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HomeHome Insurance AgentsNew York › Schenectady

Find Home Insurance Agents Near You in Schenectady, NY

Browse home insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated home insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 291 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 27 home insurance agents serving Schenectady.

Showing 27 home insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
5Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
6Freeway Insurance225 State St Ste 114(518) 520-0449
7AAA Schenectady220 Harborside Dr Suite 200A(518) 374-4696
8Empire Insurance Services, LLC610 Union St(518) 378-3333
9VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
10Rickard Agency Inc2088a Curry Rd(518) 356-1900
HE
2330 Broadway
Hopmeier Evans Gage Agency
Home Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, New York metro area as a local home insurance agent. The agency assists homeowners in evaluating property coverage options to protect against common regional risks. It helps clients compare policies that address damage from severe weather, fire, and liability exposures. The agency also guides homeowners through the process of securing dwelling and personal property coverage. It specifically handles adjustments to policies for renovations or the addition of valuable personal items.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY

Homeowners, property managers, and local small business owners in Schenectady, New York can turn to Nikki Stone - State Farm Insurance Agent for home insurance policies that protect residential and commercial structures. The agency offers coverage options tailored to different property types and risk levels, helping clients safeguard their investments against common regional hazards like winter storms and flooding. Its services extend into the surrounding communities of the Capital District metro area, including nearby Niskayuna.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY

Located in Schenectady, New York, Stephanie Mahoney - State Farm Insurance Agent serves the Capital Region and its surrounding communities with comprehensive home insurance policies. This agency handles coverage for single-family homes, condos, and rental properties, protecting against common local perils like winter storms and water damage. It also assists homeowners in evaluating their property values and personal liability risks to tailor the right protection level. For a typical job, it begins with a thorough review of the home's structure and the client's specific needs to recommend appropriate deductibles and endorsements.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY

Victor Gaudin - State Farm Insurance Agent in Schenectady, NY, helps homeowners understand the key difference between one-time policy purchases and ongoing coverage adjustments throughout the life of a home. Their typical home insurance coverage addresses structure, personal belongings, and liability protection for local residences. Customers may choose a single policy for a new purchase or opt for regular annual reviews and updates as their needs evolve. Service is provided on an as-needed basis for policy changes, claims, and renewals.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent in Schenectady, NY provides personalized home insurance policies tailored to protect local homeowners. The agency assists clients with structuring coverage for dwelling, personal property, and liability protection. They guide customers through policy options to secure appropriate financial safeguards for their residences. From addressing standard perils like fire and theft to navigating the region's unpredictable freeze-thaw cycles that challenge plumbing and roofs, the office helps Schenectady families manage the risk of costly winter weather damage.

FI
225 State St Ste 114
Freeway Insurance
Home Insurance Agent · Schenectady, NY

Freeway Insurance serves Schenectady, New York, and the surrounding communities, handling homeowners insurance policies for local properties. It assists clients with protecting their homes and personal belongings against common regional risks like storms and theft. For a typical job, the company begins by reviewing a client’s property details and coverage needs, then compares options from multiple carriers to match the home’s value and the owner’s budget.

AS
220 Harborside Dr Suite 200A
AAA Schenectady
Home Insurance Agent · Schenectady, NY

AAA Schenectady provides a full range of home insurance services for local property owners in Schenectady, NY. Its service plans include evaluation of dwelling coverage limits and liability protection options, along with consultation on additional flood or wind policies. The company maintains detailed accounts of current policies and coordinates with homeowners during claims processes. It services single-family homes, apartments, retail establishments, and restaurants throughout the area.

EI
610 Union St
Empire Insurance Services, LLC
Home Insurance Agent · Schenectady, NY

As the snow begins to melt in Schenectady, many homeowners start assessing their property for winter damage. Empire Insurance Services, LLC helps local residents review their coverage and find a home insurance agent who understands the unique risks of the area. Whether protecting a historic house or a newer development, the company works to present clear policy options. An initial consultation typically includes reviewing the property’s current conditions and discussing specific coverage needs before scheduling a thorough home inspection.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Home Insurance Agent · Schenectady, NY

VOOMA Insurance, formerly Shutts Agency, in Schenectady, NY, provides homeowners with standard coverage for property damage and liability. The agency specializes in customizing policies with add-ons such as flood, earthquake, and valuable personal property endorsements. They guide clients through the process of adjusting deductibles and coverage limits to match individual needs. Their services extend beyond residences to commercial sectors, including offices, warehouses, and food service operations.

RA
2088a Curry Rd
Rickard Agency Inc
Home Insurance Agent · Schenectady, NY

Rickard Agency Inc provides residential home insurance services to homeowners in Schenectady, New York, helping them protect their property and personal belongings. The agency also offers commercial coverage for local business owners seeking insurance for their buildings and liability needs, serving clients throughout the Schenectady area with policy guidance. Regular follow-up between policy renewals ensures clients can have their coverage reviewed and adjusted as their home or business needs change over time.

SM
160 Lafayette St
Sykes Mallia Associates Inc
Home Insurance Agent · Schenectady, NY
(518) 393-3618
sykes-mallia.com
TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Home Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Home Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
EB
1737 Union St Ste 2
Edward Brys: Allstate Insurance
Home Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
JR
1566 State St
John R. Zongrone Agency, Inc.
Home Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Home Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
KI
1660 Tower St
Kinowski Insurance Agency
Home Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
HB
1801 Altamont Ave
Haresh Bhatia: Allstate Insurance
Home Insurance Agent · Schenectady, NY
(518) 346-8343
agents.allstate.com/haresh-bhatia-schenectady-ny.html
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Home Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
NI
1650 State St
Nationwide Insurance: William J. Freyer
Home Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
RP
4017C State St
Randy Pascarella: Allstate Insurance
Home Insurance Agent · Schenectady, NY
(518) 475-0123
agents.allstate.com/randy-pascarella-schenectady-ny.html
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Home Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
NC
2217 Central Ave
North Country Insurance
Home Insurance Agent · Schenectady, NY
(315) 226-7297
SI
155 Erie Blvd
Schenectady Insuring Agency
Home Insurance Agent · Schenectady, NY
(518) 594-8084
SF
1811 Curry Rd
State Farm Insurance
Home Insurance Agent · Schenectady, NY
(518) 356-0433
MA
2330 Broadway
Metroland Agency
Home Insurance Agent · Schenectady, NY
(518) 377-2072
metrolandcoverage.com

What Does a a Home Insurance Agent in Schenectady Cost?

The average cost of home insurance in New York is about 1,300 to 2,500 dollars per year for a standard policy. In Schenectady rates may be slightly lower than in New York City but vary by home value age and claims history. Factors like proximity to fire stations and credit score also affect price. This is general information and not insurance advice.

About home insurance agents in Schenectady

A home insurance agent in Schenectady New York can help you find a policy that meets New York state requirements. New York law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like winter weather and flooding in the Mohawk River area.

Frequently Asked Questions

What does a home insurance agent do in Schenectady New York?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection liability and personal property. They also advise on New York specific issues like sewer backup and ice dam damage.

Do I need home insurance in New York?

New York state law does not require homeowners insurance. However most mortgage lenders require it. Without insurance you could face large costs from fire storm or theft damage.

How do I choose a home insurance agent in Schenectady?

Look for an agent licensed in New York state. Check their experience with local risks like snow load and flooding. Ask about policy limits deductibles and any exclusions for older homes.

Home Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.