Factors like proximity to fire stations and claims history also affect premiums. This is general information, not insurance advice.
About home insurance agents in Rome
Home insurance agents in Rome, New York help residents protect their homes against common risks like winter storms, fire, and theft. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options and help you meet local coverage standards for the Mohawk Valley region.
Frequently Asked Questions
What does home insurance typically cover in Rome New York?
Standard policies cover dwelling, personal property, liability, and additional living expenses. In Rome, winter storm and freeze damage are common concerns, so agents often recommend checking for adequate coverage limits.
How do I choose a home insurance agent in Rome?
Look for an agent licensed in New York who has experience with properties in Oneida County. Ask about policy options for older homes, as many Rome houses were built before modern codes.
Are there New York specific laws for home insurance claims?
New York Insurance Law requires insurers to respond to claims within 15 business days and pay valid claims within 30 days after proof of loss. Agents can explain these timelines during policy discussions.
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