The top-rated home insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 664 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Tracey Vinson - State Farm Insurance Agent. This directory lists 14 home insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 5 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 6 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 7 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 8 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 9 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
| 10 | Atlantic Charter Insurance Group | 5599 Portsmouth Blvd | (757) 488-0082 |
Beth Holland - State Farm Insurance Agent in Portsmouth, Virginia, is known for providing personalized home insurance coverage tailored to individual property needs. The office helps local homeowners secure protection for their dwellings and personal belongings against common regional risks. Standard policies often include liability coverage and coverage for structures like garages or sheds. As a specialty service, clients can also add a home systems protection plan that covers major appliances and mechanical systems for an additional fee.
Rachel Bailey - State Farm Insurance Agent serves the Portsmouth, VA area and the surrounding Hampton Roads region. The agency provides home insurance policies designed to protect local homeowners from common hazards like fire, theft, and weather-related damage. It also offers guidance on coverage limits to help clients safeguard their property and personal belongings. In addition to standard dwelling protection, the office handles liability coverage and endorsements for valuable items.
Nationwide Insurance: Coppedge Insurance Agency Inc. provides a range of home insurance services for residents in the Portsmouth, VA area, including assistance with policy selection and risk assessment. The agency helps clients review their existing coverage and adjust plan details as their needs change. It also offers periodic policy maintenance reviews to ensure adequate protection for local weather and property conditions. This agency services single-family homes, apartments, retail spaces, and local restaurants.
Tracey Vinson - State Farm Insurance Agent in Portsmouth, VA, serves local homeowners, renters, and property managers who need comprehensive policies for their residences. The agency guides clients through coverage options that protect against common coastal risks, including wind and flood damage. Each policy is tailored to individual property values and liability needs. Regular reviews help adjust plans as homes or circumstances change. The office also provides coverage for clients in nearby Chesapeake and the broader Hampton Roads region, ensuring accurate protection for properties across the area.
Terry Friar - State Farm Insurance Agent serves Portsmouth, Virginia, and the surrounding communities of Hampton Roads, offering home insurance policies to protect residential properties. It handles coverage for dwellings, personal belongings, and liability against common incidents like fire, theft, or storm damage. Local homeowners can receive a policy review that discusses deductibles and replacement cost options. Using a straightforward consultation process, the agency explains available endorsements to match each property’s specific risk profile and budget constraints.
Heritage Insurance Agency, located in Portsmouth, VA, offers home insurance policies as a one-time purchase for a specific coverage term, while ongoing policy management, renewal, and claim assistance are handled as recurring services to ensure continuous protection. Clients can choose from a range of dwelling, liability, and property coverage options tailored to local coastal risks. Service is available on both a scheduled and as-needed basis for policy reviews and updates.
Willis Roberts: Allstate Insurance assists clients with structuring customized homeowners policies that address local weather risks. The agency provides standard residential coverage options and helps residents of Portsmouth, Virginia, review deductibles and liability limits. It guides policyholders through the claims process to ensure proper documentation and communication. The office also evaluates policies annually for changing coverage needs. During hurricane season, it can review named-storm deductibles and reinforce the importance of flood insurance for properties near tidal waterways.
Winter storms can bring ice dams and wind damage to homes in Portsmouth, VA, making reliable protection essential. Members Assurance Property & Casualty helps local homeowners review their coverage options and find policies that address these common coastal risks. As a local home insurance agent, the company serves clients seeking to safeguard their properties against seasonal threats. Following a policy consultation, a detailed inspection of the home is arranged to verify its condition and finalize the coverage terms.
Atlantic Charter Insurance Group assists homeowners in Portsmouth, VA by finding coverage for their dwellings and personal property. The agency can arrange specialty add-ons like flood protection or liability extensions that standard policies often omit. The team works with multiple insurers to compare terms and premiums. It can also serve commercial sectors, including offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Portsmouth Cost?
The average cost of homeowners insurance in Virginia is around 1300 to 1800 per year for a standard policy. In Portsmouth rates may be higher due to coastal storm risk and can range from 1500 to 3000 annually depending on the home value and deductible. Costs vary by property age location and coverage limits. This is general information not insurance advice.
About home insurance agents in Portsmouth
A home insurance agent in Portsmouth Virginia helps you find coverage that protects your property against coastal risks like hurricanes and flooding. Virginia law requires insurers to offer flood coverage in certain zones but does not mandate homeowners insurance. Agents can explain how local windpool programs and Virginia Fair Plan options work for high risk properties.
Frequently Asked Questions
Do I need home insurance to get a mortgage in Portsmouth Virginia
Yes most lenders require homeowners insurance as a condition of the loan. Virginia does not have a state law requiring insurance but your lender will mandate it to protect their investment.
What does a home insurance agent in Portsmouth do
An agent helps you compare policies from different carriers to find coverage for your home and belongings. They can explain Virginia specific endorsements like law and ordinance coverage for older homes.
How does flood insurance work for Portsmouth homes
Standard home insurance does not cover flood damage. Portsmouth is in a high risk coastal area so agents often recommend a separate flood policy through the National Flood Insurance Program or a private carrier.
Home Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Ashland · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Fairfax · Falls Church · Fredericksburg