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Home Insurance Agents in Troy, NY

Browse home insurance agents serving Troy, New York. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 home insurance agents in Troy, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425 mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000 mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311 attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965 johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450 locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191 culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471 faganandsons.com
Met Life
500 Jordan Rd, Troy, NY 12180
(518) 691-0764 metlife.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940 frontageinsurance.com
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164 degeneroinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201 schmidtagency.com

What Does a Home Insurance Agent in Troy Cost?

The average cost of home insurance in New York is about 1,400 to 2,200 per year for a standard policy. In Troy rates may be higher due to older housing stock and local weather risks. Factors like your homes age roof condition and credit score also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Troy do?
A home insurance agent in Troy helps you compare policies from different insurers. They explain coverage limits deductibles and New York specific rules like the requirement for fire insurance. They also assist with claims and policy changes.
Do I need flood insurance in Troy New York?
Flood insurance is not required by New York state law but many lenders require it for homes in flood zones. Troy has areas near the Hudson River and Mohawk River that are at risk. Your agent can help you get a policy through the National Flood Insurance Program.