The top-rated home insurance agent in Westbury, New York is James Piscitelli - State Farm Insurance Agent, rated 4.9 stars across 118 reviews. Other highly rated options include Lighthouse Insurance Westbury, Alexandra Centeno - State Farm Insurance Agent, Carbone & Molloy Insurance. This directory lists 16 home insurance agents serving Westbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Piscitelli - State Farm Insurance Agent | 813A Carman Ave | (516) 203-4952 |
| 2 | Lighthouse Insurance Westbury | 976 Old Country Rd | (516) 338-0001 |
| 3 | Alexandra Centeno - State Farm Insurance Agent | 1065 Old Country Rd Ste 216 | (516) 408-4999 |
| 4 | Carbone & Molloy Insurance | 346 Maple Ave | (516) 333-2340 |
| 5 | Anthony S. Furnari: Allstate Insurance | 239 Post Ave | (516) 333-4300 |
| 6 | Jeff Horan - State Farm Insurance Agent | 289 Post Ave | (516) 334-8300 |
| 7 | Thomas Tramonti: Allstate Insurance | 1025 Old Country Rd Ste 427 | (516) 688-2083 |
| 8 | Fernandez Insurance Agency | 480 Maple Ave | (516) 622-9658 |
| 9 | Hernandez Agency | 254 Maple Ave | (516) 427-5533 |
| 10 | Bellucci Insurance Brokerage | 400 Post Ave #201 | (516) 333-5610 |
James Piscitelli - State Farm Insurance Agent serves the Westbury area of Nassau County, offering home insurance options to local homeowners. The agency helps residents protect their property and personal belongings against common risks like fire, theft, and storm damage. Policy discussions include dwelling coverage, personal liability protection, and deductible choices suited to different home values. Customers can also review their current policies or explore endorsements for additional security. This agency handles new homeowner policies and coverage updates for existing properties in Westbury.
Lighthouse Insurance Westbury assists clients with securing coverage for their homes, protecting against common regional risks such as wind, hail, and flooding. The agency works to match each homeowner’s needs with suitable policy options, helping to safeguard personal property and belongings. It routinely reviews coverage levels to ensure they keep pace with local property values and construction costs. Lighthouse Insurance Westbury provides quotes and support for insuring single-family homes, apartments with individual policies, and also commercial structures like retail shops and restaurants.
Homeowners, businesses, and property managers in the Westbury, NY area work with Alexandra Centeno’s State Farm agency for personalized home insurance policies designed to protect residential and commercial structures. The agency helps clients evaluate their coverage needs, including options for dwelling protection and liability. Annual policy reviews are recommended to address changes in property value or renovations. Alexandra Centeno’s office also serves homeowners and property owners in the neighboring community of Hicksville and throughout Nassau County.
Carbone & Molloy Insurance serves homeowners in Westbury, NY, and the surrounding Long Island communities. They handle a full range of home insurance policies, covering property damage, personal liability, and protection for personal belongings. Their process begins with a thorough needs assessment to determine the appropriate coverage limits for each unique property. They then submit applications to a network of carriers to find a competitive policy that fits the homeowner's requirements. For a typical job, they carefully explain policy terms and exclusions before finalizing the agreement.
Anthony S. Furnari: Allstate Insurance, located in Westbury, NY, helps clients distinguish between one-time policies for specific assets and recurring service options that provide ongoing protection for their homes. Coverage can be tailored to address common regional risks, such as weather-related damage or liability concerns. This agency works primarily on an as-needed basis, allowing homeowners to request policy reviews, updates, or new quotes when their circumstances change.
Jeff Horan - State Farm Insurance Agent in Westbury, NY, provides personal insurance coverage to protect local homeowners from unexpected property damage and liability claims. Customizable add-ons include extended dwelling coverage for rebuilding cost increases and personal property endorsements for high-value items like jewelry or electronics. The agency also serves commercial clients requiring policies for offices, warehouses, and food service operations, tailoring general liability and property protection to suit distinct business needs.
Thomas Tramonti: Allstate Insurance handles property coverage for dwellings, personal belongings, and liability protection. It also assists clients with bundling home and auto policies to simplify their insurance needs. In the Westbury, New York area, the agency helps homeowners review policy limits and deductibles to match replacement costs. As winter approaches, it guides residents in verifying coverage for snow-related damage, such as roof collapses from heavy accumulation or ice dam leaks.
When winter storms threaten homes on Long Island, residents in Westbury seek reliable coverage against wind and water damage. Fernandez Insurance Agency provides personalized consultations to assess property risks and match homeowners with suitable policies. They explain common local perils like nor’easters and flooding, helping clients understand deductible options and liability protections. By reviewing existing coverage gaps and recommending appropriate adjustments, the agency ensures each home receives adequate protection. An agent then schedules a walk-through inspection of the property to finalize the initial risk assessment.
Residential home insurance needs are addressed by Hernandez Agency in Westbury, NY, providing coverage for individual homes and personal property. The agency also offers commercial coverage for local businesses requiring property and liability protection. Customers throughout the Westbury area can receive guidance on standard policies tailored to their property type. Agents assist with policy questions, help process claims, and prepare renewal reviews to maintain appropriate coverage. Follow-up service is available between regular visits to update policy details after home renovations or changes in personal assets.
What Does a a Home Insurance Agent in Westbury Cost?
The cost of home insurance in Westbury New York varies by home value, location, and coverage level. Typical annual premiums range from 800 to 2,500 dollars for standard policies. Factors like the age of your home, your claims history, and the deductible you choose affect the price. This is general information and not insurance advice.
About home insurance agents in Westbury
Home insurance agents in Westbury New York help homeowners find coverage that meets state requirements and protects their property. New York law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including dwelling coverage, personal property protection, and liability insurance.
Frequently Asked Questions
What does a home insurance agent in Westbury do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They explain policy terms, help you file claims, and can adjust your coverage as your needs change. In New York, agents must be licensed by the Department of Financial Services.
Do I need home insurance in Westbury New York?
New York state law does not require homeowners insurance, but most mortgage lenders require it. Without insurance, you could be personally responsible for damage from fire, storms, or liability claims. Many local agents recommend at least enough coverage to rebuild your home.
How do I choose a home insurance agent in Westbury?
Look for an agent who is licensed in New York and has experience with homes in your area. Ask about their knowledge of local risks like flooding or winter storms. Check reviews and ask for quotes from multiple agents to compare coverage and costs.
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