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Compare Home Insurance Agents in Stafford, VA

Directory of home insurance agents in Stafford, Virginia. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Stafford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 15 home insurance agents in Stafford, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rachel Johnson - State Farm Insurance Agent
373 Garrisonville Rd #109, Stafford, VA 22554
(540) 628-7937 mystaffordagent.com
Gary Boxley - State Farm Insurance Agent
2048 Richmond Hwy # B, Stafford, VA 22554
(703) 221-1771 garyboxleyinsurance.com
Farmers Insurance - Patricia Grant
306 Garrisonville Rd Suite 303, Stafford, VA 22554
(540) 318-8622 agents.farmers.com
J. Green Insurance
300 Garrisonville Rd Suite 302, Stafford, VA 22554
(540) 318-6020 jgreeninsurance.com
Michael C. Smith - State Farm Insurance Agent
2789 Richmond Hwy Ste 109, Stafford, VA 22554
(540) 720-8404 agentmcsmith.com
Bryce Reeves - State Farm Insurance Agent
685 Garrisonville Rd STE 101, Stafford, VA 22554
(540) 657-7030 brycereeves.net
Tabitha E. Walker Insurance Agency
25 Clement Dr, Stafford, VA 22556
(540) 657-5633 tabithawalkerinsurance.com
Isaac Plans Insurance
129 Pewter Ln, Stafford, VA 22554
(540) 426-1804 isaacplans.com
Elite Insurance Services VA
2080 US-1, Stafford, VA 22554
(434) 356-0420
EZ FIX INSURANCE AGENCY
1259 Courthouse Rd #204, Stafford, VA 22554
(540) 318-6733 multiserviciosentrelatinos.com
Coverage Co Insurance VA
2049 US-1, Stafford, VA 22554
(540) 413-0166
Pamela Luckie: Primerica - Financial Services
2046 Richmond Hwy Ste B, Stafford, VA 22554
(540) 490-9002 reps.primerica.com
Progressive Agent: HAA Insurance Agency LLC
24 Onville Rd suite 101-19, Stafford, VA 22556
(703) 691-6126 haainsuranceagency.com
Gengler Insurance Agency Stafford
356 Garrisonville Rd #119, Stafford, VA 22554
(540) 659-3599 ginsurance.net
GlobalGreen Insurance Agency
2101 Jefferson Davis Hwy, Stafford, VA 22554
(540) 685-1530

Home insurance agents in Stafford Virginia help homeowners find coverage that meets state requirements and protects against local risks like flooding from the Rappahannock River. Virginia law does not require homeowners insurance but mortgage lenders typically do. An agent can explain policy options including dwelling coverage personal property and liability protection.

What Does a Home Insurance Agent in Stafford Cost?

Home insurance costs in Virginia average around 1200 to 2000 dollars per year for a standard policy but rates vary by home value location and coverage level. In Stafford factors like proximity to water and the age of your home can affect premiums. Flood insurance through the NFIP costs about 700 to 1500 dollars annually depending on risk zone. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Stafford do?
A home insurance agent in Stafford helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Virginia-specific coverages like windstorm and flood insurance. Agents also assist with filing claims and updating your policy after renovations.
Do I need flood insurance in Stafford Virginia?
Flood insurance is not required by Virginia state law but may be required by your mortgage lender if your home is in a high-risk flood zone. Stafford County participates in the National Flood Insurance Program. Many agents recommend flood coverage even outside high-risk areas due to local flood history.