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Find Home Insurance Agents Near You in Beaufort, SC

Browse home insurance agents serving Beaufort, South Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Beaufort, South Carolina is Nick Ancona - State Farm Insurance Agent, rated 5.0 stars across 140 reviews. Other highly rated options include Amy Bowman - State Farm Insurance Agent, Ayasha Scott - State Farm Insurance Agent, Kinghorn Insurance Of Beaufort. This directory lists 17 home insurance agents serving Beaufort.

Showing 17 home insurance agents in Beaufort, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Ancona - State Farm Insurance Agent101 North Mkt Ste 1B(843) 524-1717
2Amy Bowman - State Farm Insurance Agent1284 Ribaut Rd(843) 524-7531
3Ayasha Scott - State Farm Insurance Agent860 Parris Island Gateway Suite A-3(843) 707-0210
4Kinghorn Insurance Of Beaufort910 Carteret St(843) 521-4000
5Union Insurance Agency903 Port Republic St(843) 208-2900
6Farm Bureau Insurance281 Parris Island Gateway(843) 522-0031
7Sea Island Insurance Group500 Carteret St STE C(843) 321-8398
8Champion Insurance Agency30 Professional Village Cir(843) 929-0998
9Peoples Choice Insurance LLC580 Parris Island Gateway(843) 522-0995
10Capstone Insurance Inc.2015 Boundary St #334(843) 524-6954
NA
101 North Mkt Ste 1B
Nick Ancona - State Farm Insurance Agent
Home Insurance Agent · Beaufort, SC

Nick Ancona - State Farm Insurance Agent serves the Beauport, South Carolina area as a local provider of home insurance policies. The agency helps residents protect their properties against common coastal and inland risks associated with living in the Lowcountry. Services include evaluating dwelling coverage for homes and personal belongings, as well as liability protection. Policyholders can also receive assistance with mortgage-required insurance and discuss additional living expense coverage for temporary housing needs after a covered loss. The office handles customizable home insurance plans for homeowners and renters in Beaufort County.

AB
1284 Ribaut Rd
Amy Bowman - State Farm Insurance Agent
Home Insurance Agent · Beaufort, SC

Amy Bowman - State Farm Insurance Agent provides a range of home insurance services for properties in Beaufort, SC. The agency helps clients evaluate their coverage needs and offers options to protect against common perils like fire, theft, and weather damage. Service plans include customizable policies that can add personal property and liability protection. The company services single-family homes, apartments, retail establishments, and restaurants in the local area.

AS
860 Parris Island Gateway Suite A-3
Ayasha Scott - State Farm Insurance Agent
Home Insurance Agent · Beaufort, SC

Ayasha Scott - State Farm Insurance Agent serves homeowners, renters, and property managers in Beaufort, South Carolina, offering protection for dwellings, personal belongings, and liability risks against storm and flood damage common to the coastal Lowcountry. She also provides umbrella coverage and policy reviews to help clients maintain adequate limits on aging or historic homes. The agency additionally serves the neighboring Hilton Head Island community.

KI
910 Carteret St
Kinghorn Insurance Of Beaufort
Home Insurance Agent · Beaufort, SC

Kinghorn Insurance Of Beaufort serves Beaufort and the surrounding communities of the South Carolina Lowcountry, handling a full range of homeowner insurance needs. The agency works with clients to secure policies that protect residential property from common regional risks, including coastal storms and flooding. It assists with initial coverage, policy reviews, and adjustments for changing household circumstances. For a typical job, the agent takes time to discuss each homeowner’s specific property details and coverage preferences before comparing options from several insurers to find a suitable fit.

UI
903 Port Republic St
Union Insurance Agency
Home Insurance Agent · Beaufort, SC

Unlike some home insurance agents offering one-time policy placements, Union Insurance Agency in Beaufort, SC, provides recurring support to review annual changes in local risk factors and dwelling values. The agency presents coverage options that help protect homeowners against wind, hail, and storm surge, common concerns in a coastal community. Service runs on a scheduled annual renewal basis, with additional as-needed consultations available when a homeowner considers a renovation or files a claim.

FB
281 Parris Island Gateway
Farm Bureau Insurance
Home Insurance Agent · Beaufort, SC

Farm Bureau Insurance in Beaufort, South Carolina offers home insurance on a recurring annual basis for ongoing property protection, not as a one-time service. Coverage options include standard policies for owner-occupied residences and rental properties, with additional endorsements available for specific perils common to the coastal Lowcountry. Claims assistance and policy adjustments are handled through a local agent office. Service at this agency runs exclusively on a scheduled renewal cycle, with policyholders billed annually for the coming term.

SI
500 Carteret St STE C
Sea Island Insurance Group
Home Insurance Agent · Beaufort, SC

Sea Island Insurance Group specializes in tailoring home insurance policies to protect properties in Beaufort, SC, considering the unique coastal and historic housing needs. It also provides comprehensive coverage options for standard residential risks, including fire, theft, and liability claims. The company serves local homeowners by clearly explaining policy terms and deductible structures. It frequently helps clients evaluate the specific need for windstorm or flood insurance ahead of the Atlantic hurricane season, ensuring adequate protection before storms arrive.

CI
30 Professional Village Cir
Champion Insurance Agency
Home Insurance Agent · Beaufort, SC

As hurricane season approaches in Beaufort, a sturdy home insurance policy becomes essential for coastal property owners. Champion Insurance Agency offers personal consultations to help homeowners review their current coverage for wind and flood risks. The agent explains policy details clearly, working to match protection with each property's unique structure and location needs. They help clients navigate the specific challenges of insuring older homes near the water. Through a straightforward conversation and on-site inspection, the team can identify possible coverage gaps and complete an initial property assessment.

PC
580 Parris Island Gateway
Peoples Choice Insurance LLC
Home Insurance Agent · Beaufort, SC

Peoples Choice Insurance LLC provides home insurance agent services for property owners in Beaufort, SC. The company can assist clients in adding specialized coverage for flood, wind, and personal property endorsements to a standard homeowners policy. Its team helps evaluate dwelling protection and liability limits to align with local coastal risks. Commercial sectors it can serve include offices, warehouses, and food service establishments.

CI
2015 Boundary St #334
Capstone Insurance Inc.
Home Insurance Agent · Beaufort, SC
TI
28 Kemmerlin Ln
Turbeville Insurance Agency Beaufort
Home Insurance Agent · Beaufort, SC
(843) 524-4500
tiasc.biz
NI
125 Sea Island Pkwy
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Home Insurance Agent · Beaufort, SC
(843) 521-4663
agency.nationwide.com/sc/beaufort/29907/aydlette-services-of-the-lowcountry
FB
281 Parris Island Gateway
Farm Bureau Insurance: Peter Clark
Home Insurance Agent · Beaufort, SC
(843) 522-0031
scfbins.com
BI
1815a Boundary St
BaySouth Insurance
Home Insurance Agent · Beaufort, SC
(843) 524-3827
sites.google.com/view/baysouth-home
IS
2731 Depot Rd
Insurance Specialists Inc
Home Insurance Agent · Beaufort, SC
(843) 521-9990
MA
13 Wildwood Ln
McKenna Agency, Inc.
Home Insurance Agent · Beaufort, SC
(843) 812-8881
wesmckenna.com
SI
134 Ladys Island Dr
Statewide Insurance Group Inc
Home Insurance Agent · Beaufort, SC
(843) 524-4900
statewidegroup.com

What Does a a Home Insurance Agent in Beaufort Cost?

The cost of a home insurance policy in South Carolina averages around 1300 to 1700 per year for standard coverage. In Beaufort premiums may be higher due to coastal wind and flood risks. Your actual rate depends on factors like home value construction type and deductible. This is general information not insurance advice.

About home insurance agents in Beaufort

Home insurance agents in Beaufort South Carolina help property owners find coverage that meets state requirements and local needs. South Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain wind and hail coverage which is important in coastal areas like Beaufort.

Frequently Asked Questions

What does a home insurance agent in Beaufort do?

A home insurance agent in Beaufort helps you compare policies from different companies. They explain coverage options like dwelling protection liability and flood insurance. They also assist with claims and policy changes.

Is homeowners insurance required in South Carolina?

South Carolina law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home free and clear insurance is optional but recommended.

What is the typical time limit to file a home insurance claim in South Carolina?

South Carolina law gives you up to three years from the date of loss to file a property insurance claim. Check your specific policy because some policies have shorter deadlines. Contact your agent promptly after damage occurs.

Home Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.