The top-rated home insurance agent in Smithfield, North Carolina is Will Mitchiner - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Woodard Insurance Agency, Inc., State Farm Insurance: Shawn Herrmann, Smithfield Insurance. This directory lists 20 home insurance agents serving Smithfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Will Mitchiner - State Farm Insurance Agent | 911 S Brightleaf Blvd | (919) 989-9966 |
| 2 | Woodard Insurance Agency, Inc. | 612 E Lee St | (919) 934-8632 |
| 3 | State Farm Insurance: Shawn Herrmann | 1601 Booker Dairy Rd | (919) 934-8169 |
| 4 | Smithfield Insurance | 421 S Brightleaf Blvd | (919) 934-9948 |
| 5 | Schultze Insurance Agency | 1638 Booker Dairy Rd | (919) 934-2240 |
| 6 | Calton Group Inc: Allstate Insurance | 324 N Brightleaf Blvd | (919) 934-6141 |
| 7 | Walker Insurance Group, Inc. | 210 N Brightleaf Blvd # A | (919) 989-1799 |
| 8 | Bingham & Parrish Insurance | 606 E Lee St | (919) 934-5131 |
| 9 | First Mutual Insurance Company | 614 E Market St | (919) 934-6111 |
| 10 | The Insurance Shoppe | 131 Kellie Dr | (919) 934-7188 |
Will Mitchiner - State Farm Insurance Agent serves Smithfield and surrounding areas in Johnston County, offering home insurance coverage tailored to local property needs. As a home insurance agent, the company helps residents protect their homes and belongings from common risks such as fire, theft, and weather damage. Policies can be structured to include dwelling coverage, personal liability protection, and additional living expenses if a home becomes uninhabitable. The agency specifically handles quoting new home insurance policies and reviewing existing ones for adequate coverage limits.
Woodard Insurance Agency, Inc. in Smithfield, NC provides home insurance policies designed to protect residential property and personal belongings from common risks. The agency also offers guidance on policy maintenance and coverage adjustments as client needs change over time. Its services help homeowners manage deductibles and liability protection. Woodard Insurance Agency, Inc. services single-family homes, apartments, retail businesses, and restaurants.
State Farm Insurance: Shawn Herrmann in Smithfield, NC serves homeowners, property managers, and local businesses with tailored home insurance policies. The agency works with clients to select appropriate coverage options for their specific property needs. Common services include dwelling protection, personal liability coverage, and advice on loss prevention. The team assists with policy reviews and claims guidance, helping residents secure their investments. Beyond Smithfield, this agency also covers nearby communities such as Clayton in Johnston County for its home insurance services.
Smithfield Insurance provides services across Smithfield, North Carolina, and the surrounding communities of Johnston County. The agency handles a full range of home insurance policies, including coverage for standard single-family homes, mobile homes, and rental properties. It works with clients to assess the specific risks their property faces, such as storm damage or liability concerns. To handle a typical job, the agent reviews the homeowner’s current coverage in detail, identifies any gaps in protection, and then presents policy options from multiple carriers to match the client’s budget.
Schultze Insurance Agency in Smithfield, NC, assists homeowners in distinguishing between the single purchase of a policy for a specific property and the ongoing need for annual or seasonal policy reviews. This home insurance agent provides coverage against common regional risks like storm damage and liability claims, tailoring recommendations to individual property types. Service for policy purchases is typically a one-time event, while customer support and renewals operate on an as-needed basis to address claims or policy adjustments.
Calton Group Inc: Allstate Insurance offers tailored home insurance policies in Smithfield, NC, including coverage for dwelling, personal property, and liability protection. It also provides general agency services such as policy reviews and claims assistance for local homeowners. A common concern the company helps residents manage is the increased risk of storm damage during the spring and summer seasons, advising on policy adjustments for wind and hail protection.
When seasonal storms threaten homes in Smithfield, Walker Insurance Group, Inc. provides home insurance agent services to help residents secure appropriate coverage. They assist clients in reviewing policy options to protect their property from common local risks. The process involves explaining coverage types and answering questions to ensure each homeowner understands their choices. Their approach begins with a no-obligation initial assessment of the property and the client's specific insurance needs to determine suitable policy limits.
Residential home insurance is a primary focus for Bingham & Parrish Insurance in Smithfield, NC. The agency also assists local business owners with commercial coverage for their properties. Their services extend to clients throughout Smithfield and the surrounding Johnston County area. After an initial policy is set, the team follows up by adjusting coverage to match any changes a homeowner makes between annual visits, ensuring continued protection remains accurate.
First Mutual Insurance Company helps homeowners in Smithfield, NC evaluate their property risks and secure appropriate coverage for their dwellings and personal belongings. They can also arrange specialty endorsements for high-value items, natural disaster protections, and extended replacement cost options. Their services extend to residential landlords, vacant property owners, and those needing liability coverage for rental units. The company is equipped to handle insurance needs for local commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Smithfield Cost?
Home insurance costs in Smithfield North Carolina average around 1,200 to 1,800 dollars per year for a typical single-family home. Rates depend on factors like home age, construction type, and proximity to fire stations. North Carolina is a file-and-use state where insurers set rates but must justify increases. This is general information and not insurance advice.
About home insurance agents in Smithfield
Home insurance agents in Smithfield North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand the risks of hurricanes and flooding common to Johnston County.
Frequently Asked Questions
What does a home insurance agent in Smithfield do?
A home insurance agent in Smithfield helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. Agents also assist with claims and policy changes after a loss.
Do I need flood insurance in Smithfield North Carolina?
Standard home insurance policies in North Carolina do not cover flood damage. Smithfield is in a flood-prone area near the Neuse River. You may need a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in North Carolina?
North Carolina law gives you up to three years from the date of loss to file a property insurance claim. This time limit is set by state statute. Check your policy for specific reporting requirements.