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Directory of home insurance agents in Schenectady, New York. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 home insurance agents in Schenectady, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414
yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696
northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316
bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449
locations.freeway.com
Stephanie Mahoney - State Farm Insurance Agent
3770 Carman Rd, Schenectady, NY 12303
(518) 355-2611
my518agent.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200
victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606
shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333
ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615
voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900
rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618
sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911
ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001
2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316
statefarm.com
Edward Brys: Allstate Insurance
1737 Union St Ste 2, Schenectady, NY 12309
(518) 377-0909
agents.allstate.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376
zongrone.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111
agency.nationwide.com
Haresh Bhatia: Allstate Insurance
1801 Altamont Ave, Schenectady, NY 12303
(518) 346-8343
agents.allstate.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030
angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499
kinowskiinsurance.com
A home insurance agent in Schenectady New York can help you find a policy that meets New York state requirements. New York law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like winter weather and flooding in the Mohawk River area.
What Does a Home Insurance Agent in Schenectady Cost?
The average cost of home insurance in New York is about 1,300 to 2,500 dollars per year for a standard policy. In Schenectady rates may be slightly lower than in New York City but vary by home value age and claims history. Factors like proximity to fire stations and credit score also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent do in Schenectady New York?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection liability and personal property. They also advise on New York specific issues like sewer backup and ice dam damage.
Do I need home insurance in New York?
New York state law does not require homeowners insurance. However most mortgage lenders require it. Without insurance you could face large costs from fire storm or theft damage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.