The top-rated home insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,663 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 22 home insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 7 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 8 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 9 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 10 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
Able Insurance serves homeowners in the Wilmington, NC area as a local home insurance agent. The company helps clients find coverage policies suited to the specific risks of coastal properties. They assist with comparing different carriers to secure appropriate protection for structures and personal belongings. Able Insurance also guides customers through the process of understanding deductibles and policy limits for wind and flood exposures. This agency handles new policy setup and annual policy reviews for existing homeowners in and around New Hanover County.
Sizemore Insurance - Wilmington offers a range of home insurance services, including policy consultations, coverage evaluations, and claims assistance. Its maintenance and service plans help homeowners protect their properties against common regional weather risks, including wind and storm damage. The agency provides ongoing support to ensure clients have suitable coverage as their needs change over time. It services a variety of residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants throughout the Wilmington, North Carolina area.
Serving Wilmington, North Carolina, and its surrounding communities, this home insurance agency handles policies for a wide range of residential properties including single-family homes and condominiums. It works with clients to assess individual coverage needs and explain available policy options for their dwelling and personal belongings. For a typical job, the agency conducts a thorough review of the property’s current insurance details to recommend appropriate liability and replacement cost coverage.
Atlantic Coast Insurance Agency serves homeowners, landlords, and property managers throughout Wilmington, North Carolina, offering coverage policies tailored to protect residential real estate and rental investments. The agency assists clients in navigating coastal insurance needs such as wind and hail protection and liability coverage appropriate for the region. Professional service includes personalized policy reviews to ensure adequate property protection. Supporting the broader Cape Fear region, the agency also covers properties in nearby communities like Leland and the surrounding Brunswick County areas.
Acrisure Wilmington, NC (Don Bullard) assists homeowners in distinguishing between a one-time policy purchase and ongoing coverage adjustments. As a home insurance agent, this company helps clients evaluate dwelling protection, liability limits, and personal property coverage based on individual needs. Policyholders in Wilmington can rely on professional guidance for matching insurance options to their specific home and location. Service is available to clients on an as-needed basis, accommodating new policies, policy reviews, and claims-related questions.
Superior Insurance serves homeowners, businesses, and property managers in Wilmington, North Carolina, by providing tailored home insurance policies. The agency assists clients in protecting residential properties and real estate investments against local risks, including severe coastal weather and theft. Services include policy review, coverage consultation, and claims support to ensure adequate protection. Superior Insurance also extends its coverage solutions to the neighboring community of Leland, helping property owners there safeguard their homes as well.
Wells Insurance specializes in helping Wilmington homeowners secure tailored dwelling coverage and personal property protection, then extends services to include liability coverage and loss-of-use provisions. The agency evaluates local risks like floods and windstorms, ensuring each policy addresses the region’s diverse housing stock and coastal exposure. As hurricane season approaches, the company assists clients in reviewing policy limits and deductibles, preparing for potential storm damage claims.
As coastal storms and shifting humidity levels constantly test Wilmington homes, April Jones Insurance arranges tailored coverage to protect local properties against wind and water damage. Located in Wilmington, NC, this home insurance agent works directly with residents to assess their individual policy needs from standard dwellings to seasonal rentals. Every policy review begins with a thorough property inspection to ensure accurate valuation and appropriate protection for the homeowner.
Insurance Solutions offers home insurance policies to residents of Wilmington, NC, helping protect residential property against common local risks such as storms and floods. The company can specialize in additional coverage options for valuable personal belongings, liability protection, and temporary housing needs. Its services support various commercial sectors, including offices, warehouses, and food service operations that require tailored liability and property coverage.
What Does a a Home Insurance Agent in Wilmington Cost?
The average cost of home insurance in North Carolina is about 1300 to 1800 dollars per year for a standard policy. In Wilmington coastal factors can raise premiums to 2000 to 3500 dollars annually. Older homes or properties with hurricane protections may have different rates. This is general information and not insurance advice.
About home insurance agents in Wilmington
Home insurance agents in Wilmington North Carolina help homeowners protect their property against risks like hurricanes and flooding. North Carolina law requires insurers to offer coverage for wind and hail damage in coastal areas. An agent can explain the specific policy options available for homes near the Cape Fear River or Atlantic Ocean.
Frequently Asked Questions
What does a home insurance agent in Wilmington do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims after a storm or other damage event.
Is flood insurance required in Wilmington North Carolina?
Flood insurance is not required by state law but is often required by mortgage lenders for homes in flood zones. Many Wilmington properties are in high-risk flood areas. A local agent can help you purchase a separate flood policy through the National Flood Insurance Program.
What is the typical timeline for a home insurance claim in North Carolina?
North Carolina law requires insurers to acknowledge a claim within 15 days. They must accept or deny the claim within 45 days after receiving all needed information. An agent can help you track these deadlines and submit documents on time.