The top-rated home insurance agent in Hillsborough, North Carolina is Rick Ashby - State Farm Insurance Agent, rated 4.9 stars across 152 reviews. Other highly rated options include Top Tier Insurance Group, LLC, Colonial Insurance Agency, Annie Burton - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Hillsborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Ashby - State Farm Insurance Agent | 1000 Corporate Dr Ste 101 | (919) 732-1052 |
| 2 | Top Tier Insurance Group, LLC | 104 Oak Ridge Dr | (984) 514-8656 |
| 3 | Colonial Insurance Agency | 103 Millstone Dr # A | (919) 732-2191 |
| 4 | Annie Burton - State Farm Insurance Agent | 159 Mayo St | (919) 245-8512 |
| 5 | All About Insurance - Hillsborough | 112 John Earl St B | (919) 732-2692 |
| 6 | The Ballard Agency, Inc. | 105 W King St | (919) 732-2158 |
| 7 | Dixon Allstate Agency | 105 W Corbin St # 105 | (919) 296-6112 |
| 8 | NC Farm Bureau Insurance | 110 Millstone Dr | (919) 732-7430 |
| 9 | Knight/Payton Wilson Insurance | 110 Boone Sq St #7 | (919) 245-1020 |
| 10 | Steve Cooper - Aflac Insurance Agent | 2400 Davis Rd | (919) 643-1954 |
Rick Ashby - State Farm Insurance Agent serves Hillsborough and the surrounding Orange County area, specializing in home insurance solutions. Its team helps local homeowners tailor coverage to protect their properties and personal belongings. The agency also advises on liability protection to safeguard against unexpected accidents on residential premises. It facilitates access to discount bundling options for customers with auto policies. Managing claims assistance and adjusting coverages as a home’s value changes are specific services this agent provides in the Hillsborough region.
As a home insurance agent, Top Tier Insurance Group, LLC provides a range of services including policy quotes, coverage analysis, and claims assistance for property owners in Hillsborough, North Carolina. It offers guidance on policy renewals and helps clients adjust coverages to align with changing needs over time. The company works with standards-compliant carriers to secure policies that address local hazards. Top Tier Insurance Group, LLC services single-family homes, apartments, retail spaces, and restaurants in the Hillsborough area and surrounding communities.
Colonial Insurance Agency serves homeowners, landlords, and property managers in Hillsborough, North Carolina, by offering home insurance policies that help protect residential properties from common risks such as fire, theft, and weather damage. The agency works with clients to review coverage options and address individual needs for dwelling protection and liability. It also extends its home insurance services to the nearby town of Mebane.
Annie Burton - State Farm Insurance Agent serves Hillsborough, North Carolina, and the surrounding communities with residential coverage. The agency handles home insurance policies designed to protect dwellings, personal property, and liability. Drawing on State Farm’s broad resources, each policy is crafted through an initial consultation to assess the individual property risks and coverage needs specific to the local area. The approach thus adapts policy options to match the homeowner’s actual situation during the review.
All About Insurance - Hillsborough assists clients with both one-time policies for specific needs and recurring coverage for ongoing protection. As a home insurance agent in Hillsborough, NC, the company helps property owners secure policies that address potential risks common to the area. Typical services include explaining coverage options for structures, belongings, and liability, as well as adjusting plans after life changes. Whether a customer requires a single policy or annual renewals, service runs on an as-needed basis, with agents available when clients request quotes, reviews, or policy modifications.
The Ballard Agency, Inc., specializes in arranging homeowners insurance for single-family residences in Hillsborough, North Carolina. It also provides general home insurance services, including liability coverage and policies for personal property protection. By reviewing different coverage options, the agency helps homeowners ensure their dwelling rebuild valuation remains accurate. It can assist local clients each autumn by adjusting policies to cover fallen tree limbs after seasonal storms.
As the seasons shift in Hillsborough, NC, a storm or freeze can test any home. Dixon Allstate Agency helps local homeowners understand how their policy covers repairs for wind, hail, or burst pipes in this changing Piedmont climate. They provide clear guidance on coverage gaps and deductible choices tailored to each house. If you need to verify your policy or adjust your protection, they begin with a straightforward inspection of your property or an initial online assessment of your current plan.
NC Farm Bureau Insurance in Hillsborough, North Carolina, offers residential home coverage to protect local homeowners. The agency also provides commercial insurance policies for area businesses. Serving Hillsborough and the surrounding communities, this agent works with clients to assess their property risks and customize protection accordingly. After a policy is issued, the agent remains available for follow-up service between regular visits to address questions or adjust coverage as needs change.
Knight/Payton Wilson Insurance in Hillsborough, North Carolina provides general home insurance agent services, assisting clients with locating appropriate property coverage for their residences. The company also offers a range of specialty add-ons that can protect valuable personal belongings, home-based business equipment, and liability from certain recreational activities. These supplementary options allow homeowners to tailor their policies more closely to their lifestyles. In addition to single-family homes, the firm can serve commercial sectors including offices, warehouses, and food service operations.
Residential home insurance coverage in and around Hillsborough, North Carolina, is offered by Steve Cooper - Aflac Insurance Agent. This independent agency also provides commercial policies to protect local businesses in the area. Services are available to homeowners seeking to safeguard their property from common regional risks. The agent works closely with clients to tailor policies that address individual coverage needs and property values. Follow-up consultations are arranged after each claim or renewal period, ensuring ongoing support between the regular annual visits that help maintain appropriate protection levels.
What Does a a Home Insurance Agent in Hillsborough Cost?
The average cost for home insurance in North Carolina is about 1300 to 1800 dollars per year for a standard policy. In Hillsborough, rates can vary based on your homes age location and construction type. Factors like proximity to fire stations and claims history also affect price. This is general information not insurance advice.
About home insurance agents in Hillsborough
Home insurance agents in Hillsborough North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer coverage for wind and hail damage but does not require flood insurance. An agent can explain policy options and help you meet local lending requirements.
Frequently Asked Questions
What does a home insurance agent in Hillsborough do?
A home insurance agent helps you compare policies from different companies and choose coverage that fits your needs. They can explain NC specific rules like the 30 day grace period for premium payments and help you file claims.
Is flood insurance required in Hillsborough North Carolina?
Flood insurance is not required by North Carolina law but may be required by your mortgage lender if your home is in a flood zone. Many Hillsborough homes near the Eno River may need flood coverage.
How do I choose a home insurance agent in Hillsborough?
Look for an agent licensed in North Carolina who has experience with local homes. Check their reviews and ask about their knowledge of NC insurance regulations such as the Fair Access to Insurance Requirements (FAIR) Plan for high risk properties.