The top-rated home insurance agent in Beaufort, South Carolina is Nick Ancona - State Farm Insurance Agent, rated 5.0 stars across 140 reviews. Other highly rated options include Amy Bowman - State Farm Insurance Agent, Ayasha Scott - State Farm Insurance Agent, Kinghorn Insurance Of Beaufort. This directory lists 17 home insurance agents serving Beaufort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Ancona - State Farm Insurance Agent | 101 North Mkt Ste 1B | (843) 524-1717 |
| 2 | Amy Bowman - State Farm Insurance Agent | 1284 Ribaut Rd | (843) 524-7531 |
| 3 | Ayasha Scott - State Farm Insurance Agent | 860 Parris Island Gateway Suite A-3 | (843) 707-0210 |
| 4 | Kinghorn Insurance Of Beaufort | 910 Carteret St | (843) 521-4000 |
| 5 | Union Insurance Agency | 903 Port Republic St | (843) 208-2900 |
| 6 | Farm Bureau Insurance | 281 Parris Island Gateway | (843) 522-0031 |
| 7 | Sea Island Insurance Group | 500 Carteret St STE C | (843) 321-8398 |
| 8 | Champion Insurance Agency | 30 Professional Village Cir | (843) 929-0998 |
| 9 | Peoples Choice Insurance LLC | 580 Parris Island Gateway | (843) 522-0995 |
| 10 | Capstone Insurance Inc. | 2015 Boundary St #334 | (843) 524-6954 |
Nick Ancona - State Farm Insurance Agent serves the Beauport, South Carolina area as a local provider of home insurance policies. The agency helps residents protect their properties against common coastal and inland risks associated with living in the Lowcountry. Services include evaluating dwelling coverage for homes and personal belongings, as well as liability protection. Policyholders can also receive assistance with mortgage-required insurance and discuss additional living expense coverage for temporary housing needs after a covered loss. The office handles customizable home insurance plans for homeowners and renters in Beaufort County.
Amy Bowman - State Farm Insurance Agent provides a range of home insurance services for properties in Beaufort, SC. The agency helps clients evaluate their coverage needs and offers options to protect against common perils like fire, theft, and weather damage. Service plans include customizable policies that can add personal property and liability protection. The company services single-family homes, apartments, retail establishments, and restaurants in the local area.
Ayasha Scott - State Farm Insurance Agent serves homeowners, renters, and property managers in Beaufort, South Carolina, offering protection for dwellings, personal belongings, and liability risks against storm and flood damage common to the coastal Lowcountry. She also provides umbrella coverage and policy reviews to help clients maintain adequate limits on aging or historic homes. The agency additionally serves the neighboring Hilton Head Island community.
Kinghorn Insurance Of Beaufort serves Beaufort and the surrounding communities of the South Carolina Lowcountry, handling a full range of homeowner insurance needs. The agency works with clients to secure policies that protect residential property from common regional risks, including coastal storms and flooding. It assists with initial coverage, policy reviews, and adjustments for changing household circumstances. For a typical job, the agent takes time to discuss each homeowner’s specific property details and coverage preferences before comparing options from several insurers to find a suitable fit.
Unlike some home insurance agents offering one-time policy placements, Union Insurance Agency in Beaufort, SC, provides recurring support to review annual changes in local risk factors and dwelling values. The agency presents coverage options that help protect homeowners against wind, hail, and storm surge, common concerns in a coastal community. Service runs on a scheduled annual renewal basis, with additional as-needed consultations available when a homeowner considers a renovation or files a claim.
Farm Bureau Insurance in Beaufort, South Carolina offers home insurance on a recurring annual basis for ongoing property protection, not as a one-time service. Coverage options include standard policies for owner-occupied residences and rental properties, with additional endorsements available for specific perils common to the coastal Lowcountry. Claims assistance and policy adjustments are handled through a local agent office. Service at this agency runs exclusively on a scheduled renewal cycle, with policyholders billed annually for the coming term.
Sea Island Insurance Group specializes in tailoring home insurance policies to protect properties in Beaufort, SC, considering the unique coastal and historic housing needs. It also provides comprehensive coverage options for standard residential risks, including fire, theft, and liability claims. The company serves local homeowners by clearly explaining policy terms and deductible structures. It frequently helps clients evaluate the specific need for windstorm or flood insurance ahead of the Atlantic hurricane season, ensuring adequate protection before storms arrive.
As hurricane season approaches in Beaufort, a sturdy home insurance policy becomes essential for coastal property owners. Champion Insurance Agency offers personal consultations to help homeowners review their current coverage for wind and flood risks. The agent explains policy details clearly, working to match protection with each property's unique structure and location needs. They help clients navigate the specific challenges of insuring older homes near the water. Through a straightforward conversation and on-site inspection, the team can identify possible coverage gaps and complete an initial property assessment.
Peoples Choice Insurance LLC provides home insurance agent services for property owners in Beaufort, SC. The company can assist clients in adding specialized coverage for flood, wind, and personal property endorsements to a standard homeowners policy. Its team helps evaluate dwelling protection and liability limits to align with local coastal risks. Commercial sectors it can serve include offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Beaufort Cost?
The cost of a home insurance policy in South Carolina averages around 1300 to 1700 per year for standard coverage. In Beaufort premiums may be higher due to coastal wind and flood risks. Your actual rate depends on factors like home value construction type and deductible. This is general information not insurance advice.
About home insurance agents in Beaufort
Home insurance agents in Beaufort South Carolina help property owners find coverage that meets state requirements and local needs. South Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain wind and hail coverage which is important in coastal areas like Beaufort.
Frequently Asked Questions
What does a home insurance agent in Beaufort do?
A home insurance agent in Beaufort helps you compare policies from different companies. They explain coverage options like dwelling protection liability and flood insurance. They also assist with claims and policy changes.
Is homeowners insurance required in South Carolina?
South Carolina law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home free and clear insurance is optional but recommended.
What is the typical time limit to file a home insurance claim in South Carolina?
South Carolina law gives you up to three years from the date of loss to file a property insurance claim. Check your specific policy because some policies have shorter deadlines. Contact your agent promptly after damage occurs.
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