ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsWashington › Gig Harbor

Find Home Insurance Agents Near You in Gig Harbor, WA

Browse home insurance agents serving Gig Harbor, Washington. Updated 2026-07-14.

The top-rated home insurance agent in Gig Harbor, Washington is Narrows Insurance, rated 5.0 stars across 276 reviews. Other highly rated options include Kent Cashman - State Farm Insurance Agent, Timothy Lopez American Family Insurance, Michael J Clifford Insurance Services. This directory lists 20 home insurance agents serving Gig Harbor.

Showing 20 home insurance agents in Gig Harbor, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Narrows Insurance2601 Jahn Ave NW a1(253) 851-8831
2Kent Cashman - State Farm Insurance Agent7610 Pioneer Way UNIT 201(253) 851-5116
3Timothy Lopez American Family Insurance7512 Stanich Ln # 2(253) 858-7200
4Michael J Clifford Insurance Services11010 Harbor Hill Dr STE B(253) 858-9879
5Patrick Kelly - State Farm Insurance Agent3412 56th St #101(253) 851-6171
6Sound Business Insurance3312 Rosedale St NW Suite #103(253) 858-9988
7Farmers Insurance - Lawrence Kalahiki6625 Wagner Way NW Ste 260f(253) 509-0837
8Tim Potter - State Farm Insurance Agent5151 Borgen Blvd Ste 204(253) 851-4400
9Farmers Insurance - Daniel Fraley7116 Stinson Ave Ste B311(253) 851-3266
10Farmers Insurance - Tyler Martindale5209 Point Fosdick Dr #207(253) 851-9578
NI
2601 Jahn Ave NW a1
Narrows Insurance
Home Insurance Agent · Gig Harbor, WA

Narrows Insurance serves the greater Gig Harbor area as a local home insurance agent. It helps clients protect their residential properties against common regional risks. The company works with individuals to find coverage that fits their specific home and budget. Policies typically address damage from storms, fire, theft, and liability. Narrows Insurance also assists with evaluating deductibles and coverage limits to ensure proper protection. It handles personalized homeowners insurance policies and arranges bundled policy options for local residents.

KC
7610 Pioneer Way UNIT 201
Kent Cashman - State Farm Insurance Agent
Home Insurance Agent · Gig Harbor, WA

Kent Cashman - State Farm Insurance Agent in Gig Harbor, Washington, provides tailored home insurance policies designed to protect homeowners from local weather-related risks and unexpected property damage. Coverage options include dwelling protection, personal liability, and replacement cost estimates for belongings. Routine policy reviews and claims assistance are available to help clients adjust coverage as their needs change. The agency works with a variety of property types, including single-family homes, apartments, condominiums, retail spaces, and restaurants.

TL
7512 Stanich Ln # 2
Timothy Lopez American Family Insurance
Home Insurance Agent · Gig Harbor, WA

Timothy Lopez American Family Insurance serves homeowners and property managers in Gig Harbor, Washington, by offering tailored home insurance policies designed to protect residential investments. The agency helps clients understand coverage options that safeguard against local risks like storms and fire. Assistance is provided with policy reviews to ensure adequate protection for personal property and liability. Timothy Lopez American Family Insurance also extends its services to neighbors living in the nearby communities of Tacoma and the greater Pierce County metro area.

MJ
11010 Harbor Hill Dr STE B
Michael J Clifford Insurance Services
Home Insurance Agent · Gig Harbor, WA

Michael J Clifford Insurance Services serves clients in Gig Harbor and the surrounding Pierce County communities, specializing in home insurance coverage. The agency handles policies for standard single-family homes, condominiums, and rental properties, helping local homeowners protect their investments against common regional risks such as windstorms and seasonal flooding. For a typical policy, it evaluates the property's unique features and replacement cost, then presents coverage options tailored to each homeowner's specific needs and budget constraints.

PK
3412 56th St #101
Patrick Kelly - State Farm Insurance Agent
Home Insurance Agent · Gig Harbor, WA

Patrick Kelly at State Farm in Gig Harbor distinguishes between a single, risk-mitigating policy and an ongoing relationship that adapts to coverage needs over time. Home insurance typically protects the dwelling, personal property, and liability, with endorsements recommended for local wind and water exposure. Advice covers policy clarity and loss prevention. Scheduling an initial consultation is welcome, with service offered on both a one-time appraisal and an as-needed basis for future adjustments.

SB
3312 Rosedale St NW Suite #103
Sound Business Insurance
Home Insurance Agent · Gig Harbor, WA

Sound Business Insurance offers specialized home insurance policies tailored to protect properties in coastal and waterfront environments throughout Gig Harbor. It also provides general homeowners coverage for standard residential needs, including dwelling, personal property, and liability protection. The company helps local residents find appropriate policies for their unique situations. During the rainy fall and winter months, it frequently assists homeowners with claims related to storm damage, wind, and water intrusion from the region’s heavy seasonal rains.

FI
6625 Wagner Way NW Ste 260f
Farmers Insurance - Lawrence Kalahiki
Home Insurance Agent · Gig Harbor, WA

When winter storms sweep across the Puget Sound, Gig Harbor homeowners often worry about wind damage to roofs and siding. Farmers Insurance agent Lawrence Kalahiki helps local residents review their policies to confirm adequate coverage for storm-related claims. The agency works with each household to find a plan that matches their property’s specific risks. Starting the process is straightforward: the agent schedules a walk-through to assess the home’s exterior and interior condition. This initial inspection identifies any existing vulnerabilities before finalizing a policy.

TP
5151 Borgen Blvd Ste 204
Tim Potter - State Farm Insurance Agent
Home Insurance Agent · Gig Harbor, WA

As a home insurance agent in Gig Harbor, WA, Tim Potter helps property owners secure coverage for dwellings and personal belongings. Specializing in add-on protections, the agency offers policies that can include equipment breakdown, identity theft, and water backup coverage. Services address risks common to the Pacific Northwest while maintaining standard homeowners protections. The agency also extends coverage to commercial sectors, including offices, warehouses, and food service establishments.

FI
7116 Stinson Ave Ste B311
Farmers Insurance - Daniel Fraley
Home Insurance Agent · Gig Harbor, WA

Farmers Insurance - Daniel Fraley provides residential home insurance services for homeowners in Gig Harbor, Washington. Commercial coverage options are also available to local small businesses and property owners throughout the surrounding Pierce County area. The agency works with clients to review coverage needs and adjust policies as circumstances change. Customers can easily follow up between regular visits by contacting the office directly for quick updates or policy questions.

FI
5209 Point Fosdick Dr #207
Farmers Insurance - Tyler Martindale
Home Insurance Agent · Gig Harbor, WA

Farmers Insurance - Tyler Martindale in Gig Harbor, WA, is known for providing home insurance policies tailored to protect local residential properties. Its service range includes covering dwellings for damage from fire, wind, and theft, along with personal liability protection. The agency helps homeowners in the Gig Harbor area choose appropriate deductibles and coverage limits. A specialty service it can add on is scheduled personal property coverage for valuable items like jewelry or fine art.

GI
5122 Olympic Dr
Great Insurance Washington
Home Insurance Agent · Gig Harbor, WA
(253) 387-6035
LF
5775 Soundview Dr # 101B
Larson Financial & Insurance: Allstate Insurance
Home Insurance Agent · Gig Harbor, WA
(253) 851-8866
agents.allstate.com/larson-financial--insurance-gig-harbor-wa.html
KU
7201 Pioneer Way a102
Ken Uddenberg - State Farm Insurance Agent
Home Insurance Agent · Gig Harbor, WA
(253) 851-8355
kenuddenberg.com
OC
3710 Grandview St
Olympic Crest Insurance, Inc.
Home Insurance Agent · Gig Harbor, WA
(253) 851-4408
olympiccrest.com
SI
3118 Judson St #189
Stanford Insurance
Home Insurance Agent · Gig Harbor, WA
(253) 874-9200
stanfordinsurance.com
FO
3111 Harborview Dr #200b
Fournier
Home Insurance Agent · Gig Harbor, WA
(253) 851-3323
fournierinsurance.com
HM
3206 50th St Ct #224
Horace Mann Insurance Co
Home Insurance Agent · Gig Harbor, WA
(360) 382-2671
II
10612 132nd St Ct NW
Interference Insurance Services
Home Insurance Agent · Gig Harbor, WA
(253) 364-1027
TJ
3220 Uddenberg Ln #2
Troy Johnson Insurance
Home Insurance Agent · Gig Harbor, WA
(253) 858-9004
troyjohnsoninsurance.com
HM
5224 Olympic Dr # 107
Horace Mann Insurance Agency
Home Insurance Agent · Gig Harbor, WA
(253) 242-0572
horacemann.com

What Does a a Home Insurance Agent in Gig Harbor Cost?

The average cost of home insurance in Washington is about $1,200 per year for a standard policy, but rates in Gig Harbor may be higher due to coastal exposure. A typical homeowners policy in the area ranges from $800 to $2,000 annually, depending on the homes value, age, and coverage limits. Adding earthquake insurance can increase the premium by $200 to $500 per year. This is general information, not insurance advice.

About home insurance agents in Gig Harbor

A home insurance agent in Gig Harbor, Washington can help you find a policy that protects your property against risks like windstorms and earthquakes. Washington state law requires insurers to offer earthquake coverage as an endorsement, but it is not mandatory to purchase. Local agents understand the specific needs of homes near the Puget Sound and can guide you through policy options.

Frequently Asked Questions

What does a home insurance agent in Gig Harbor do?

A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms, help with claims, and advise on additional coverages like flood or earthquake insurance. Agents licensed in Washington must follow state regulations on policy disclosures and cancellation notices.

Do I need earthquake insurance for my Gig Harbor home?

Earthquake insurance is not required by law in Washington, but insurers must offer it as an optional endorsement. Given Gig Harbors location near the Cascadia subduction zone, many homeowners choose to add this coverage. An agent can explain the deductible and coverage limits for earthquake policies.

How do I choose a home insurance agent in Gig Harbor?

Look for an agent who is licensed in Washington and has experience with homes in coastal areas. Ask about their knowledge of local risks like windstorms, landslides, and flooding. You can verify an agents license through the Washington State Office of the Insurance Commissioner.

Home Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.