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Find Home Insurance Agents Near You in Southern Pines, NC

Browse home insurance agents serving Southern Pines, North Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Southern Pines, North Carolina is Pines Insurance Group, rated 5.0 stars across 166 reviews. Other highly rated options include Dereda Porter - State Farm Insurance Agent, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate, AA Affordable Insurance. This directory lists 19 home insurance agents serving Southern Pines.

Showing 19 home insurance agents in Southern Pines, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pines Insurance Group177 W Pennsylvania Ave(910) 684-5707
2Dereda Porter - State Farm Insurance Agent355 Pinehurst Ave(910) 692-1722
3The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate250 W Pennsylvania Ave(910) 693-3422
4AA Affordable Insurance1150 Old US Hwy 1 # 1A(910) 692-3900
5The Insurance Center145 W Vermont Ave(910) 692-9251
6Ward Roland - State Farm Insurance Agent277 W Pennsylvania Ave(910) 725-0915
7Nationwide Insurance: Jim Johnson Insurance Agency, Inc.160 Pinehurst Ave F(910) 695-1089
8NC Farm Bureau Insurance170 Brucewood Rd(910) 944-9338
9First Choice Insurance Agency173 NE Broad St(910) 692-1944
10Agency One InsurancePinehurst Ave(910) 692-9400
PI
177 W Pennsylvania Ave
Pines Insurance Group
Home Insurance Agent · Southern Pines, NC

Pines Insurance Group serves homeowners in and around Southern Pines, Moore County, North Carolina, providing home insurance agent services. It helps residents secure policies that protect their properties from common regional risks, including storms, fire, and liability claims. Clients can receive personalized guidance on dwelling coverage, personal property protection, and liability limits. The agency also assists with bundling home and auto insurance policies for potential savings.

DP
355 Pinehurst Ave
Dereda Porter - State Farm Insurance Agent
Home Insurance Agent · Southern Pines, NC

Dereda Porter - State Farm Insurance Agent in Southern Pines, NC offers a range of services including home insurance policies designed to protect residential properties. Its service involves working with clients to assess their coverage needs through straightforward consultations. The agent also provides maintenance-adjacent support by explaining plan options for dwelling, personal property, and liability protection. It services properties such as single-family homes, apartments, retail spaces, and restaurants.

MI
250 W Pennsylvania Ave
The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate
Home Insurance Agent · Southern Pines, NC

Serving Southern Pines and the surrounding communities of the Sandhills region, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate handles home insurance for local homeowners. The agency addresses the specific needs of property owners, covering standard perils like fire, theft, and weather-related damage common to the area. To complete a typical job, the agency reviews a client’s current coverage in detail, then compares options from multiple carriers to recommend a policy that fits the home’s value and the owner’s risk tolerance.

AA
1150 Old US Hwy 1 # 1A
AA Affordable Insurance
Home Insurance Agent · Southern Pines, NC

AA Affordable Insurance serves homeowners throughout Southern Pines, North Carolina, offering guidance on standard policies to protect residential property. As a local home insurance agent, it helps clients navigate coverage options for dwelling damage, personal liability, and additional living expenses. Homeowners can consult the agency to compare policy terms and ensure adequate protection against common regional risks. Property managers and small business owners with related coverage needs are also welcome. The company additionally provides its services to clients in the neighboring community of Pinehurst.

IC
145 W Vermont Ave
The Insurance Center
Home Insurance Agent · Southern Pines, NC

The Insurance Center specializes in customizing coverage for historic homes and new construction alike. It provides comprehensive home insurance services to protect property owners throughout Southern Pines, North Carolina. The agency works with clients to tailor policies that address local risks, from storms to fire threats. As fall arrives, the company helps homeowners review their coverage for potential hurricane damage and prepare for the intense weather season ahead.

WR
277 W Pennsylvania Ave
Ward Roland - State Farm Insurance Agent
Home Insurance Agent · Southern Pines, NC

Ward Roland - State Farm Insurance Agent in Southern Pines, NC, distinguishes between one-time policy setup and ongoing service relationships for home insurance needs. Coverage options help protect a client’s dwelling, personal property, and liability against common local risks. As with any home insurance agent in the area, the agent provides guidance on policy details and offers resources for managing claims or adjusting coverage over time. Service for this agent typically operates on a scheduled basis during standard business hours, with appointments available as needed for specific inquiries.

NI
160 Pinehurst Ave F
Nationwide Insurance: Jim Johnson Insurance Agency, Inc.
Home Insurance Agent · Southern Pines, NC

As a home insurance agent in Southern Pines, NC, Nationwide Insurance: Jim Johnson Insurance Agency, Inc. specializes in tailoring coverage to protect single-family homes and rental properties from local risks. Its general service work includes advising homeowners on standard policies and discussing appropriate deductibles for their unique situations. The agency also helps clients prepare for seasonal concerns such as spring storms or falling trees that may cause property damage, ensuring protection is in place before severe weather arrives.

NF
170 Brucewood Rd
NC Farm Bureau Insurance
Home Insurance Agent · Southern Pines, NC

With North Carolina’s hurricane season and changing weather patterns, securing adequate coverage for a home in Southern Pines is a growing priority for local homeowners. NC Farm Bureau Insurance offers home insurance agents who can evaluate individual property risks and explain how different policy options address potential storm or liability concerns. Their agents provide practical guidance on matching the right coverage to the specific needs of a house in this area. An initial property assessment or phone consultation typically begins the process of determining appropriate protection levels.

FC
173 NE Broad St
First Choice Insurance Agency
Home Insurance Agent · Southern Pines, NC

First Choice Insurance Agency works with homeowners in Southern Pines, North Carolina to secure property coverage tailored to individual needs. The agency can arrange specialized endorsements for valuable personal property, water backup, and identity theft protection. It helps clients understand policy limits, deductibles, and the distinction between replacement cost and actual cash value settlements. This agency serves residential clients as well as commercial sectors such as offices, warehouses, and food service establishments.

AO
Pinehurst Ave
Agency One Insurance
Home Insurance Agent · Southern Pines, NC

Spring storms in the Sandhills can leave Southern Pines homeowners with damaged roofs and unexpected repairs. Agency One Insurance helps residents of Moore County navigate their home insurance options by comparing policies that cover wind, hail, and sudden water damage. The agency works to match each client’s coverage to their specific property needs, whether for a historic downtown house or a newer neighborhood build. Every relationship begins with a thorough property inspection to document existing conditions and identify any necessary coverage adjustments.

BI
245 SE Broad St
Bearing Insurance
Home Insurance Agent · Southern Pines, NC
(910) 692-5754
bearinginsurance.com
EI
290 SW Broad St Suite H
Emerald Insurance Advocates
Home Insurance Agent · Southern Pines, NC
(910) 507-1187
emeraldinsuranceadvocates.com
FC
190 A Turner Street
First Casualty Insurance Agency, Inc.
Home Insurance Agent · Southern Pines, NC
(910) 692-8303
fcigglobal.com
WI
160 E New York Ave #2A
We Insure Jackson/Joyner Agency
Home Insurance Agent · Southern Pines, NC
(910) 704-5140
weinsurejjinsurance.com
NI
580 SW Broad St
NorthState Insurance & Advisors
Home Insurance Agent · Southern Pines, NC
(910) 687-4899
northstateins.com
LI
325 W Pennsylvania Ave C
Little Insurance
Home Insurance Agent · Southern Pines, NC
(910) 692-6881
WI
730 S Bennett St
Wickline Insurance
Home Insurance Agent · Southern Pines, NC
(910) 870-6420
wicklineinsurancenc.com
TI
200 SW Broad St
Truist Insurance Services
Home Insurance Agent · Southern Pines, NC
(910) 693-2000
truist.com
MA
155 W New York Ave # 100
The Meese Agency | Goosehead Insurance
Home Insurance Agent · Southern Pines, NC
(910) 900-8339
goosehead.com/Nolan-Meese

What Does a a Home Insurance Agent in Southern Pines Cost?

The average cost of home insurance in North Carolina is around 1,200 to 1,800 dollars per year for a standard policy. In Southern Pines, rates may vary based on your homes age, construction type, and distance from fire stations. Policies with higher deductibles usually have lower premiums. This is general information, not insurance advice.

About home insurance agents in Southern Pines

A home insurance agent in Southern Pines, North Carolina can help you find coverage for your home and belongings. North Carolina law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the risks from hurricanes and pine forests in the Sandhills region.

Frequently Asked Questions

What does a home insurance agent in Southern Pines do?

A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They can explain North Carolina specific options like wind and hail deductibles. They also assist with filing claims and policy changes.

Do I need flood insurance in Southern Pines?

Standard home insurance policies in North Carolina do not cover flood damage. Southern Pines is near flood prone areas, so many homeowners need a separate flood policy. An agent can help you assess your flood risk and find coverage through the National Flood Insurance Program.

How long do I have to file a home insurance claim in North Carolina?

North Carolina law gives you up to three years from the date of loss to file a property insurance claim. You should report damage to your agent as soon as possible. Delays can affect your claim outcome.

Home Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.