The top-rated home insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,796 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, A'lan Edmonson - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 26019 104th Ave SE Suite 102 | (253) 277-8418 |
| 2 | Heritage | 24401 104th Ave SE #102 | (253) 638-8142 |
| 3 | Scott Kizer - State Farm Insurance Agent | 13106 SE 240th St # 101 | (253) 398-2746 |
| 4 | A'lan Edmonson - State Farm Insurance Agent | 18000 72nd Ave S #171 | (253) 833-2500 |
| 5 | Vern Fonk Insurance | 23830 Pacific Hwy S Ste 101 | (206) 408-5797 |
| 6 | Kyle J MacVicar: Allstate Insurance | 13121 SE Kent-Kangley Rd Ste 103 | (253) 639-1555 |
| 7 | Farmers Insurance - Kevin Busby | 13215 SE 240th St A | (253) 872-7366 |
| 8 | Farmers Insurance - Marisela Ibarra | 204 Central Ave N #102 | (253) 835-5715 |
| 9 | Craig Romney - State Farm Insurance Agent | 24255 104th Ave SE | (253) 859-0910 |
| 10 | Doug Jones - State Farm Insurance Agent | 124 4th Ave S #210 | (253) 850-3226 |
Cesar Ramos - State Farm Insurance Agent serves the Kent, Washington metro area and surrounding communities in King County as a home insurance agent. The agency works with homeowners to help protect their property and personal belongings against covered losses. Policy options can include dwelling coverage, personal liability protection, and additional living expense reimbursement. The specific coverage needs of each residence are reviewed during a consultation. This agent also assists clients with bundling home and auto insurance for potential savings.
Heritage offers a comprehensive range of home insurance services for property owners in Kent, WA, including policy evaluation, risk assessment, and tailored coverage options. The company provides service plans that include regular policy reviews and updates to ensure clients have adequate protection against local weather events and liability concerns. Maintenance plans assist homeowners in managing potential property hazards and filing claims efficiently. Heritage services single-family homes, apartments, retail spaces, and restaurants throughout the Kent area.
Scott Kizer’s State Farm Insurance Agency in Kent, WA, serves local homeowners, small business owners, and property managers seeking tailored protection for their assets and liabilities. The agency assists clients in selecting appropriate policies for dwellings, personal property, and liability coverage against regional risks such as storms or fire. It also handles auto and life insurance needs that complement a home policy. The team works with each customer to explain coverage options clearly. The office serves Kent and extends its services to the nearby communities of Covington and Maple Valley.
Serving Kent and the surrounding communities in King County, A'lan Edmonson - State Farm Insurance Agent handles home insurance coverage for local homeowners. The agent helps clients find policies that protect their property and belongings against common regional risks such as storms, theft, and liability. Offering tailored options for different home types and budgets, it also assists with bundling policies for added convenience. Typically, the agent begins each job by reviewing the client’s specific needs and property details before recommending a plan that balances adequate protection with manageable premiums.
Vern Fonk Insurance in Kent, Washington, offers homeowners both a single-policy purchase option and the ongoing convenience of an annual renewal service for their property protection needs. Their coverage selections generally include dwelling, liability, and personal contents protections against common regional risks. Service operates on an as-needed schedule based on individual claims or policy adjustments, with annual reviews also available for maintaining current coverage levels.
Home insurance agents typically offer both a one-time policy purchase and the option of recurring annual service for ongoing coverage adjustments. Kyle J MacVicar: Allstate Insurance in Kent, WA provides home insurance coverage that helps protect a dwelling and personal property against common perils such as fire, theft, and weather damage. Working with an agent can also include periodic reviews to ensure the policy reflects any home improvements or changes in personal assets. Service for this agency runs on a combination of one-time policy setup and as-needed consultations throughout the year.
Farmers Insurance - Kevin Busby specializes in protecting single-family homes and rental properties in Kent, WA, with customized homeowners coverage. It also provides general home insurance services, including policies for dwelling structure, personal belongings, and liability protection. The agency assists clients with fall and winter risks, such as covering damage from heavy rain, windstorms, or frozen pipes common in the Pacific Northwest.
Farmers Insurance - Marisela Ibarra in Kent, WA, provides tailored home insurance solutions and specialized add-ons for standard dwelling protection, including coverage for personal property and liability. The agency works with clients to assess local risks and customize policies with endorsements for valuable items or natural disaster exclusions that are common in the Pacific Northwest. Their services extend to commercial sectors such as offices, warehouses, and food service operations, ensuring adequate coverage for varying business structures and liabilities.
As the rainy season arrives in Kent, homeowners often review their coverage for potential water damage or windstorm protection. Craig Romney's office assists residents in tailoring personal insurance policies to meet these local weather concerns. The agency presents policy options covering structure and liability, then guides each individual through the details of coverage limits and exclusions. After a client selects a plan, an inspection of the home or a phone-based initial assessment is scheduled to verify property conditions and finalize terms.
Doug Jones - State Farm Insurance Agent in Kent, WA, provides residential home insurance policies designed to protect local homeowners. Commercial coverage is also available for small businesses within the service area. Agents customizing policies to individual needs is standard practice in the area. Clients can expect straightforward guidance on deductibles and coverage limits. After a policy is in place, the agent remains available for future adjustments or claims support. This allows for ongoing service and convenient follow-up between regular review visits.
What Does a a Home Insurance Agent in Kent Cost?
The average cost of home insurance in Washington is about 1,200 to 1,800 dollars per year for a standard policy. In Kent, rates may be higher due to flood and earthquake risks. Factors like your home age, roof condition, and claims history affect your premium. This is general information and not insurance advice.
About home insurance agents in Kent
Home insurance agents in Kent Washington help you protect your home against common risks like windstorms and earthquakes. Washington state law requires insurers to offer earthquake coverage as an optional endorsement. Agents can explain how local flood zones near the Green River may affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Kent do?
A home insurance agent in Kent helps you compare policies from different companies to find coverage that fits your home and budget. They explain Washington specific coverages like earthquake and personal property replacement cost. They also assist with claims and policy changes.
Do I need earthquake insurance for my Kent home?
Earthquake insurance is not required by Washington law but insurers must offer it as a separate endorsement. Kent is in a seismically active region so many homeowners choose to add this coverage. Your agent can show you the cost and deductible options.
How does a Washington home insurance policy handle flood damage?
Standard home insurance policies in Washington do not cover flood damage. Flood insurance is available through the National Flood Insurance Program or private insurers. Your agent can help you determine if your Kent property is in a flood zone and recommend a separate flood policy.
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