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Find Home Insurance Agents Near You in Midlothian, VA

Browse home insurance agents serving Midlothian, Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Midlothian, Virginia is Cindy Shumaker - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Farmers Insurance - Sara Martin, Paul Martin - State Farm Insurance Agent, Knight Magee Insurance. This directory lists 18 home insurance agents serving Midlothian.

Showing 18 home insurance agents in Midlothian, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cindy Shumaker - State Farm Insurance Agent15871 City View Dr Suite #310(804) 794-4304
2Farmers Insurance - Sara Martin2820 Waterford Lake Dr Ste 200(804) 220-9272
3Paul Martin - State Farm Insurance Agent368 Browns Hill Ct(804) 794-3444
4Knight Magee Insurance14321 Winter Breeze Dr Suite 135(804) 320-0129
5Jason Claybrook - State Farm Insurance Agent14359 Sommerville Ct #102(804) 464-3599
6Sumser Insurance Professionals104 Walton Park Ln(804) 423-8372
7Sanford Insurance5001 Craig Rath Blvd(804) 716-8940
8Thurston and Heare Insurance1216 Crowder Dr(804) 717-8283
9Virginia Insurance Services1 Park W Cir #100(804) 744-3345
10Prem Das - State Farm Insurance AgentHistoric 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke(804) 378-2886
CS
15871 City View Dr Suite #310
Cindy Shumaker - State Farm Insurance Agent
Home Insurance Agent · Midlothian, VA

Cindy Shumaker - State Farm Insurance Agent serves the Midlothian, Virginia area and surrounding Chesterfield County communities. The agency provides comprehensive home insurance policies, helping residents protect their properties against common regional risks. Clients can review their current coverage limits for dwelling, personal property, and liability protection. The office also assists with bundling home and auto insurance for potential discounts. For local homeowners, the agency handles renters insurance policies and offers additional endorsements for valuable personal items.

FI
2820 Waterford Lake Dr Ste 200
Farmers Insurance - Sara Martin
Home Insurance Agent · Midlothian, VA

Farmers Insurance - Sara Martin in Midlothian, Virginia, provides standard home insurance services including dwelling, personal property, and liability coverage. It offers policy customization with options for deductibles and additional endorsements to meet individual homeowner needs. Tailored maintenance and service plans include periodic policy reviews to adjust coverage as property values change. The agency assists with claims filing and offers guidance on risk-reduction measures for local homes. It services single-family homes, townhouses, apartments, and mixed-use properties such as retail shops and restaurants in the surrounding area.

PM
368 Browns Hill Ct
Paul Martin - State Farm Insurance Agent
Home Insurance Agent · Midlothian, VA

Paul Martin - State Farm Insurance Agent serves homeowners and businesses in the Midlothian, VA area, offering policies that safeguard residential properties against damage from storms, fire, and liability risks. The agency works with property owners to secure coverage for single-family homes and rental dwellings, helping clients understand deductibles and replacement cost options. It also provides guidance on standard perils and optional endorsements for water backup or personal property protection. This agent additionally serves the neighboring communities throughout Chesterfield County and greater Richmond metro area.

KM
14321 Winter Breeze Dr Suite 135
Knight Magee Insurance
Home Insurance Agent · Midlothian, VA

Serving Midlothian, Virginia, and the surrounding communities, Knight Magee Insurance handles homeowners insurance policies that protect residential properties and personal assets. The agency works with clients to assess coverage needs for various home types and provides options to safeguard against common regional risks like storms and liability claims. When handling a typical homeowner insurance job, this agent evaluates the specific features of a property to recommend appropriate coverage limits and deductibles.

JC
14359 Sommerville Ct #102
Jason Claybrook - State Farm Insurance Agent
Home Insurance Agent · Midlothian, VA

When selecting home insurance, a client may choose either a one-time policy for a single property or a recurring plan that automatically renews each term. Jason Claybrook, a State Farm Insurance Agent in Midlothian, VA, offers both options to meet different coverage needs, such as protecting the dwelling, personal belongings, and liability in the local area. Coverage is tailored to each home’s specifics, including its structure and contents. Service typically runs on an as-needed basis, with the ability to schedule adjustments whenever a policyholder’s situation changes.

SI
104 Walton Park Ln
Sumser Insurance Professionals
Home Insurance Agent · Midlothian, VA

Sumser Insurance Professionals in Midlothian, VA specializes in tailoring home insurance policies to protect structures and personal property. It also handles general liability and hazard coverage for local homeowners. The agency works closely with clients to assess risks specific to the region. This includes helping families prepare for unexpected weather events common in Central Virginia. During the fall and winter months, it routinely assists policyholders with claims related to frozen pipes and falling tree limbs.

SI
5001 Craig Rath Blvd
Sanford Insurance
Home Insurance Agent · Midlothian, VA

Homeowners in Midlothian, Virginia, often seek coverage adjustments after seasonal storms or renovations, and Sanford Insurance provides dedicated support for these changing needs. As a local home insurance agent, the company works closely with clients to review policy options that address specific regional risks, from severe weather to property value fluctuations. The typical process begins with a thorough consultation and a detailed inspection of the home to assess current coverage levels.

TH
1216 Crowder Dr
Thurston and Heare Insurance
Home Insurance Agent · Midlothian, VA

Thurston and Heare Insurance works with homeowners to secure policies that protect residential properties and personal belongings. The company also assists clients in adding specialty coverages, such as protection for valuable items or liability riders. Operating in and around Midlothian, VA, this home insurance agent helps clients adjust deductibles and coverage limits to fit their individual needs. Commercial sectors it can serve include office buildings, warehouses for storage, and establishments in the food service industry.

VI
1 Park W Cir #100
Virginia Insurance Services
Home Insurance Agent · Midlothian, VA

Virginia Insurance Services in Midlothian, VA, is known for providing home insurance agents who help local homeowners secure coverage for their properties. The company offers standard policies that protect against common perils like fire, theft, and weather damage. Agents assist clients in comparing deductibles and policy limits. For additional protection, the agency can arrange add-on coverage for replacement cost of home contents.

PD
Historic 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke
Prem Das - State Farm Insurance Agent
Home Insurance Agent · Midlothian, VA

Serving Midlothian, Virginia with residential home insurance solutions, Prem Das - State Farm Insurance Agent also provides commercial coverage options for local businesses throughout the greater area. Each policy is tailored to individual needs, with a focus on protecting property and personal assets. The agent works to explain coverage details clearly, helping clients make informed decisions. After a policy is set, the office follows up between regular visits to address any changes, ensuring continued protection and service over time.

HI
14312 Winter Breeze Dr
Harter Insurance Agency LLC
Home Insurance Agent · Midlothian, VA
(804) 660-8889
harterinsurance.net
SI
1141 Jefferson Green Cir
Southside Insurance
Home Insurance Agent · Midlothian, VA
(804) 897-5350
erieinsurance.com/agencies/va/midlothian/dd1571
CF
13813 Village Mill Dr Suite A
Client First Insurance Group
Home Insurance Agent · Midlothian, VA
(804) 601-6600
clientfirstrva.com
HI
13104 Midlothian Tpke
Heritage Insurance Partners
Home Insurance Agent · Midlothian, VA
(804) 794-4500
trustheritage.com
SI
5925 Harbour Park Dr
Springer Insurance
Home Insurance Agent · Midlothian, VA
(804) 739-9500
thespringeragency.com
GJ
13702 Village Mill Dr Ste 100
Gregory Jones: Allstate Insurance
Home Insurance Agent · Midlothian, VA
(804) 794-1200
agents.allstate.com/gregory-jones-midlothian-va.html
CA
1358 Sycamore Square Dr
Cannon and Associates Insurance / Angela Bruce
Home Insurance Agent · Midlothian, VA
(804) 794-9400
cannonandassoc.com
PI
2409 Dovercourt Dr
Premier Insurance Agency, Ltd
Home Insurance Agent · Midlothian, VA
(804) 794-8000
yourpremierins.com

What Does a a Home Insurance Agent in Midlothian Cost?

Typical home insurance costs in Virginia range from 800 to 1,500 dollars per year for standard coverage. Midlothian rates may be slightly higher or lower based on property specifics and risk factors. Factors like deductible amount, coverage limits, and discounts for bundled policies affect final prices. This is general information and not insurance advice.

About home insurance agents in Midlothian

Home insurance agents in Midlothian, Virginia help homeowners find coverage that meets state and lender requirements. Virginia law does not require home insurance, but mortgage lenders typically mandate it. Agents can explain policy options for risks common to the area, such as storms and flooding.

Frequently Asked Questions

What does a home insurance agent in Midlothian do?

A home insurance agent helps you compare policies from different insurers. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.

Is home insurance required in Virginia?

Virginia state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements.

What factors affect home insurance costs in Midlothian?

Costs depend on your homes age, location, construction type, and coverage limits. Proximity to fire stations and local crime rates also matter. Flood risk in certain areas of Midlothian may increase premiums.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.