The top-rated home insurance agent in Southern Pines, North Carolina is Pines Insurance Group, rated 5.0 stars across 166 reviews. Other highly rated options include Dereda Porter - State Farm Insurance Agent, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate, AA Affordable Insurance. This directory lists 19 home insurance agents serving Southern Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pines Insurance Group | 177 W Pennsylvania Ave | (910) 684-5707 |
| 2 | Dereda Porter - State Farm Insurance Agent | 355 Pinehurst Ave | (910) 692-1722 |
| 3 | The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate | 250 W Pennsylvania Ave | (910) 693-3422 |
| 4 | AA Affordable Insurance | 1150 Old US Hwy 1 # 1A | (910) 692-3900 |
| 5 | The Insurance Center | 145 W Vermont Ave | (910) 692-9251 |
| 6 | Ward Roland - State Farm Insurance Agent | 277 W Pennsylvania Ave | (910) 725-0915 |
| 7 | Nationwide Insurance: Jim Johnson Insurance Agency, Inc. | 160 Pinehurst Ave F | (910) 695-1089 |
| 8 | NC Farm Bureau Insurance | 170 Brucewood Rd | (910) 944-9338 |
| 9 | First Choice Insurance Agency | 173 NE Broad St | (910) 692-1944 |
| 10 | Agency One Insurance | Pinehurst Ave | (910) 692-9400 |
Pines Insurance Group serves homeowners in and around Southern Pines, Moore County, North Carolina, providing home insurance agent services. It helps residents secure policies that protect their properties from common regional risks, including storms, fire, and liability claims. Clients can receive personalized guidance on dwelling coverage, personal property protection, and liability limits. The agency also assists with bundling home and auto insurance policies for potential savings.
Dereda Porter - State Farm Insurance Agent in Southern Pines, NC offers a range of services including home insurance policies designed to protect residential properties. Its service involves working with clients to assess their coverage needs through straightforward consultations. The agent also provides maintenance-adjacent support by explaining plan options for dwelling, personal property, and liability protection. It services properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving Southern Pines and the surrounding communities of the Sandhills region, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate handles home insurance for local homeowners. The agency addresses the specific needs of property owners, covering standard perils like fire, theft, and weather-related damage common to the area. To complete a typical job, the agency reviews a client’s current coverage in detail, then compares options from multiple carriers to recommend a policy that fits the home’s value and the owner’s risk tolerance.
AA Affordable Insurance serves homeowners throughout Southern Pines, North Carolina, offering guidance on standard policies to protect residential property. As a local home insurance agent, it helps clients navigate coverage options for dwelling damage, personal liability, and additional living expenses. Homeowners can consult the agency to compare policy terms and ensure adequate protection against common regional risks. Property managers and small business owners with related coverage needs are also welcome. The company additionally provides its services to clients in the neighboring community of Pinehurst.
The Insurance Center specializes in customizing coverage for historic homes and new construction alike. It provides comprehensive home insurance services to protect property owners throughout Southern Pines, North Carolina. The agency works with clients to tailor policies that address local risks, from storms to fire threats. As fall arrives, the company helps homeowners review their coverage for potential hurricane damage and prepare for the intense weather season ahead.
Ward Roland - State Farm Insurance Agent in Southern Pines, NC, distinguishes between one-time policy setup and ongoing service relationships for home insurance needs. Coverage options help protect a client’s dwelling, personal property, and liability against common local risks. As with any home insurance agent in the area, the agent provides guidance on policy details and offers resources for managing claims or adjusting coverage over time. Service for this agent typically operates on a scheduled basis during standard business hours, with appointments available as needed for specific inquiries.
As a home insurance agent in Southern Pines, NC, Nationwide Insurance: Jim Johnson Insurance Agency, Inc. specializes in tailoring coverage to protect single-family homes and rental properties from local risks. Its general service work includes advising homeowners on standard policies and discussing appropriate deductibles for their unique situations. The agency also helps clients prepare for seasonal concerns such as spring storms or falling trees that may cause property damage, ensuring protection is in place before severe weather arrives.
With North Carolina’s hurricane season and changing weather patterns, securing adequate coverage for a home in Southern Pines is a growing priority for local homeowners. NC Farm Bureau Insurance offers home insurance agents who can evaluate individual property risks and explain how different policy options address potential storm or liability concerns. Their agents provide practical guidance on matching the right coverage to the specific needs of a house in this area. An initial property assessment or phone consultation typically begins the process of determining appropriate protection levels.
First Choice Insurance Agency works with homeowners in Southern Pines, North Carolina to secure property coverage tailored to individual needs. The agency can arrange specialized endorsements for valuable personal property, water backup, and identity theft protection. It helps clients understand policy limits, deductibles, and the distinction between replacement cost and actual cash value settlements. This agency serves residential clients as well as commercial sectors such as offices, warehouses, and food service establishments.
Spring storms in the Sandhills can leave Southern Pines homeowners with damaged roofs and unexpected repairs. Agency One Insurance helps residents of Moore County navigate their home insurance options by comparing policies that cover wind, hail, and sudden water damage. The agency works to match each client’s coverage to their specific property needs, whether for a historic downtown house or a newer neighborhood build. Every relationship begins with a thorough property inspection to document existing conditions and identify any necessary coverage adjustments.
What Does a a Home Insurance Agent in Southern Pines Cost?
The average cost of home insurance in North Carolina is around 1,200 to 1,800 dollars per year for a standard policy. In Southern Pines, rates may vary based on your homes age, construction type, and distance from fire stations. Policies with higher deductibles usually have lower premiums. This is general information, not insurance advice.
About home insurance agents in Southern Pines
A home insurance agent in Southern Pines, North Carolina can help you find coverage for your home and belongings. North Carolina law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the risks from hurricanes and pine forests in the Sandhills region.
Frequently Asked Questions
What does a home insurance agent in Southern Pines do?
A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They can explain North Carolina specific options like wind and hail deductibles. They also assist with filing claims and policy changes.
Do I need flood insurance in Southern Pines?
Standard home insurance policies in North Carolina do not cover flood damage. Southern Pines is near flood prone areas, so many homeowners need a separate flood policy. An agent can help you assess your flood risk and find coverage through the National Flood Insurance Program.
How long do I have to file a home insurance claim in North Carolina?
North Carolina law gives you up to three years from the date of loss to file a property insurance claim. You should report damage to your agent as soon as possible. Delays can affect your claim outcome.