The top-rated home insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 695 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Harrell Insurance Agency, Cassie Ballard - State Farm Insurance Agent. This directory lists 26 home insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Teolis - State Farm Insurance Agent | 113 Wappoo Creek Dr Ste 1 | (843) 990-7919 |
| 2 | Allison DiTullio - State Farm Insurance Agent | 1941 Clements Ferry Rd Suite A | (843) 856-2655 |
| 3 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 4 | Cassie Ballard - State Farm Insurance Agent | 2041 Wappoo Dr UNIT D | (843) 501-7555 |
| 5 | Pilothouse Insurance | 1527 Sam Rittenberg Blvd | (843) 766-1318 |
| 6 | Kevin Shealy | Allstate Insurance | 781 St Andrews Blvd | (843) 573-4777 |
| 7 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
| 8 | Taylor Agency | 147 Wappoo Creek Dr #502 | (843) 762-1805 |
| 9 | A & A Insurance | 1525 Sam Rittenberg Blvd | (864) 326-3212 |
| 10 | Covenant Insurance Group LLC | 1032 Savannah Hwy | (843) 795-0189 |
Shannon Teolis - State Farm Insurance Agent serves the Charleston, South Carolina metro area as a home insurance agent. The agency helps local homeowners evaluate coverage options for their property, including protection against common coastal risks. They guide clients through the process of selecting policies that meet individual needs, from dwelling coverage to personal property protection. A primary focus remains on assisting homeowners with understanding their policy details and adjusting deductibles to suit budgeting requirements.
Allison DiTullio - State Farm Insurance Agent provides a full range of home insurance coverage options for property owners in the Charleston area. The agency works with clients to review and update their policies regularly, helping to ensure adequate protection as needs change over time. Services include consultation on policy types, deductible choices, and bundling opportunities for potential discounts. The agent services single-family homes, apartments, retail locations, and restaurants with tailored coverage plans for each property type.
Harrell Insurance Agency in Charleston, SC, serves homeowners, businesses, and property managers seeking residential property coverage in the Lowcountry. Its team works with clients to assess protection needs for houses, condominiums, and rental units against local weather and liability risks. Policy options include standard homeowners insurance, flood coverage, and additional endorsements for valuable personal property. The agency provides guidance on deductibles and coverage limits tailored to individual budgets and property values. It also extends its home insurance services to clients in Mount Pleasant and the surrounding Charleston metro area.
Cassie Ballard - State Farm Insurance Agent serves homeowners in Charleston, South Carolina, and the surrounding coastal communities. It handles both standard home insurance policies and specialized coverage for properties in storm-prone areas typical of the region. The agency works with clients to review dwelling limits, personal property protection, and liability options. To handle a typical job, the agent first assesses the property’s unique risks and then tailors a policy that provides suitable financial safeguards without unnecessary extras.
Pilothouse Insurance in Charleston, SC offers both one-time policy reviews for new homeowners and recurring annual coverage assessments to adapt to changing needs. As a home insurance agent, the company helps clients select policies that protect against common regional risks like storms and flooding. Services typically run on an as-needed basis, with clients encouraged to reach out after major life events or property changes.
Kevin Shealy | Allstate Insurance offers personalized home insurance services for the Charleston, SC area. It assists clients in selecting property coverage that protects dwellings and personal belongings from unexpected damage. The agency also works with homeowners to tailor liability coverage and evaluate additional protection for valuable items. Policyholders receive guidance on understanding their existing coverage and identifying potential gaps. As hurricane season approaches, the agency helps residents review their policies for wind and flood damage.
As hurricane and tropical storm season approaches in Charleston, C. T. Lowndes & Company helps homeowners secure coverage that protects against wind and flood damage. Operating in the local market, this agency works with homeowners to evaluate property risks common to the coastal area. Policies typically cover dwelling structure, personal belongings, and liability protection tailored to the needs of residences in historic neighborhoods and newer developments alike. The process begins with a thorough review of the home to identify potential vulnerabilities.
Taylor Agency provides home insurance services to clients throughout the Charleston, SC area, helping property owners select policies that cover dwelling structures and personal belongings. The agency can discuss standard protections as well as specialty add-ons such as flood insurance or coverage for high-value personal items. It assists with policies for single-family homes and condominiums. Commercial sectors it can serve include offices, warehouses, and food service locations.
A & A Insurance provides residential home insurance services for property owners throughout the Charleston, SC area. The agency also assists local businesses with commercial coverage options tailored to their needs. Their team helps clients compare policies from multiple carriers to find suitable protection levels. After an initial policy is secured, they routinely reach out to discuss updates or coverage adjustments before each renewal period.
Covenant Insurance Group LLC in Charleston, SC is a home insurance agent known for helping local homeowners find appropriate coverage for their properties. The agency works with residents across the area, guiding them through policy options that address common regional concerns such as coastal weather risks. Their service range includes standard homeowners policies and the evaluation of dwelling limits. For an added specialty, they can assist clients with securing supplementary flood insurance protection.
What Does a a Home Insurance Agent in Charleston Cost?
Home insurance costs in South Carolina average around 1300 to 2000 dollars per year for a standard policy. In Charleston rates can be higher due to coastal exposure with annual premiums often ranging from 1500 to 3000 dollars. Factors like home value construction type and proximity to water affect the price. This is general information and not insurance advice.
About home insurance agents in Charleston
Home insurance agents in Charleston South Carolina help you find coverage that meets state requirements and protects against local risks like hurricanes and flooding. South Carolina law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including wind and hail coverage which is common in coastal areas.
Frequently Asked Questions
What does a home insurance agent in Charleston do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in Charleston South Carolina?
Standard home insurance policies do not cover flood damage. If your property is in a high risk flood zone your lender may require flood insurance. Even outside high risk zones flood insurance is recommended due to Charleston heavy rainfall and storm surge risks.
How can I find a licensed home insurance agent in Charleston?
You can search the South Carolina Department of Insurance website for licensed agents. You can also ask for referrals from friends or real estate agents. Make sure the agent is authorized to sell policies in South Carolina.
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