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HomeHome Insurance AgentsNew York › Saratoga Springs

Find Home Insurance Agents Near You in Saratoga Springs, NY

Browse home insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated home insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 19 home insurance agents serving Saratoga Springs.

Showing 19 home insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8Steve Cook - State Farm Insurance Agent6 Franklin Square Ste E(518) 581-8240
9Cote Insurance Agency68 Weibel Ave(518) 587-3303
10Robert J. Hoy Agency, Inc.538 Maple Ave Suite C(518) 583-2025
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Home Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves Saratoga Springs and Saratoga County as a local home insurance agent. The agency assists homeowners with policies that protect residential property from common regional risks such as storms and fire damage. Coverage options include dwelling protection and personal liability for structure and belongings. Clients looking to safeguard their homes can also get help managing claims for unexpected events and adjusting coverage for renovations or property additions.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Home Insurance Agent · Saratoga Springs, NY

Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY provides a range of homeowner coverage options to protect residential property. The agency offers maintenance plans that include periodic policy reviews to help adjust coverage as needs change over time. Clients receive support in understanding their policies and filing claims when necessary. Regular consultations are available to discuss evolving insurance requirements for different types of dwellings. The company services single-family homes, apartments, retail establishments, and restaurants in the surrounding area.

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Home Insurance Agent · Saratoga Springs, NY

Dione Ramsdill - State Farm Insurance Agent serves homeowners and property managers in and around Saratoga Springs, New York, offering personalized home insurance policies. The agency works to protect clients from common regional risks like winter storms and seasonal flooding by discussing appropriate coverage options. Claim assistance and policy reviews are provided to help ensure adequate protection as needs change over time. The agency also extends its coverage and dedicated service to homeowners in nearby Wilton.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Home Insurance Agent · Saratoga Springs, NY

Jenks Family Insurance Agency, LLC serves the Saratoga Springs, New York area and its surrounding communities. It handles a range of home insurance policies designed to help protect homeowners from common property and liability risks. For each client, the agency will review individual coverage needs and help match them with appropriate policy features from its available carrier options. This process typically begins with a thorough assessment of the property and the homeowner's specific concerns to recommend suitable coverage limits.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Home Insurance Agent · Saratoga Springs, NY

When considering home insurance, homeowners may choose between a single policy established at closing and ongoing coverage options that adjust each year. As a local agent, Lubica Mills - State Farm Insurance Agent in Saratoga Springs, NY, assists with selecting appropriate coverage levels tailored to individual property needs. Services include explaining standard protections against common hazards and recommending additional endorsements for specialized assets. Consultation, policy review, and claims guidance are available on an as-needed basis, allowing clients to request assistance whenever questions arise or circumstances change.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Home Insurance Agent · Saratoga Springs, NY

Todd Harvey Farmers Insurance assists clients with property coverage tailored to individual homes, rental properties, and condominiums in Saratoga Springs, NY. The agency also provides guidance on bundling auto insurance with a homeowner policy for added convenience. Customers receive personalized help evaluating coverage limits, deductibles, and liability protection that meets local building costs. During winter months, the agent can review policies to ensure adequate protection against freeze-related pipe bursts and ice dam damage to roofs and interiors.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Home Insurance Agent · Saratoga Springs, NY

Winter storms and heavy lake-effect snow can lead to ice dams and roof leaks in the Saratoga Springs area. Armor Group Insurance Agency assists local homeowners by reviewing policies to confirm adequate coverage for such weather-related damage. They explain common exclusion clauses and help adjust deductibles for regional risks like freeze-related pipe bursts. Clients can schedule a convenient home visit where an agent walks through each room and exterior structure to start a customized protection assessment.

SC
6 Franklin Square Ste E
Steve Cook - State Farm Insurance Agent
Home Insurance Agent · Saratoga Springs, NY

Steve Cook - State Farm Insurance Agent in Saratoga Springs, NY, assists local homeowners in protecting their residences and personal property against common risks. The agency can offer add-on coverage options, such as protection for valuable personal items or identity theft recovery services. For commercial clients, this agency can extend insurance solutions to meet the needs of offices, warehouses, and food service establishments.

CI
68 Weibel Ave
Cote Insurance Agency
Home Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency in Saratoga Springs, New York specializes in tailoring home insurance policies to safeguard residential properties from common local perils like fire, theft, and liability. It provides comprehensive coverage evaluations and helps clients select appropriate deductibles and endorsements for their standard homeowners or rental dwelling policies. The agency also assists policyholders in understanding how seasonal concerns such as winter freeze damage or heavy snow loads can affect their existing coverage needs, ensuring adequate protection as the New York seasons change.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Home Insurance Agent · Saratoga Springs, NY
TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Home Insurance Agent · Saratoga Springs, NY
(518) 306-5315
agents.allstate.com/thomas-mccurry-saratoga-springs-ny.html
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Home Insurance Agent · Saratoga Springs, NY
(518) 584-1715
MC
26 Congress St Ste G
Michael Criscione: Allstate Insurance
Home Insurance Agent · Saratoga Springs, NY
(518) 583-9457
agents.allstate.com/michael-criscione-saratoga-springs-ny.html
VI
513 Broadway
Vitality Insurance Agency NY
Home Insurance Agent · Saratoga Springs, NY
(518) 620-8429
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Home Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
VI
35 Henry St
Vivid Insurance Service
Home Insurance Agent · Saratoga Springs, NY
(518) 594-6731
FI
3257 US-9 Suite 3
Fragomeni Insurance
Home Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
KI
12 Lake Ave
Karbocus Insurance Agency
Home Insurance Agent · Saratoga Springs, NY
(518) 583-3333
karbocusinsurance.com
AM
31 Woodlawn Ave
Amsure
Home Insurance Agent · Saratoga Springs, NY
(518) 584-5300
amsureins.com

What Does a a Home Insurance Agent in Saratoga Springs Cost?

Home insurance costs in New York average about 1,200 to 2,500 dollars per year for a standard policy. In Saratoga Springs, rates can vary based on home age, construction type, and proximity to fire stations. Older homes or properties in flood zones may have higher premiums. This is general information and not insurance advice.

About home insurance agents in Saratoga Springs

Home insurance agents in Saratoga Springs New York help homeowners find coverage for their properties. New York state law requires insurers to offer coverage for fire and certain other perils. Local agents can explain how the area's historic homes and seasonal weather affect your policy needs.

Frequently Asked Questions

What does a home insurance agent in Saratoga Springs do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.

Is home insurance required in New York?

New York state does not legally require home insurance. However mortgage lenders usually require it. Many homeowners choose to carry coverage to protect their investment.

How do I choose a home insurance agent in Saratoga Springs?

Look for an agent licensed in New York who has experience with local properties. Ask about their knowledge of Saratoga Springs building codes and flood risk. Check reviews and compare quotes from multiple agents.

Home Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.