The top-rated home insurance agent in Florence, South Carolina is Acceptance Insurance, rated 4.9 stars across 356 reviews. Other highly rated options include Mandy Simpson - State Farm Insurance Agent, Freeway Insurance, CSP Insurance Services. This directory lists 20 home insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1231 S Irby St C | (843) 268-0083 |
| 2 | Mandy Simpson - State Farm Insurance Agent | 804 2nd Loop Rd Ste J | (843) 799-0885 |
| 3 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 4 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 5 | Andy Jeffords: Allstate Insurance | 1333 S Irby St ste b | (843) 664-0033 |
| 6 | Mark Hanna: Allstate Insurance | 714 S Coit St | (843) 662-7438 |
| 7 | Auto-Owners Insurance Florence Claims | 217 Dozier Blvd #201 | (800) 249-5520 |
| 8 | Betsy Enzor - State Farm Insurance Agent | 808 W Evans St | (843) 662-2531 |
| 9 | Jim Stewart - State Farm Insurance Agent | 2238 W Palmetto St | (843) 665-2301 |
| 10 | Marla A. Matthews: Allstate Insurance | 817 2nd Loop Rd Ste A | (843) 676-9080 |
Acceptance Insurance provides standard homeowners policies that cover dwellings, personal property, and liability. For additional protection, it offers specialty endorsements such as flood and earthquake coverage. Serving clients in Florence, South Carolina, the agency assists residential property owners with selecting adequate limits for replacement cost and personal belongings. Commercial sectors it can serve include offices, warehouses, and food service establishments, helping business owners protect their physical assets and operations through tailored commercial property insurance solutions.
Mandy Simpson - State Farm Insurance Agent serves the Florence, South Carolina metro area and surrounding communities as a home insurance agent. The company assists homeowners by explaining different policy coverages and options. Clients can receive personalized advice to protect their property and personal belongings against common regional risks. The office also helps evaluate potential discounts and adjust deductibles when needed among its services.
Freeway Insurance provides a thorough range of home insurance products, including coverage for property damage, liability protection, and additional optional endorsements tailored to local risks. Its service plans focus on helping policyholders select appropriate coverage levels and adjust policies as needs change. The company guides clients through claims filing and ensures policies remain current with regional building requirements. It services single-family homes, apartments, retail storefronts, and restaurants across the Florence area.
CSP Insurance Services serves local homeowners, landlords, and property managers in Florence, South Carolina. The agency provides essential residential insurance policies tailored to protect single-family houses and rental properties against common regional risks. These policies typically cover dwelling damage, personal liability, and additional structures. Located in the capital of the Pee Dee region, the agency works closely with clients to explain coverage options for their individual situations. CSP Insurance Services also extends its coverage assistance to property owners in the neighboring community of Darlington.
Andy Jeffords: Allstate Insurance serves the Florence, South Carolina area and its surrounding communities, offering comprehensive home insurance coverage. The agency handles policies that protect dwellings and personal property against common regional risks like storms and fire. It also addresses additional living expenses if a home becomes uninhabitable. To manage a typical job, the agent begins by reviewing a homeowner’s current coverage, assesses their specific needs, and then provides options for a balanced policy that maintains adequate protection while keeping premiums manageable.
Mark Hanna: Allstate Insurance, located in Florence, SC, helps homeowners distinguish between a one-time policy purchase and ongoing service arrangements for continuous protection. The agency provides coverage for property damage and personal liability, addressing risks common to the local area. All policies are delivered on a scheduled premium payment plan, allowing for consistent coverage with defined renewal periods. Service for policy management and claims assistance runs on an as-needed basis, responding to individual customer requests.
Auto-Owners Insurance Florence Claims specializes in home insurance policies that protect a residence and its contents. It also provides comprehensive coverage for detached structures such as garages or sheds. Located in Florence, SC, the agency assists local homeowners with navigating policy details and filing accurate claims. Its services help clients secure appropriate limits for rebuilding costs after a major storm or fire, ensuring financial protection during a challenging seasonal event like a hurricane or unexpected freeze.
As seasonal storms often threaten homes in the Florence, SC area, Betsy Enzor - State Farm Insurance Agent provides comprehensive coverage reviews to help safeguard local properties. This agency specializes in tailoring home insurance policies to fit individual needs, addressing both standard perils and common regional risks. Working directly with clients, they explain policy details clearly, focusing on adequate dwelling and personal property protection. An initial in-home inspection is scheduled to evaluate the structure and recommend appropriate coverage limits.
Jim Stewart - State Farm Insurance Agent in Florence, SC, provides comprehensive home insurance solutions, including coverage for dwelling, personal property, and liability protection. Additional options can include policies for valuable items and identity restoration services. The agency helps clients protect their residences and is also equipped to serve various commercial sectors, such as offices, warehouses, and food service establishments.
Marla A. Matthews: Allstate Insurance provides residential property coverage for homeowners in the Florence, SC, area. Commercial insurance services are also offered to protect local businesses. The agency serves the surrounding community, helping clients assess risks and choose appropriate policies for their properties. After a policy is issued, the team remains available to answer questions, assist with claims, and update coverage as needs change. Regular check-ins allow the agency to offer follow-up service between renewal cycles, ensuring policies keep pace with any new home improvements or life events.
What Does a a Home Insurance Agent in Florence Cost?
Home insurance premiums in South Carolina average around 1,500 to 2,500 dollars per year for a standard policy. Rates vary based on home value, location, and coverage limits. Florence area rates may be lower than coastal cities but can increase with flood or wind risk. This is general information not insurance advice.
About home insurance agents in Florence
Home insurance agents in Florence South Carolina help you find coverage that meets state requirements and protects your property. South Carolina law does not require homeowners insurance but mortgage lenders typically do. A local agent can explain how factors like flood risk in the Pee Dee region affect your policy.
Frequently Asked Questions
What does home insurance cover in South Carolina?
Standard policies cover dwelling, personal property, liability, and additional living expenses. South Carolina is prone to hurricanes and flooding so you may need separate flood insurance.
How do I choose a home insurance agent in Florence SC?
Look for an agent licensed in South Carolina with experience in the local market. Ask about their knowledge of wind and hail deductibles which are common in coastal areas.
Is home insurance required by law in South Carolina?
No state law requires homeowners insurance. However your mortgage lender will likely require it. An agent can help you meet lender requirements and protect your investment.
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