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Find Home Insurance Agents Near You in Rome, NY

Looking for a home insurance agent in Rome? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 home insurance agents in Rome, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd, Rome, NY 13440
(315) 339-3300 my315agentsteph.com
Freeway Insurance
211 E Dominick St, Rome, NY 13440
(315) 444-3298 locations.freeway.com
Michael Collea - State Farm Insurance Agent
146 Erie Blvd E, Rome, NY 13440
(315) 371-4225 insurecentralny.com
Steve Jarvis - State Farm Insurance Agent
834 Black River Blvd, Rome, NY 13440
(315) 336-5595 stevenejarvis.com
Moore Insurance Group
1002 Black River Blvd, Rome, NY 13440
(315) 371-4288 mooreinsuranceinc.com
Joseph Zullo: Allstate Insurance
241 E Dominick St, Rome, NY 13440
(315) 339-1134 agents.allstate.com
Alan I. Spindler: Allstate Insurance
813 Black River Blvd N, Rome, NY 13440
(315) 336-4040 agents.allstate.com
Better Fund Insurance
255 Hill Rd, Rome, NY 13441
(516) 893-4317
Michael Garcia: Allstate Insurance
706 Erie Blvd W, Rome, NY 13440
(315) 337-6666 agents.allstate.com
Dimaggio Insurance Agency
200 E Garden St, Rome, NY 13440
(315) 336-8875
Prudential | Dick Presky | Life Insurance & Financial Services
214 N Washington St, Rome, NY 13440
(315) 336-0375 prudential.com
Barry Scott
211 E Dominick St, Rome, NY 13440
(315) 339-5897
NII Brokerage LLC
211 E Dominick St, Rome, NY 13440
(315) 339-5897
Michelle Shauger: Primerica - Financial Services
503 N George St, Rome, NY 13440
(315) 371-0020 reps.primerica.com

Home insurance agents in Rome, New York help residents protect their homes against common risks like winter storms, fire, and theft. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options and help you meet local coverage standards for the Mohawk Valley region.

What Does a Home Insurance Agent in Rome Cost?

Home insurance costs in Rome, New York average between 800 and 1,500 dollars per year for a standard policy, depending on home value, age, and location. Factors like proximity to fire stations and claims history also affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does home insurance typically cover in Rome New York?
Standard policies cover dwelling, personal property, liability, and additional living expenses. In Rome, winter storm and freeze damage are common concerns, so agents often recommend checking for adequate coverage limits.
How do I choose a home insurance agent in Rome?
Look for an agent licensed in New York who has experience with properties in Oneida County. Ask about policy options for older homes, as many Rome houses were built before modern codes.
Are there New York specific laws for home insurance claims?
New York Insurance Law requires insurers to respond to claims within 15 business days and pay valid claims within 30 days after proof of loss. Agents can explain these timelines during policy discussions.