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Find Home Insurance Agents Near You in Smithfield, NC
Directory of home insurance agents in Smithfield, North Carolina. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Smithfield, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 19 home insurance agents in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
332 N Brightleaf Blvd suite b, Smithfield, NC 27577
(919) 938-9713
allinsurancenc.com
Insurance Shoppe
118 Ava Gardner Ave, Smithfield, NC 27577
(919) 934-7188
theinsuranceshoppe.com
Graham Neville & Associates Inc
614 E Market St, Smithfield, NC 27577
(919) 934-6111
go4tib.com
Home insurance agents in Smithfield North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand the risks of hurricanes and flooding common to Johnston County.
What Does a Home Insurance Agent in Smithfield Cost?
Home insurance costs in Smithfield North Carolina average around 1,200 to 1,800 dollars per year for a typical single-family home. Rates depend on factors like home age, construction type, and proximity to fire stations. North Carolina is a file-and-use state where insurers set rates but must justify increases. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Smithfield do?
A home insurance agent in Smithfield helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. Agents also assist with claims and policy changes after a loss.
Do I need flood insurance in Smithfield North Carolina?
Standard home insurance policies in North Carolina do not cover flood damage. Smithfield is in a flood-prone area near the Neuse River. You may need a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in North Carolina?
North Carolina law gives you up to three years from the date of loss to file a property insurance claim. This time limit is set by state statute. Check your policy for specific reporting requirements.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.