The top-rated home insurance agent in Kirkland, Washington is Hayk Tadevosyan - State Farm Insurance Agent, rated 5.0 stars across 586 reviews. Other highly rated options include Grace Roberts - State Farm Insurance Agent, Katie Kelly - State Farm Insurance Agent, Vern Fonk Insurance. This directory lists 21 home insurance agents serving Kirkland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hayk Tadevosyan - State Farm Insurance Agent | 52 Lakeshore Plaza Unit A | (425) 296-4410 |
| 2 | Grace Roberts - State Farm Insurance Agent | 339 Kirkland Ave F | (425) 820-2002 |
| 3 | Katie Kelly - State Farm Insurance Agent | 951 6th St South | (425) 827-2138 |
| 4 | Vern Fonk Insurance | 12535 Totem Lake Blvd NE | (425) 880-1004 |
| 5 | Constance Ann - State Farm Insurance Agent | 12405 NE 124th St | (425) 821-2225 |
| 6 | Farmers Insurance - Jordan Carter | 11411 NE 124th St Ste 265 | (425) 557-9275 |
| 7 | Absolute Insurance Solutions | 733 7th Ave #204 | (425) 610-6909 |
| 8 | Ken Williams CHFC CLTC CLU CHRS INC | 11335 NE 122nd Way #105, Office 117 | (425) 539-2016 |
| 9 | Nancy Collingsworth - State Farm Insurance Agent | 805 Kirkland Ave STE 100 | (425) 643-6505 |
| 10 | Maki Insurance NW | 11410 NE 124th St #250 | (425) 298-7950 |
In Kirkland, the rainy season often raises concerns about roof integrity and potential water damage for homeowners. Hayk Tadevosyan – State Farm Insurance Agent provides guidance on securing appropriate home coverage tailored to these local risks. By helping clients evaluate different policy options, the agency addresses common property vulnerabilities in the Pacific Northwest. Each consultation involves a careful review of individual needs, followed by a recommendation for a thorough inspection of the home's exterior and interior systems to assess any immediate coverage requirements.
Grace Roberts - State Farm Insurance Agent serves the Kirkland, Washington area as a home insurance agent, providing property protection solutions for local homeowners. The agency assists clients in the region by offering policies that cover dwelling damage, personal belongings, and liability. Customers in Kirkland can consult this agent about standard homeowners coverage as well as additional options for condos or rental properties. The office handles the specifics of roof and water damage claims that are common for this area.
Katie Kelly - State Farm Insurance Agent in Kirkland, WA, provides a range of home insurance services, including property coverage for damage and theft, along with liability protection. Its service and maintenance plans typically offer policy reviews and claims assistance to help clients adjust their coverage as needs change. The agency works with property owners of single-family homes, apartments, retail locations, and restaurants in the surrounding area.
Vern Fonk Insurance provides home insurance solutions for residents in the Kirkland, Washington area, tailoring coverage to protect residential properties and personal belongings. As a local agency, it specializes in offering additional endorsements such as flood, earthquake, and sewer backup protection, which address risks common to the Pacific Northwest climate. The agency can serve a variety of commercial sectors requiring property insurance, including offices, warehouses, and food service establishments, ensuring adequate liability and asset protection for these distinct business operations.
Constance Ann - State Farm Insurance Agent serves homeowners, property managers, and small businesses in the Kirkland, Washington area with personalized home insurance policies. The agency helps clients assess their property risks, choose appropriate coverage limits, and protect their dwellings, personal belongings, and liability exposures. Every policy is designed to offer financial security against common local perils such as storms, fire, and theft. The agency also extends its services to homeowners in the neighboring communities of Redmond and Bellevue.
Farmers Insurance - Jordan Carter serves Kirkland, Washington, and the surrounding Eastside communities. This insurance agency handles home insurance coverage, helping protect local residences against common regional risks. As a home insurance agent, it works with homeowners to find appropriate plans that fit their individual property needs. The agency takes a personalized approach to each typical job, first discussing a client’s specific home situation and then carefully comparing available policy options to ensure comprehensive coverage is considered for the property.
Absolute Insurance Solutions in Kirkland, Washington distinguishes between a one-time policy review to analyze existing coverage needs and an ongoing relationship to adjust protection as property values change. Their home insurance assistance focuses on balancing structure, personal property, and liability coverage for local homeowners. Service operates on an as-needed basis, allowing clients to request consultations whenever their circumstances change or a specific coverage question arises.
Ken Williams CHFC CLTC CLU CHRS INC in Kirkland, WA provides home insurance agent services including policy evaluations and coverage selection guidance. It also assists with claims filing processes for property damage or loss. The company advises homeowners on adjusting policies after renovations or major purchases. During winter storms, it helps clients secure adequate protection against freeze-related pipe bursts and roof collapse from snow loads.
As autumn storms approach the Kirkland area, many homeowners review their wind and water damage coverage. Nancy Collingsworth - State Farm Insurance Agent provides home insurance policies tailored to protect homes from Pacific Northwest weather patterns. The agency helps Kirkland residents compare liability limits, understand dwelling coverage amounts, and bundle policies for potential savings. Each client discussion begins with a personalized assessment of their property and current insurance needs, followed by a detailed inspection of the home’s construction and local risk factors to determine appropriate coverage options.
What Does a a Home Insurance Agent in Kirkland Cost?
The average cost of home insurance in Washington is around 900 to 1,200 dollars per year for a standard policy. In Kirkland, rates may be higher due to property values and wildfire risk. Earthquake coverage adds 200 to 500 dollars annually depending on your home. These costs vary based on your homes age, location, and coverage limits. This is general information and not insurance advice.
About home insurance agents in Kirkland
Home insurance agents in Kirkland Washington help homeowners find policies that protect their property and belongings. Washington state law requires insurers to offer coverage for earthquake damage as an optional endorsement. A local agent can explain how factors like proximity to Lake Washington or the Cascadia subduction zone affect your rates.
Frequently Asked Questions
What does a home insurance agent in Kirkland do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They can explain Washington-specific endorsements like earthquake or flood coverage. They also assist with claims and policy changes after you buy a home.
Is earthquake insurance required in Washington?
Earthquake insurance is not required by law in Washington. However state law mandates that insurers offer it as an optional add-on to your home policy. Many homeowners in Kirkland choose this coverage due to seismic risk.
How do Washington insurance laws affect my home policy?
Washington law requires insurers to provide a 45-day notice before non-renewing a policy. It also limits how much your premium can increase after a single claim. An agent can explain these protections and how they apply to your situation.
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