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HomeHome Insurance AgentsVirginia › Lynchburg

Find Home Insurance Agents Near You in Lynchburg, VA

Browse home insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Lynchburg, Virginia is Mallori Teegarden - State Farm Insurance Agent, rated 4.9 stars across 223 reviews. Other highly rated options include Cothran Schoonover Insurance, Chip Harvey - State Farm Insurance Agent, Hedges Insurance Agency LLC. This directory lists 19 home insurance agents serving Lynchburg.

Showing 19 home insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mallori Teegarden - State Farm Insurance Agent114 Tradewynd Dr ste a(434) 528-1234
2Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
3Chip Harvey - State Farm Insurance Agent21009 Timberlake Rd(434) 237-2975
4Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
5Insurance Consultants of Lynchburg22174 Timberlake Rd m(434) 237-5926
6Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
7Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
8Carrie Mattox: Allstate Insurance19423 Forest Rd(434) 384-6700
9Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
10Parker, Shelton & Associates Inc. - Insurance Agency25 Greystone Dr Ste 7(434) 239-6936
MT
114 Tradewynd Dr ste a
Mallori Teegarden - State Farm Insurance Agent
Home Insurance Agent · Lynchburg, VA

Mallori Teegarden - State Farm Insurance Agent serves the Lynchburg, Virginia area as a home insurance agent. The company provides property coverage designed to protect homeowners from unexpected damages and liabilities. Home insurance policies in this region typically cover losses from fire, theft, and severe weather events common to central Virginia. The agency works with clients to select appropriate deductibles and limits for their individual homes. It handles both standard homeowner policies and additional coverage for personal belongings or liability protection.

CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Home Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance provides a range of home insurance services for property owners in Lynchburg, Virginia. The agency helps clients select appropriate coverage levels for their dwellings and personal property. It offers guidance on standard maintenance plans that protect against common perils such as fire, wind, and theft. Policyholders receive assistance with routine policy reviews to ensure adequate protection as their needs change. The firm services single-family homes, apartments, retail spaces, and local restaurants.

CH
21009 Timberlake Rd
Chip Harvey - State Farm Insurance Agent
Home Insurance Agent · Lynchburg, VA

Homeowners, businesses, and property managers in Lynchburg turn to Chip Harvey - State Farm Insurance Agent for comprehensive home insurance coverage. This agency assists clients in protecting their properties against common local risks, such as severe storms and fire, while offering liability protection and contents coverage. Policies are tailored to meet individual needs, including options for additional living expenses and personal property endorsements. The agent also serves the nearby community of Forest, providing the same detailed guidance and policy support for home insurance needs throughout the greater Lynchburg metro area.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Home Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC serves Lynchburg, Virginia, and the surrounding communities, handling a full range of home insurance policies for local property owners. Its work includes advising clients on coverage for dwelling protection, personal liability, and contents against regional risks like storms and wildfires. Each typical job begins with a thorough review of the property’s specific needs and existing policy details, then proceeds with comparing options from multiple carriers to match the desired protection level.

IC
22174 Timberlake Rd m
Insurance Consultants of Lynchburg
Home Insurance Agent · Lynchburg, VA

Insurance Consultants of Lynchburg provides tailored home insurance policies, including coverage for dwelling protection and personal liability. The agency also assists clients with bundling home and auto policies for simplified management. Serving the Lynchburg, VA area, the team evaluates property risks and recommends appropriate deductibles and endorsements. Amid seasonal thunderstorms common to central Virginia, the agency helps homeowners assess coverage for wind and hail damage to ensure adequate protection.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Home Insurance Agent · Lynchburg, VA

Nelles Insurance Solutions in Lynchburg, VA helps clients distinguish between a one-time policy review and recurring, ongoing coverage adjustments to meet changing home values. As a home insurance agent, the company prepares quotes and explains coverage options for dwelling protection, personal property, and liability exposure. Each policy response is tailored to the local risks common to the Lynchburg area. Service appointments operate on an as-needed basis, allowing clients to request a consultation only when their current policy requires renewal or reassessment.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Home Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg assists homeowners in Lynchburg, VA, with standard residential property insurance policies. Their services can include customizing coverage through specialty add-ons for liability protection or specific personal property endorsements. They provide guidance to match insurance needs with appropriate policy options for local residents. Beyond homes, the agency can also serve commercial sectors such as offices, warehouses, and food service establishments needing tailored business insurance solutions.

CM
19423 Forest Rd
Carrie Mattox: Allstate Insurance
Home Insurance Agent · Lynchburg, VA

As winter temperatures drop in Lynchburg, homeowners often worry about burst pipes and ice damage. Carrie Mattox: Allstate Insurance responds by helping residents review their existing policies for cold-weather vulnerabilities. A local home insurance agent in the area, this agency guides clients through coverage options that protect against common regional perils like frozen pipes and storm-related roof leaks. For those buying or updating a policy, the agent schedules a personal consultation to review the home’s current condition and identify any needed inspections before finalizing coverage.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Home Insurance Agent · Lynchburg, VA

Homeowners in Lynchburg, VA, can turn to Leech & Hicks, Inc. Insurance for policies protecting their residential property. The agency also offers commercial coverage to address the risks faced by local businesses throughout the area. By reviewing individual structures and contents, agents match each client with suitable protection from common perils. After a policy is issued or a claim is handled, the agency remains available for follow-up service between regular visits, ensuring coverage needs continue to be met over time.

PS
25 Greystone Dr Ste 7
Parker, Shelton & Associates Inc. - Insurance Agency
Home Insurance Agent · Lynchburg, VA
TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Home Insurance Agent · Lynchburg, VA
(434) 385-1664
gbtaylorins.com
AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Home Insurance Agent · Lynchburg, VA
(434) 455-4333
adamsinsuranceinc.com
AM
2782 Waterlick Rd
Andy Mathews Agency
Home Insurance Agent · Lynchburg, VA
(434) 534-9004
askandysagents.com
CI
801 Main St
Campbell Insurance
Home Insurance Agent · Lynchburg, VA
(434) 847-5541
campbellins.com
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Home Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
BI
2420 Langhorne Rd
Bost Insurance
Home Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
PC
105 Tradewynd Dr
Pure Cover Insurance Agency
Home Insurance Agent · Lynchburg, VA
(434) 922-1665
agents.allstate.com/usa/va/lynchburg
TI
20190 Timberlake Rd Suite A
Timberlake Insurance Agency Inc
Home Insurance Agent · Lynchburg, VA
(434) 237-6503
lynchburginsurance.com
GI
3723 Old Forest Rd
Gardner Insurance Solutions, LLC
Home Insurance Agent · Lynchburg, VA
(434) 316-5433
jmgardnerinsurance.com

What Does a a Home Insurance Agent in Lynchburg Cost?

Home insurance premiums in Virginia average around 1200 to 1600 dollars per year for a standard policy. In Lynchburg rates can vary from 900 to 2000 dollars annually depending on coverage levels and home specifics. Factors like the homes age roof condition and distance from a fire station affect the price. This is general information and not insurance advice.

About home insurance agents in Lynchburg

Home insurance agents in Lynchburg Virginia help homeowners find coverage for their property against risks like fire theft and weather damage. Virginia law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including dwelling coverage personal property and liability protection that meet local needs.

Frequently Asked Questions

What does a home insurance agent in Lynchburg do?

A home insurance agent in Lynchburg helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.

Is homeowners insurance required by law in Virginia?

Virginia state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Without a mortgage it is still wise to have coverage to protect your investment.

What factors affect home insurance costs in Lynchburg Virginia?

Costs depend on your homes age location construction type and replacement value. Your claims history and credit score also matter. Lynchburg is in a moderate risk area for weather but flood insurance may be needed separately.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.